Univest Financial (UVSP) Competitors

First Community Bankshares (NASDAQ:FCBC) and Univest Financial (NASDAQ:UVSP) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, analyst recommendations, media sentiment, profitability, community ranking, institutional ownership, earnings, valuation and dividends.

Do analysts rate FCBC or UVSP?

First Community Bankshares presently has a consensus price target of $33.00, indicating a potential downside of 6.99%. Univest Financial has a consensus price target of $21.00, indicating a potential downside of 5.23%. Given First Community Bankshares' stronger consensus rating and higher probable upside, analysts clearly believe Univest Financial is more favorable than First Community Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Community Bankshares	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Univest Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do institutionals & insiders hold more shares of FCBC or UVSP?

35.0% of First Community Bankshares shares are held by institutional investors. Comparatively, 75.1% of Univest Financial shares are held by institutional investors. 3.7% of First Community Bankshares shares are held by insiders. Comparatively, 2.1% of Univest Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more volatility & risk, FCBC or UVSP?

First Community Bankshares has a beta of 0.52, suggesting that its stock price is 48% less volatile than the S&P 500. Comparatively, Univest Financial has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500.

Which has stronger valuation and earnings, FCBC or UVSP?

Univest Financial has higher revenue and earnings than First Community Bankshares. Univest Financial is trading at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Community Bankshares	$174.62M	3.75	$48.02M	$2.71	13.09
Univest Financial	$448.55M	1.45	$71.10M	$2.39	9.27

Does the MarketBeat Community favor FCBC or UVSP?

First Community Bankshares received 78 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 58.44% of users gave First Community Bankshares an outperform vote while only 50.79% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
First Community Bankshares	Outperform Votes 239 58.44%	Underperform Votes 170 41.56%
Univest Financial	Outperform Votes 161 50.79%	Underperform Votes 156 49.21%

Is FCBC or UVSP more profitable?

First Community Bankshares has a net margin of 27.10% compared to First Community Bankshares' net margin of 14.98%. Univest Financial's return on equity of 11.09% beat First Community Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Community Bankshares	27.10%	11.09%	1.67%
Univest Financial	14.98%	8.35%	0.89%

Is FCBC or UVSP a better dividend stock?

First Community Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.3%. Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.8%. First Community Bankshares pays out 42.8% of its earnings in the form of a dividend. Univest Financial pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media refer more to FCBC or UVSP?

In the previous week, Univest Financial had 4 more articles in the media than First Community Bankshares. MarketBeat recorded 4 mentions for Univest Financial and 0 mentions for First Community Bankshares. First Community Bankshares' average media sentiment score of 0.69 beat Univest Financial's score of 0.00 indicating that Univest Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
First Community Bankshares	Neutral
Univest Financial	Positive

Summary

Univest Financial beats First Community Bankshares on 10 of the 19 factors compared between the two stocks.