Go Pro

Velocity Financial (VEL) Competitors

Velocity Financial logo
$18.32 -0.14 (-0.76%)
As of 03:58 PM Eastern

VEL vs. AGM, WD, LDI, ONIT, and BETR

Should you buy Velocity Financial stock or one of its competitors? Velocity Financial's main competitors and comparable companies include Federal Agricultural Mortgage (AGM), Walker & Dunlop (WD), loanDepot (LDI), Onity Group (ONIT), and Better Home & Finance (BETR). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "commercial & residential mortgage finance" industry.

How does Velocity Financial compare to Federal Agricultural Mortgage?

Federal Agricultural Mortgage (NYSE:AGM) and Velocity Financial (NYSE:VEL) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, risk, valuation, media sentiment, earnings and analyst recommendations.

Federal Agricultural Mortgage has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Federal Agricultural Mortgage, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Federal Agricultural Mortgage$410.30M6.17$207.41M$18.3112.75
Velocity Financial$327.41M2.20$105.05M$2.756.66

Velocity Financial has a net margin of 55.66% compared to Federal Agricultural Mortgage's net margin of 29.98%. Federal Agricultural Mortgage's return on equity of 18.90% beat Velocity Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Federal Agricultural Mortgage29.98% 18.90% 0.63%
Velocity Financial 55.66%17.21%1.58%

Federal Agricultural Mortgage presently has a consensus target price of $255.00, indicating a potential upside of 9.24%. Velocity Financial has a consensus target price of $21.50, indicating a potential upside of 17.36%. Given Velocity Financial's higher probable upside, analysts clearly believe Velocity Financial is more favorable than Federal Agricultural Mortgage.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Federal Agricultural Mortgage
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

68.0% of Federal Agricultural Mortgage shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 1.9% of Federal Agricultural Mortgage shares are held by insiders. Comparatively, 4.7% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Federal Agricultural Mortgage has a beta of 0.98, meaning that its share price is 2% less volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

In the previous week, Federal Agricultural Mortgage had 9 more articles in the media than Velocity Financial. MarketBeat recorded 16 mentions for Federal Agricultural Mortgage and 7 mentions for Velocity Financial. Federal Agricultural Mortgage's average media sentiment score of 1.12 beat Velocity Financial's score of 0.23 indicating that Federal Agricultural Mortgage is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Federal Agricultural Mortgage
5 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Federal Agricultural Mortgage beats Velocity Financial on 11 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Walker & Dunlop?

Walker & Dunlop (NYSE:WD) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their dividends, risk, earnings, institutional ownership, media sentiment, profitability, valuation and analyst recommendations.

81.0% of Walker & Dunlop shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 4.0% of Walker & Dunlop shares are owned by company insiders. Comparatively, 4.7% of Velocity Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Walker & Dunlop has a beta of 1.49, indicating that its share price is 49% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, indicating that its share price is 30% less volatile than the broader market.

In the previous week, Walker & Dunlop had 14 more articles in the media than Velocity Financial. MarketBeat recorded 21 mentions for Walker & Dunlop and 7 mentions for Velocity Financial. Walker & Dunlop's average media sentiment score of 0.28 beat Velocity Financial's score of 0.23 indicating that Walker & Dunlop is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Walker & Dunlop
4 Very Positive mention(s)
3 Positive mention(s)
4 Neutral mention(s)
5 Negative mention(s)
2 Very Negative mention(s)
Neutral
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Walker & Dunlop currently has a consensus price target of $77.20, suggesting a potential upside of 76.58%. Velocity Financial has a consensus price target of $21.50, suggesting a potential upside of 17.36%. Given Walker & Dunlop's stronger consensus rating and higher possible upside, analysts clearly believe Walker & Dunlop is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Walker & Dunlop
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

Velocity Financial has a net margin of 55.66% compared to Walker & Dunlop's net margin of 2.94%. Velocity Financial's return on equity of 17.21% beat Walker & Dunlop's return on equity.

Company Net Margins Return on Equity Return on Assets
Walker & Dunlop2.94% 7.25% 2.31%
Velocity Financial 55.66%17.21%1.58%

Velocity Financial has lower revenue, but higher earnings than Walker & Dunlop. Velocity Financial is trading at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Walker & Dunlop$1.23B1.22$57.08M$1.1239.04
Velocity Financial$327.41M2.20$105.05M$2.756.66

Summary

Walker & Dunlop beats Velocity Financial on 9 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to loanDepot?

loanDepot (NYSE:LDI) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, risk, institutional ownership, profitability, analyst recommendations and dividends.

In the previous week, loanDepot had 1 more articles in the media than Velocity Financial. MarketBeat recorded 8 mentions for loanDepot and 7 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 0.23 beat loanDepot's score of -0.12 indicating that Velocity Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
loanDepot
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Velocity Financial has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
loanDepot$1.19B0.25-$62.65M-$0.30N/A
Velocity Financial$327.41M2.20$105.05M$2.756.66

loanDepot presently has a consensus price target of $1.92, indicating a potential upside of 118.37%. Velocity Financial has a consensus price target of $21.50, indicating a potential upside of 17.36%. Given loanDepot's higher possible upside, equities research analysts plainly believe loanDepot is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
loanDepot
2 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.60
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

loanDepot has a beta of 3.37, suggesting that its share price is 237% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market.

Velocity Financial has a net margin of 55.66% compared to loanDepot's net margin of -5.52%. Velocity Financial's return on equity of 17.21% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
loanDepot-5.52% -27.29% -1.55%
Velocity Financial 55.66%17.21%1.58%

39.4% of loanDepot shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 65.9% of loanDepot shares are owned by insiders. Comparatively, 4.7% of Velocity Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Velocity Financial beats loanDepot on 11 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Onity Group?

Onity Group (NYSE:ONIT) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, risk, dividends, earnings, institutional ownership, analyst recommendations, valuation and media sentiment.

Onity Group has a beta of 1.46, meaning that its share price is 46% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

In the previous week, Onity Group had 1 more articles in the media than Velocity Financial. MarketBeat recorded 8 mentions for Onity Group and 7 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 0.23 beat Onity Group's score of -0.07 indicating that Velocity Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Onity Group
1 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Onity Group presently has a consensus target price of $54.00, indicating a potential upside of 40.44%. Velocity Financial has a consensus target price of $21.50, indicating a potential upside of 17.36%. Given Onity Group's stronger consensus rating and higher probable upside, research analysts clearly believe Onity Group is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Onity Group
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

70.2% of Onity Group shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 10.5% of Onity Group shares are held by insiders. Comparatively, 4.7% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Onity Group has higher revenue and earnings than Velocity Financial. Onity Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Onity Group$1.07B0.30$189.50M$15.482.48
Velocity Financial$327.41M2.20$105.05M$2.756.66

Velocity Financial has a net margin of 55.66% compared to Onity Group's net margin of 12.34%. Velocity Financial's return on equity of 17.21% beat Onity Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Onity Group12.34% 8.35% 0.29%
Velocity Financial 55.66%17.21%1.58%

Summary

Onity Group beats Velocity Financial on 9 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Better Home & Finance?

Better Home & Finance (NASDAQ:BETR) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, earnings, media sentiment, valuation and risk.

Better Home & Finance has a beta of 1.73, meaning that its share price is 73% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

Velocity Financial has higher revenue and earnings than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Better Home & Finance$235.21M1.45-$165.87M-$11.02N/A
Velocity Financial$327.41M2.20$105.05M$2.756.66

Velocity Financial has a net margin of 55.66% compared to Better Home & Finance's net margin of -94.52%. Velocity Financial's return on equity of 17.21% beat Better Home & Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Better Home & Finance-94.52% -510.15% -10.03%
Velocity Financial 55.66%17.21%1.58%

20.9% of Better Home & Finance shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 27.7% of Better Home & Finance shares are owned by insiders. Comparatively, 4.7% of Velocity Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Better Home & Finance currently has a consensus target price of $32.50, suggesting a potential upside of 80.06%. Velocity Financial has a consensus target price of $21.50, suggesting a potential upside of 17.36%. Given Better Home & Finance's stronger consensus rating and higher possible upside, research analysts plainly believe Better Home & Finance is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Better Home & Finance
1 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.63
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, Better Home & Finance had 18 more articles in the media than Velocity Financial. MarketBeat recorded 25 mentions for Better Home & Finance and 7 mentions for Velocity Financial. Better Home & Finance's average media sentiment score of 0.26 beat Velocity Financial's score of 0.23 indicating that Better Home & Finance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Better Home & Finance
2 Very Positive mention(s)
6 Positive mention(s)
12 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Velocity Financial beats Better Home & Finance on 9 of the 16 factors compared between the two stocks.

Get Velocity Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for VEL and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

VEL vs. The Competition

MetricVelocity FinancialFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$719.15M$27.46B$14.02B$24.19B
Dividend YieldN/A5.98%5.89%3.69%
P/E Ratio6.6616.6729.1929.08
Price / Sales2.20410.86503.4513.90
Price / Cash5.8345.5730.2219.37
Price / Book1.053.153.714.91
Net Income$105.05M$1.08B$1.31B$1.06B
7 Day Performance3.78%-0.31%0.29%1.30%
1 Month Performance5.62%-1.74%0.75%2.29%
1 Year Performance3.97%-9.14%12.56%19.89%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
2.2945 of 5 stars
$18.32
-0.8%
$21.50
+17.4%
+4.8%$719.15M$327.41M6.66220
AGM
Federal Agricultural Mortgage
4.8151 of 5 stars
$244.27
+2.6%
$255.00
+4.4%
+32.6%$2.65B$410.30M13.34160
WD
Walker & Dunlop
3.9667 of 5 stars
$52.30
+0.4%
$79.20
+51.4%
-45.1%$1.79B$1.23B25.841,466
LDI
loanDepot
2.0735 of 5 stars
$1.08
-0.5%
$2.00
+86.0%
-44.9%$363.16M$1.19BN/A5,660
ONIT
Onity Group
3.1115 of 5 stars
$38.22
+0.9%
$54.00
+41.3%
+2.7%$321.85M$1.07B1.974,300

Related Companies and Tools


This page (NYSE:VEL) was last updated on 8/10/2026 by MarketBeat.com Staff.
From Our Partners