FlexShopper (FPAY) Competitors

FlexShopper (NASDAQ:FPAY) and Katapult (NASDAQ:KPLT) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, analyst recommendations, earnings, media sentiment, institutional ownership, community ranking, valuation, profitability and risk.

Which has more volatility & risk, FPAY or KPLT?

FlexShopper has a beta of 1.33, indicating that its share price is 33% more volatile than the S&P 500. Comparatively, Katapult has a beta of 1.77, indicating that its share price is 77% more volatile than the S&P 500.

Does the MarketBeat Community favor FPAY or KPLT?

FlexShopper received 219 more outperform votes than Katapult when rated by MarketBeat users. Likewise, 76.98% of users gave FlexShopper an outperform vote while only 38.46% of users gave Katapult an outperform vote.

Company	Underperform	Outperform
FlexShopper	Outperform Votes 224 76.98%	Underperform Votes 67 23.02%
Katapult	Outperform Votes 5 38.46%	Underperform Votes 8 61.54%

Does the media prefer FPAY or KPLT?

In the previous week, FlexShopper had 1 more articles in the media than Katapult. MarketBeat recorded 3 mentions for FlexShopper and 2 mentions for Katapult. FlexShopper's average media sentiment score of 1.69 beat Katapult's score of 1.00 indicating that FlexShopper is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FlexShopper	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Katapult	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders hold more shares of FPAY or KPLT?

19.4% of FlexShopper shares are owned by institutional investors. Comparatively, 26.8% of Katapult shares are owned by institutional investors. 36.7% of FlexShopper shares are owned by company insiders. Comparatively, 40.0% of Katapult shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Do analysts rate FPAY or KPLT?

FlexShopper currently has a consensus target price of $2.50, indicating a potential upside of 115.52%. Katapult has a consensus target price of $20.00, indicating a potential upside of 20.05%. Given FlexShopper's higher possible upside, equities analysts plainly believe FlexShopper is more favorable than Katapult.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FlexShopper	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Katapult	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Which has preferable earnings & valuation, FPAY or KPLT?

FlexShopper has higher earnings, but lower revenue than Katapult. FlexShopper is trading at a lower price-to-earnings ratio than Katapult, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FlexShopper	$116.97M	0.22	-$4.23M	-$0.32	-3.63
Katapult	$222.21M	0.31	-$36.67M	-$6.87	-2.43

Is FPAY or KPLT more profitable?

FlexShopper has a net margin of -3.51% compared to Katapult's net margin of -12.30%. Katapult's return on equity of 0.00% beat FlexShopper's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FlexShopper	-3.51%	-58.72%	-2.36%
Katapult	-12.30%	N/A	-27.43%

Summary

FlexShopper beats Katapult on 10 of the 17 factors compared between the two stocks.