OPHC vs. ASRV, EMCF, RIVE, VABK, HWBK, FUNC, UBFO, MRBK, FNCB, and LARK
Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include AmeriServ Financial (ASRV), Emclaire Financial (EMCF), Riverview Financial (RIVE), Virginia National Bankshares (VABK), Hawthorn Bancshares (HWBK), First United (FUNC), United Security Bancshares (UBFO), Meridian (MRBK), FNCB Bancorp (FNCB), and Landmark Bancorp (LARK). These companies are all part of the "finance" sector.
AmeriServ Financial (NASDAQ:ASRV) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, dividends, risk, analyst recommendations, profitability, community ranking, valuation and earnings.
OptimumBank has a net margin of 16.43% compared to OptimumBank's net margin of -3.77%. AmeriServ Financial's return on equity of 10.53% beat OptimumBank's return on equity.
OptimumBank has a consensus price target of $5.25, suggesting a potential upside of 16.93%. Given AmeriServ Financial's higher probable upside, analysts plainly believe OptimumBank is more favorable than AmeriServ Financial.
31.5% of AmeriServ Financial shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 9.6% of AmeriServ Financial shares are held by company insiders. Comparatively, 13.9% of OptimumBank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
OptimumBank has lower revenue, but higher earnings than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.
AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 33.73% of users gave OptimumBank an outperform vote.
In the previous week, OptimumBank had 1 more articles in the media than AmeriServ Financial. MarketBeat recorded 1 mentions for OptimumBank and 0 mentions for AmeriServ Financial. OptimumBank's average media sentiment score of 1.00 beat AmeriServ Financial's score of 0.00 indicating that AmeriServ Financial is being referred to more favorably in the media.
AmeriServ Financial has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500.
Summary
OptimumBank beats AmeriServ Financial on 10 of the 16 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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