ATLC vs. LC, LPRO, WRLD, RM, ENVA, SC, DFS, AFRM, CACC, and OMF
Should you be buying Atlanticus stock or one of its competitors? The main competitors of Atlanticus include LendingClub (LC), Open Lending (LPRO), World Acceptance (WRLD), Regional Management (RM), Enova International (ENVA), Santander Consumer USA (SC), Discover Financial Services (DFS), Affirm (AFRM), Credit Acceptance (CACC), and OneMain (OMF).
Atlanticus (NASDAQ:ATLC) and LendingClub (NYSE:LC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, community ranking, media sentiment, profitability, analyst recommendations, institutional ownership, dividends, valuation and risk.
Atlanticus has a net margin of 8.67% compared to LendingClub's net margin of 4.69%. Atlanticus' return on equity of 26.67% beat LendingClub's return on equity.
LendingClub received 447 more outperform votes than Atlanticus when rated by MarketBeat users. However, 63.08% of users gave Atlanticus an outperform vote while only 60.90% of users gave LendingClub an outperform vote.
Atlanticus has higher earnings, but lower revenue than LendingClub. Atlanticus is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.
Atlanticus currently has a consensus price target of $41.40, indicating a potential upside of 55.52%. LendingClub has a consensus price target of $11.50, indicating a potential upside of 37.40%. Given Atlanticus' higher possible upside, equities analysts plainly believe Atlanticus is more favorable than LendingClub.
In the previous week, Atlanticus and Atlanticus both had 5 articles in the media. LendingClub's average media sentiment score of 0.93 beat Atlanticus' score of 0.54 indicating that LendingClub is being referred to more favorably in the news media.
Atlanticus has a beta of 1.88, indicating that its share price is 88% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.07, indicating that its share price is 107% more volatile than the S&P 500.
14.1% of Atlanticus shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 51.8% of Atlanticus shares are held by company insiders. Comparatively, 3.3% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Summary
Atlanticus beats LendingClub on 9 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding ATLC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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