Credit Acceptance (CACC) Competitors

$492.58
-21.14 (-4.12%)
(As of 05/1/2024 ET)

CACC vs. SLM, NNI, OMF, ENVA, RHP, AGNC, IVZ, WAL, STAG, and COLD

Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), OneMain (OMF), Enova International (ENVA), Ryman Hospitality Properties (RHP), AGNC Investment (AGNC), Invesco (IVZ), Western Alliance Bancorporation (WAL), STAG Industrial (STAG), and Americold Realty Trust (COLD). These companies are all part of the "finance" sector.

Credit Acceptance vs.

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, valuation, dividends, profitability, risk, earnings, analyst recommendations, institutional ownership and community ranking.

SLM has a net margin of 25.15% compared to Credit Acceptance's net margin of 12.83%. SLM's return on equity of 45.65% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance12.83% 30.34% 7.10%
SLM 25.15%45.65%2.63%

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 98.9% of SLM shares are held by institutional investors. 4.2% of Credit Acceptance shares are held by insiders. Comparatively, 0.9% of SLM shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, SLM had 13 more articles in the media than Credit Acceptance. MarketBeat recorded 26 mentions for SLM and 13 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.13 beat SLM's score of 0.37 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
7 Very Positive mention(s)
4 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SLM
6 Very Positive mention(s)
3 Positive mention(s)
10 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

SLM received 147 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.16% of users gave SLM an outperform vote while only 51.39% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
Credit AcceptanceOutperform Votes
333
51.39%
Underperform Votes
315
48.61%
SLMOutperform Votes
480
69.16%
Underperform Votes
214
30.84%

Credit Acceptance currently has a consensus target price of $382.33, indicating a potential downside of 22.38%. SLM has a consensus target price of $21.32, indicating a potential upside of 0.32%. Given SLM's stronger consensus rating and higher probable upside, analysts plainly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
SLM
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.80

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.90B3.19$286.10M$19.4925.27
SLM$2.84B1.64$581.39M$3.206.64

Credit Acceptance has a beta of 1.44, indicating that its share price is 44% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.16, indicating that its share price is 16% more volatile than the S&P 500.

Summary

SLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$6.32B$5.03B$8.67B$7.47B
Dividend YieldN/A4.66%10.59%3.98%
P/E Ratio25.2715.1656.1113.98
Price / Sales3.192.053,607.9486.97
Price / Cash11.489.9227.7335.69
Price / Book3.531.832.344.26
Net Income$286.10M$336.15M$1.01B$214.24M
7 Day Performance-4.45%1.08%-0.02%1.20%
1 Month Performance-8.06%-1.27%-1.37%-3.86%
1 Year Performance14.52%38.76%13.81%8.19%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SLM
SLM
4.4193 of 5 stars
$21.19
-2.0%
$21.32
+0.6%
+42.4%$4.67B$2.84B6.621,740
NNI
Nelnet
4.1456 of 5 stars
$94.18
-0.2%
$95.00
+0.9%
-2.0%$3.49B$2.06B38.607,550Upcoming Earnings
OMF
OneMain
4.9636 of 5 stars
$52.11
+2.5%
$51.54
-1.1%
+30.5%$6.24B$4.56B9.809,100Earnings Report
Dividend Increase
Analyst Report
News Coverage
High Trading Volume
ENVA
Enova International
2.8209 of 5 stars
$60.53
-1.9%
$67.60
+11.7%
+36.6%$1.64B$2.12B10.891,675Analyst Upgrade
Insider Selling
Short Interest ↑
RHP
Ryman Hospitality Properties
3.8788 of 5 stars
$105.48
-1.5%
$118.00
+11.9%
+16.6%$6.32B$2.16B20.361,471News Coverage
Positive News
AGNC
AGNC Investment
2.9407 of 5 stars
$9.15
-1.0%
$9.79
+6.9%
-3.3%$6.36B$2.04B10.06N/AEx-Dividend
Options Volume
IVZ
Invesco
4.5562 of 5 stars
$14.17
-2.0%
$16.79
+18.5%
-14.5%$6.37B$5.72B-18.898,500
WAL
Western Alliance Bancorporation
4.8434 of 5 stars
$56.81
-2.2%
$70.56
+24.2%
+61.3%$6.26B$4.32B8.283,260
STAG
STAG Industrial
4.2943 of 5 stars
$34.40
-0.7%
$39.13
+13.7%
+3.4%$6.26B$707.84M31.8595Ex-Dividend
COLD
Americold Realty Trust
4.9415 of 5 stars
$21.97
-1.9%
$30.33
+38.1%
-22.9%$6.24B$2.67B-18.1614,706Upcoming Earnings
Positive News

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This page (NASDAQ:CACC) was last updated on 5/2/2024 by MarketBeat.com Staff

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