United Bankshares (UBSI) Competitors

United Bankshares (NASDAQ:UBSI) and First Financial Bankshares (NASDAQ:FFIN) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, institutional ownership, profitability, valuation, dividends, community ranking, earnings and risk.

Is UBSI or FFIN a better dividend stock?

United Bankshares pays an annual dividend of $1.48 per share and has a dividend yield of 4.3%. First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. United Bankshares pays out 56.5% of its earnings in the form of a dividend. First Financial Bankshares pays out 51.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals and insiders hold more shares of UBSI or FFIN?

70.8% of United Bankshares shares are held by institutional investors. Comparatively, 69.8% of First Financial Bankshares shares are held by institutional investors. 3.7% of United Bankshares shares are held by insiders. Comparatively, 4.2% of First Financial Bankshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Which has stronger earnings and valuation, UBSI or FFIN?

United Bankshares has higher revenue and earnings than First Financial Bankshares. United Bankshares is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Bankshares	$1.54B	2.99	$366.31M	$2.62	13.00
First Financial Bankshares	$636.07M	6.88	$198.98M	$1.40	21.89

Does the MarketBeat Community favor UBSI or FFIN?

First Financial Bankshares received 43 more outperform votes than United Bankshares when rated by MarketBeat users. Likewise, 49.52% of users gave First Financial Bankshares an outperform vote while only 47.70% of users gave United Bankshares an outperform vote.

Company	Underperform	Outperform
United Bankshares	Outperform Votes 269 47.70%	Underperform Votes 295 52.30%
First Financial Bankshares	Outperform Votes 312 49.52%	Underperform Votes 318 50.48%

Does the media refer more to UBSI or FFIN?

In the previous week, First Financial Bankshares had 6 more articles in the media than United Bankshares. MarketBeat recorded 13 mentions for First Financial Bankshares and 7 mentions for United Bankshares. First Financial Bankshares' average media sentiment score of 1.39 beat United Bankshares' score of 0.92 indicating that First Financial Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
United Bankshares	4 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Financial Bankshares	7 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, UBSI or FFIN?

United Bankshares has a beta of 1.01, indicating that its share price is 1% more volatile than the S&P 500. Comparatively, First Financial Bankshares has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500.

Is UBSI or FFIN more profitable?

First Financial Bankshares has a net margin of 30.03% compared to United Bankshares' net margin of 22.51%. First Financial Bankshares' return on equity of 14.28% beat United Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Bankshares	22.51%	7.72%	1.23%
First Financial Bankshares	30.03%	14.28%	1.54%

Do analysts rate UBSI or FFIN?

United Bankshares presently has a consensus target price of $37.00, suggesting a potential upside of 8.63%. First Financial Bankshares has a consensus target price of $31.33, suggesting a potential upside of 2.16%. Given United Bankshares' stronger consensus rating and higher probable upside, research analysts clearly believe United Bankshares is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Bankshares	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
First Financial Bankshares	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

First Financial Bankshares beats United Bankshares on 11 of the 20 factors compared between the two stocks.