CPF vs. HBNC, HTBK, UVSP, MBWM, FMNB, FCBC, CCBG, GSBC, WASH, and THFF
Should you be buying Central Pacific Financial stock or one of its competitors? The main competitors of Central Pacific Financial include Horizon Bancorp (HBNC), Heritage Commerce (HTBK), Univest Financial (UVSP), Mercantile Bank (MBWM), Farmers National Banc (FMNB), First Community Bankshares (FCBC), Capital City Bank Group (CCBG), Great Southern Bancorp (GSBC), Washington Trust Bancorp (WASH), and First Financial (THFF). These companies are all part of the "regional banks" industry.
Central Pacific Financial (NYSE:CPF) and Horizon Bancorp (NASDAQ:HBNC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their community ranking, institutional ownership, valuation, analyst recommendations, media sentiment, earnings, profitability, risk and dividends.
Horizon Bancorp received 55 more outperform votes than Central Pacific Financial when rated by MarketBeat users. However, 58.80% of users gave Central Pacific Financial an outperform vote while only 58.75% of users gave Horizon Bancorp an outperform vote.
Central Pacific Financial has a net margin of 16.44% compared to Horizon Bancorp's net margin of 7.02%. Central Pacific Financial's return on equity of 11.34% beat Horizon Bancorp's return on equity.
88.4% of Central Pacific Financial shares are held by institutional investors. Comparatively, 64.5% of Horizon Bancorp shares are held by institutional investors. 2.3% of Central Pacific Financial shares are held by insiders. Comparatively, 2.8% of Horizon Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
In the previous week, Central Pacific Financial had 3 more articles in the media than Horizon Bancorp. MarketBeat recorded 12 mentions for Central Pacific Financial and 9 mentions for Horizon Bancorp. Horizon Bancorp's average media sentiment score of 0.64 beat Central Pacific Financial's score of 0.64 indicating that Horizon Bancorp is being referred to more favorably in the news media.
Central Pacific Financial has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500. Comparatively, Horizon Bancorp has a beta of 1.02, meaning that its share price is 2% more volatile than the S&P 500.
Central Pacific Financial pays an annual dividend of $1.04 per share and has a dividend yield of 5.1%. Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 5.5%. Central Pacific Financial pays out 50.7% of its earnings in the form of a dividend. Horizon Bancorp pays out 118.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.
Central Pacific Financial has higher revenue and earnings than Horizon Bancorp. Central Pacific Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.
Central Pacific Financial currently has a consensus price target of $24.00, suggesting a potential upside of 18.58%. Horizon Bancorp has a consensus price target of $12.50, suggesting a potential upside of 8.32%. Given Central Pacific Financial's stronger consensus rating and higher probable upside, research analysts clearly believe Central Pacific Financial is more favorable than Horizon Bancorp.
Summary
Central Pacific Financial beats Horizon Bancorp on 13 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CPF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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