Go Pro

Velocity Financial (VEL) Competitors

Velocity Financial logo
$18.06 -0.02 (-0.11%)
As of 08/28/2026 03:57 PM Eastern

VEL vs. UWMC, AGM, WD, FOA, and LDI

Should you buy Velocity Financial stock or one of its competitors? Velocity Financial's main competitors and comparable companies include UWM (UWMC), Federal Agricultural Mortgage (AGM), Walker & Dunlop (WD), Finance of America Companies (FOA), and loanDepot (LDI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "commercial & residential mortgage finance" industry.

How does Velocity Financial compare to UWM?

Velocity Financial (NYSE:VEL) and UWM (NYSE:UWMC) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, dividends, analyst recommendations, profitability, earnings, valuation and risk.

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 53.6% of UWM shares are owned by institutional investors. 4.7% of Velocity Financial shares are owned by company insiders. Comparatively, 80.3% of UWM shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Velocity Financial has a net margin of 55.66% compared to UWM's net margin of -1.04%. Velocity Financial's return on equity of 16.86% beat UWM's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial55.66% 16.86% 1.54%
UWM -1.04%-6.20%-0.50%

Velocity Financial has higher earnings, but lower revenue than UWM. UWM is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.84$105.05M$2.756.57
UWM$3.16B0.75$27.38M-$0.08N/A

In the previous week, UWM had 35 more articles in the media than Velocity Financial. MarketBeat recorded 39 mentions for UWM and 4 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 0.23 beat UWM's score of -0.03 indicating that Velocity Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
UWM
1 Very Positive mention(s)
1 Positive mention(s)
34 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Neutral

Velocity Financial has a beta of 0.7, indicating that its share price is 30% less volatile than the broader market. Comparatively, UWM has a beta of 1.79, indicating that its share price is 79% more volatile than the broader market.

Velocity Financial presently has a consensus target price of $21.50, indicating a potential upside of 19.05%. UWM has a consensus target price of $4.01, indicating a potential upside of 169.37%. Given UWM's higher possible upside, analysts clearly believe UWM is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40
UWM
2 Sell rating(s)
6 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.29

Summary

Velocity Financial beats UWM on 9 of the 15 factors compared between the two stocks.

How does Velocity Financial compare to Federal Agricultural Mortgage?

Federal Agricultural Mortgage (NYSE:AGM) and Velocity Financial (NYSE:VEL) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, institutional ownership, valuation, earnings, dividends and media sentiment.

Velocity Financial has a net margin of 55.66% compared to Federal Agricultural Mortgage's net margin of 29.98%. Federal Agricultural Mortgage's return on equity of 18.90% beat Velocity Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Federal Agricultural Mortgage29.98% 18.90% 0.63%
Velocity Financial 55.66%16.86%1.54%

Federal Agricultural Mortgage presently has a consensus price target of $255.00, indicating a potential upside of 14.57%. Velocity Financial has a consensus price target of $21.50, indicating a potential upside of 19.05%. Given Velocity Financial's higher possible upside, analysts clearly believe Velocity Financial is more favorable than Federal Agricultural Mortgage.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Federal Agricultural Mortgage
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, Federal Agricultural Mortgage and Federal Agricultural Mortgage both had 4 articles in the media. Federal Agricultural Mortgage's average media sentiment score of 0.75 beat Velocity Financial's score of 0.23 indicating that Federal Agricultural Mortgage is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Federal Agricultural Mortgage
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Velocity Financial
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Federal Agricultural Mortgage has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Federal Agricultural Mortgage, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Federal Agricultural Mortgage$410.30M5.89$207.41M$18.3112.16
Velocity Financial$185.78M3.84$105.05M$2.756.57

Federal Agricultural Mortgage has a beta of 0.98, meaning that its share price is 2% less volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

68.0% of Federal Agricultural Mortgage shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 1.9% of Federal Agricultural Mortgage shares are owned by insiders. Comparatively, 4.7% of Velocity Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Federal Agricultural Mortgage beats Velocity Financial on 10 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Walker & Dunlop?

Walker & Dunlop (NYSE:WD) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, media sentiment, dividends, earnings, valuation and risk.

In the previous week, Walker & Dunlop had 6 more articles in the media than Velocity Financial. MarketBeat recorded 10 mentions for Walker & Dunlop and 4 mentions for Velocity Financial. Walker & Dunlop's average media sentiment score of 1.32 beat Velocity Financial's score of 0.23 indicating that Walker & Dunlop is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Walker & Dunlop
8 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Velocity Financial
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Velocity Financial has lower revenue, but higher earnings than Walker & Dunlop. Velocity Financial is trading at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Walker & Dunlop$1.23B1.16$57.08M$1.1237.18
Velocity Financial$185.78M3.84$105.05M$2.756.57

81.0% of Walker & Dunlop shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 4.0% of Walker & Dunlop shares are owned by company insiders. Comparatively, 4.7% of Velocity Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Walker & Dunlop has a beta of 1.49, meaning that its stock price is 49% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market.

Walker & Dunlop currently has a consensus price target of $64.00, indicating a potential upside of 53.70%. Velocity Financial has a consensus price target of $21.50, indicating a potential upside of 19.05%. Given Walker & Dunlop's stronger consensus rating and higher probable upside, analysts clearly believe Walker & Dunlop is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Walker & Dunlop
1 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.67
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

Velocity Financial has a net margin of 55.66% compared to Walker & Dunlop's net margin of 2.94%. Velocity Financial's return on equity of 16.86% beat Walker & Dunlop's return on equity.

Company Net Margins Return on Equity Return on Assets
Walker & Dunlop2.94% 7.25% 2.31%
Velocity Financial 55.66%16.86%1.54%

Summary

Walker & Dunlop beats Velocity Financial on 9 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Finance of America Companies?

Finance of America Companies (NYSE:FOA) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, profitability, analyst recommendations, institutional ownership, earnings, risk, media sentiment and valuation.

97.2% of Finance of America Companies shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 35.4% of Finance of America Companies shares are owned by insiders. Comparatively, 4.7% of Velocity Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Velocity Financial has a net margin of 55.66% compared to Finance of America Companies' net margin of -0.10%. Finance of America Companies' return on equity of 28.39% beat Velocity Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Finance of America Companies-0.10% 28.39% 0.35%
Velocity Financial 55.66%16.86%1.54%

Finance of America Companies has a beta of 1.66, meaning that its stock price is 66% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market.

In the previous week, Velocity Financial had 2 more articles in the media than Finance of America Companies. MarketBeat recorded 4 mentions for Velocity Financial and 2 mentions for Finance of America Companies. Velocity Financial's average media sentiment score of 0.23 beat Finance of America Companies' score of -0.07 indicating that Velocity Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Finance of America Companies
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Velocity Financial
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Velocity Financial has lower revenue, but higher earnings than Finance of America Companies. Finance of America Companies is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Finance of America Companies$497.43M0.63$45.24M-$3.01N/A
Velocity Financial$185.78M3.84$105.05M$2.756.57

Finance of America Companies presently has a consensus target price of $30.50, indicating a potential upside of 69.16%. Velocity Financial has a consensus target price of $21.50, indicating a potential upside of 19.05%. Given Finance of America Companies' higher possible upside, analysts plainly believe Finance of America Companies is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Finance of America Companies
2 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

Velocity Financial beats Finance of America Companies on 11 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to loanDepot?

Velocity Financial (NYSE:VEL) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends, earnings and risk.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 39.4% of loanDepot shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 65.9% of loanDepot shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Velocity Financial currently has a consensus price target of $21.50, indicating a potential upside of 19.05%. loanDepot has a consensus price target of $1.92, indicating a potential upside of 99.86%. Given loanDepot's higher possible upside, analysts clearly believe loanDepot is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40
loanDepot
3 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.40

Velocity Financial has a net margin of 55.66% compared to loanDepot's net margin of -5.52%. Velocity Financial's return on equity of 16.86% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial55.66% 16.86% 1.54%
loanDepot -5.52%-28.25%-1.56%

In the previous week, loanDepot had 8 more articles in the media than Velocity Financial. MarketBeat recorded 12 mentions for loanDepot and 4 mentions for Velocity Financial. loanDepot's average media sentiment score of 1.43 beat Velocity Financial's score of 0.23 indicating that loanDepot is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
loanDepot
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Velocity Financial has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.84$105.05M$2.756.57
loanDepot$1.19B0.27-$62.65M-$0.30N/A

Velocity Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market. Comparatively, loanDepot has a beta of 3.37, meaning that its share price is 237% more volatile than the broader market.

Summary

Velocity Financial beats loanDepot on 9 of the 15 factors compared between the two stocks.

Get Velocity Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for VEL and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

VEL vs. The Competition

MetricVelocity FinancialFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$711.06M$27.68B$14.10B$24.17B
Dividend YieldN/A6.06%5.89%3.71%
P/E Ratio6.5719.4326.7429.99
Price / Sales3.84456.79514.5296.12
Price / Cash5.69151.0438.3232.24
Price / Book1.043.182.197.67
Net Income$105.05M$1.09B$1.31B$1.07B
7 Day Performance-1.58%8.24%0.90%-0.32%
1 Month Performance3.07%12.27%2.48%1.84%
1 Year Performance-5.15%-1.37%10.76%13.37%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
2.8797 of 5 stars
$18.06
-0.1%
$21.50
+19.0%
-5.1%$711.06M$185.78M6.57220
UWMC
UWM
4.0632 of 5 stars
$1.50
+5.3%
$4.01
+168.5%
-73.8%$2.39B$3.16BN/A9,100
AGM
Federal Agricultural Mortgage
4.7702 of 5 stars
$218.76
-0.4%
$255.00
+16.6%
+5.9%$2.38B$410.30M11.96160
WD
Walker & Dunlop
4.3577 of 5 stars
$40.33
+2.1%
$64.00
+58.7%
-51.1%$1.38B$1.23B35.971,466
FOA
Finance of America Companies
4.0835 of 5 stars
$19.63
-2.7%
$30.50
+55.4%
-32.3%$341.34M$497.43MN/A6,630

Related Companies and Tools


This page (NYSE:VEL) was last updated on 8/30/2026 by MarketBeat.com Staff.
From Our Partners