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Atlanticus (ATLC) Competitors

$26.62
+0.18 (+0.68%)
(As of 06/7/2024 ET)

ATLC vs. LC, LPRO, WRLD, RM, ENVA, SC, DFS, AFRM, CACC, and OMF

Should you be buying Atlanticus stock or one of its competitors? The main competitors of Atlanticus include LendingClub (LC), Open Lending (LPRO), World Acceptance (WRLD), Regional Management (RM), Enova International (ENVA), Santander Consumer USA (SC), Discover Financial Services (DFS), Affirm (AFRM), Credit Acceptance (CACC), and OneMain (OMF).

Atlanticus vs.

Atlanticus (NASDAQ:ATLC) and LendingClub (NYSE:LC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, community ranking, media sentiment, profitability, analyst recommendations, institutional ownership, dividends, valuation and risk.

Atlanticus has a net margin of 8.67% compared to LendingClub's net margin of 4.69%. Atlanticus' return on equity of 26.67% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
Atlanticus8.67% 26.67% 3.90%
LendingClub 4.69%3.04%0.43%

LendingClub received 447 more outperform votes than Atlanticus when rated by MarketBeat users. However, 63.08% of users gave Atlanticus an outperform vote while only 60.90% of users gave LendingClub an outperform vote.

CompanyUnderperformOutperform
AtlanticusOutperform Votes
123
63.08%
Underperform Votes
72
36.92%
LendingClubOutperform Votes
570
60.90%
Underperform Votes
366
39.10%

Atlanticus has higher earnings, but lower revenue than LendingClub. Atlanticus is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Atlanticus$263.34M1.50$102.85M$4.246.28
LendingClub$864.62M1.08$38.94M$0.3424.62

Atlanticus currently has a consensus price target of $41.40, indicating a potential upside of 55.52%. LendingClub has a consensus price target of $11.50, indicating a potential upside of 37.40%. Given Atlanticus' higher possible upside, equities analysts plainly believe Atlanticus is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atlanticus
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
LendingClub
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

In the previous week, Atlanticus and Atlanticus both had 5 articles in the media. LendingClub's average media sentiment score of 0.93 beat Atlanticus' score of 0.54 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Atlanticus
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Atlanticus has a beta of 1.88, indicating that its share price is 88% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.07, indicating that its share price is 107% more volatile than the S&P 500.

14.1% of Atlanticus shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 51.8% of Atlanticus shares are held by company insiders. Comparatively, 3.3% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Atlanticus beats LendingClub on 9 of the 17 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ATLC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ATLC vs. The Competition

MetricAtlanticusPersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$393.76M$4.63B$9.40B$8.17B
Dividend YieldN/A4.66%6.62%4.04%
P/E Ratio6.2816.0857.5315.23
Price / Sales1.502.853,317.1468.79
Price / Cash3.389.6115.6631.03
Price / Book0.991.802.494.32
Net Income$102.85M$318.54M$1.01B$216.21M
7 Day Performance3.58%-0.67%-0.75%-1.44%
1 Month Performance-5.57%-1.56%-0.15%-0.60%
1 Year Performance-30.12%3.77%12.30%3.53%

Atlanticus Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.8422 of 5 stars
$8.92
+0.8%
$11.42
+28.0%
-11.4%$991.19M$864.62M26.241,025Analyst Forecast
News Coverage
LPRO
Open Lending
2.1018 of 5 stars
$6.47
+2.4%
$6.79
+4.9%
-39.0%$771M$117.46M58.82210Analyst Forecast
News Coverage
Gap Down
WRLD
World Acceptance
0.4442 of 5 stars
$128.49
+0.7%
$56.00
-56.4%
+1.3%$751.01M$573.21M9.692,872Positive News
RM
Regional Management
3.888 of 5 stars
$27.50
0.0%
$29.00
+5.5%
-11.8%$272.15M$551.40M11.962,081Analyst Forecast
ENVA
Enova International
2.5339 of 5 stars
$61.65
+1.2%
$67.60
+9.7%
+13.5%$1.74B$2.12B11.091,675Positive News
SC
Santander Consumer USA
0 of 5 stars
$41.60
flat
N/A+0.0%$12.73B$8.09B4.145,576High Trading Volume
DFS
Discover Financial Services
4.9072 of 5 stars
$122.66
+1.3%
$126.29
+3.0%
+10.5%$30.74B$20.61B13.9921,100Analyst Forecast
Positive News
High Trading Volume
AFRM
Affirm
1.2237 of 5 stars
$29.27
-0.3%
$27.53
-6.0%
+85.5%$9.05B$1.59B-13.132,171Analyst Forecast
News Coverage
Gap Down
CACC
Credit Acceptance
2.706 of 5 stars
$490.83
+0.7%
$402.33
-18.0%
-6.4%$5.94B$1.93B25.182,232News Coverage
Positive News
OMF
OneMain
4.9973 of 5 stars
$49.12
+1.4%
$54.62
+11.2%
+13.2%$5.89B$4.56B9.589,100Analyst Forecast
News Coverage

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This page (NASDAQ:ATLC) was last updated on 6/8/2024 by MarketBeat.com Staff

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