VEL vs. UPST, PWP, SII, CIFR, IREN, ML, BITF, CORZ, PGY, and HUT
Should you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Upstart (UPST), Perella Weinberg Partners (PWP), Sprott (SII), Cipher Mining (CIFR), Iris Energy (IREN), MoneyLion (ML), Bitfarms (BITF), Core Scientific (CORZ), Pagaya Technologies (PGY), and Hut 8 (HUT). These companies are all part of the "nondepository credit institutions" industry.
Velocity Financial (NYSE:VEL) and Upstart (NASDAQ:UPST) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, institutional ownership, earnings, community ranking, media sentiment, dividends, valuation, analyst recommendations and profitability.
Velocity Financial has a net margin of 52.16% compared to Upstart's net margin of -32.59%. Velocity Financial's return on equity of 14.02% beat Upstart's return on equity.
In the previous week, Upstart had 13 more articles in the media than Velocity Financial. MarketBeat recorded 13 mentions for Upstart and 0 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 1.00 beat Upstart's score of 0.10 indicating that Velocity Financial is being referred to more favorably in the media.
Velocity Financial presently has a consensus target price of $17.75, suggesting a potential downside of 4.00%. Upstart has a consensus target price of $21.65, suggesting a potential downside of 11.96%. Given Velocity Financial's stronger consensus rating and higher possible upside, analysts plainly believe Velocity Financial is more favorable than Upstart.
Velocity Financial has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.01, suggesting that its share price is 101% more volatile than the S&P 500.
Velocity Financial received 49 more outperform votes than Upstart when rated by MarketBeat users. Likewise, 68.31% of users gave Velocity Financial an outperform vote while only 32.21% of users gave Upstart an outperform vote.
Velocity Financial has higher earnings, but lower revenue than Upstart. Upstart is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.
97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 4.0% of Velocity Financial shares are owned by insiders. Comparatively, 18.1% of Upstart shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Summary
Velocity Financial beats Upstart on 14 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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