Velocity Financial (VEL) Competitors

$14.86 +0.13 (+0.88%)

As of 02:49 PM Eastern

VEL vs. AGM, UWMC, WD, ONIT, and FOA

Should you buy Velocity Financial stock or one of its competitors? Velocity Financial's main competitors and comparable companies include Federal Agricultural Mortgage (AGM), UWM (UWMC), Walker & Dunlop (WD), Onity Group (ONIT), and Finance of America Companies (FOA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "commercial & residential mortgage finance" industry.

How does Velocity Financial compare to Federal Agricultural Mortgage?

Velocity Financial (NYSE:VEL) and Federal Agricultural Mortgage (NYSE:AGM) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, dividends, media sentiment, valuation, institutional ownership, profitability and analyst recommendations.

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 68.0% of Federal Agricultural Mortgage shares are owned by institutional investors. 4.7% of Velocity Financial shares are owned by insiders. Comparatively, 1.9% of Federal Agricultural Mortgage shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Velocity Financial currently has a consensus target price of $20.83, suggesting a potential upside of 41.06%. Federal Agricultural Mortgage has a consensus target price of $255.00, suggesting a potential upside of 24.83%. Given Velocity Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Velocity Financial is more favorable than Federal Agricultural Mortgage.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Federal Agricultural Mortgage	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Velocity Financial has a net margin of 55.66% compared to Federal Agricultural Mortgage's net margin of 29.98%. Federal Agricultural Mortgage's return on equity of 18.90% beat Velocity Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	55.66%	16.86%	1.54%
Federal Agricultural Mortgage	29.98%	18.90%	0.63%

Federal Agricultural Mortgage has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Federal Agricultural Mortgage, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.14	$105.05M	$2.75	5.37
Federal Agricultural Mortgage	$410.30M	5.40	$207.41M	$18.31	11.16

In the previous week, Federal Agricultural Mortgage had 2 more articles in the media than Velocity Financial. MarketBeat recorded 2 mentions for Federal Agricultural Mortgage and 0 mentions for Velocity Financial. Federal Agricultural Mortgage's average media sentiment score of 0.45 beat Velocity Financial's score of 0.00 indicating that Federal Agricultural Mortgage is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
Federal Agricultural Mortgage	Neutral

Velocity Financial has a beta of 0.75, suggesting that its share price is 25% less volatile than the broader market. Comparatively, Federal Agricultural Mortgage has a beta of 1.05, suggesting that its share price is 5% more volatile than the broader market.

Summary

Federal Agricultural Mortgage beats Velocity Financial on 9 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to UWM?

Velocity Financial (NYSE:VEL) and UWM (NYSE:UWMC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, media sentiment, dividends, valuation, risk, profitability and institutional ownership.

Velocity Financial currently has a consensus price target of $20.83, indicating a potential upside of 41.06%. UWM has a consensus price target of $3.90, indicating a potential upside of 256.16%. Given UWM's higher probable upside, analysts clearly believe UWM is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
UWM	2 Sell rating(s)	7 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.21

Velocity Financial has higher earnings, but lower revenue than UWM. UWM is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.14	$105.05M	$2.75	5.37
UWM	$3.16B	0.56	$27.38M	-$0.08	N/A

Velocity Financial has a net margin of 55.66% compared to UWM's net margin of -1.04%. Velocity Financial's return on equity of 16.86% beat UWM's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	55.66%	16.86%	1.54%
UWM	-1.04%	-6.20%	-0.50%

Velocity Financial has a beta of 0.75, meaning that its stock price is 25% less volatile than the broader market. Comparatively, UWM has a beta of 1.82, meaning that its stock price is 82% more volatile than the broader market.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 53.6% of UWM shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 80.9% of UWM shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, UWM had 38 more articles in the media than Velocity Financial. MarketBeat recorded 38 mentions for UWM and 0 mentions for Velocity Financial. UWM's average media sentiment score of 0.13 beat Velocity Financial's score of 0.00 indicating that UWM is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
UWM	Neutral

Summary

Velocity Financial beats UWM on 9 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Walker & Dunlop?

Velocity Financial (NYSE:VEL) and Walker & Dunlop (NYSE:WD) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, profitability, institutional ownership, media sentiment and earnings.

Velocity Financial has higher earnings, but lower revenue than Walker & Dunlop. Velocity Financial is trading at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.14	$105.05M	$2.75	5.37
Walker & Dunlop	$1.23B	0.92	$57.08M	$1.12	29.54

Velocity Financial has a net margin of 55.66% compared to Walker & Dunlop's net margin of 2.94%. Velocity Financial's return on equity of 16.86% beat Walker & Dunlop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	55.66%	16.86%	1.54%
Walker & Dunlop	2.94%	7.25%	2.31%

Velocity Financial currently has a consensus target price of $20.83, indicating a potential upside of 41.06%. Walker & Dunlop has a consensus target price of $61.00, indicating a potential upside of 84.40%. Given Walker & Dunlop's stronger consensus rating and higher possible upside, analysts clearly believe Walker & Dunlop is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Walker & Dunlop	1 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.67

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 81.0% of Walker & Dunlop shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 4.0% of Walker & Dunlop shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Velocity Financial has a beta of 0.75, suggesting that its stock price is 25% less volatile than the broader market. Comparatively, Walker & Dunlop has a beta of 1.52, suggesting that its stock price is 52% more volatile than the broader market.

In the previous week, Walker & Dunlop had 17 more articles in the media than Velocity Financial. MarketBeat recorded 17 mentions for Walker & Dunlop and 0 mentions for Velocity Financial. Walker & Dunlop's average media sentiment score of 0.08 beat Velocity Financial's score of 0.00 indicating that Walker & Dunlop is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
Walker & Dunlop	Neutral

Summary

Walker & Dunlop beats Velocity Financial on 9 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Onity Group?

Velocity Financial (NYSE:VEL) and Onity Group (NYSE:ONIT) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, dividends, analyst recommendations, profitability, valuation, risk and media sentiment.

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 70.2% of Onity Group shares are owned by institutional investors. 4.7% of Velocity Financial shares are owned by company insiders. Comparatively, 10.5% of Onity Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Velocity Financial has a beta of 0.75, meaning that its share price is 25% less volatile than the broader market. Comparatively, Onity Group has a beta of 1.49, meaning that its share price is 49% more volatile than the broader market.

Velocity Financial has a net margin of 55.66% compared to Onity Group's net margin of 12.34%. Velocity Financial's return on equity of 16.86% beat Onity Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	55.66%	16.86%	1.54%
Onity Group	12.34%	8.27%	0.31%

Onity Group has higher revenue and earnings than Velocity Financial. Onity Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.14	$105.05M	$2.75	5.37
Onity Group	$1.07B	0.21	$189.50M	$15.48	1.72

Velocity Financial currently has a consensus target price of $20.83, indicating a potential upside of 41.06%. Onity Group has a consensus target price of $52.50, indicating a potential upside of 97.26%. Given Onity Group's stronger consensus rating and higher possible upside, analysts plainly believe Onity Group is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Onity Group	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.75

In the previous week, Onity Group had 1 more articles in the media than Velocity Financial. MarketBeat recorded 1 mentions for Onity Group and 0 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 0.00 beat Onity Group's score of -0.01 indicating that Velocity Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Velocity Financial	Neutral
Onity Group	Neutral

Summary

Onity Group beats Velocity Financial on 9 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Finance of America Companies?

Velocity Financial (NYSE:VEL) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, earnings, risk, profitability, media sentiment, analyst recommendations, institutional ownership and valuation.

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are owned by institutional investors. 4.7% of Velocity Financial shares are owned by company insiders. Comparatively, 35.4% of Finance of America Companies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Velocity Financial has a net margin of 55.66% compared to Finance of America Companies' net margin of -0.10%. Finance of America Companies' return on equity of 28.39% beat Velocity Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	55.66%	16.86%	1.54%
Finance of America Companies	-0.10%	28.39%	0.35%

Velocity Financial has higher earnings, but lower revenue than Finance of America Companies. Finance of America Companies is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.14	$105.05M	$2.75	5.37
Finance of America Companies	$497.43M	0.44	$45.24M	-$3.01	N/A

Velocity Financial has a beta of 0.75, meaning that its stock price is 25% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.68, meaning that its stock price is 68% more volatile than the broader market.

In the previous week, Finance of America Companies had 7 more articles in the media than Velocity Financial. MarketBeat recorded 7 mentions for Finance of America Companies and 0 mentions for Velocity Financial. Finance of America Companies' average media sentiment score of 0.26 beat Velocity Financial's score of 0.00 indicating that Finance of America Companies is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
Finance of America Companies	Neutral

Velocity Financial currently has a consensus target price of $20.83, indicating a potential upside of 41.06%. Finance of America Companies has a consensus target price of $30.50, indicating a potential upside of 139.22%. Given Finance of America Companies' higher probable upside, analysts plainly believe Finance of America Companies is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Finance of America Companies	2 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Velocity Financial beats Finance of America Companies on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

VEL vs. The Competition

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Metric	Velocity Financial	Financial Services Industry	Finance Sector	NYSE Exchange
Market Cap	$586.67M	$27.46B	$13.46B	$23.11B
Dividend Yield	N/A	6.96%	6.08%	3.72%
P/E Ratio	5.40	19.33	24.74	28.54
Price / Sales	3.16	352.07	483.80	23.34
Price / Cash	4.65	47.20	29.53	19.30
Price / Book	0.86	3.29	2.73	4.71
Net Income	$105.05M	$1.11B	$1.32B	$1.07B
7 Day Performance	1.32%	-0.36%	-0.38%	-0.05%
1 Month Performance	-17.46%	-1.12%	-2.50%	-3.47%
1 Year Performance	-18.17%	-10.58%	10.75%	9.47%

Velocity Financial Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
VEL Velocity Financial	3.3417 of 5 stars	$14.86 +0.9%	$20.83 +40.2%	-18.7%	$586.67M	$185.78M	5.40	371
AGM Federal Agricultural Mortgage	4.8891 of 5 stars	$214.27 -0.1%	$255.00 +19.0%	+24.6%	$2.33B	$410.30M	11.74	212
UWMC UWM	4.0054 of 5 stars	$1.20 -7.4%	$4.01 +235.9%	-79.5%	$1.92B	$1.27B	N/A	9,100	Analyst Downgrade
WD Walker & Dunlop	4.0556 of 5 stars	$35.00 +5.9%	$64.00 +82.9%	-59.4%	$1.20B	$1.23B	31.21	1,466	Analyst Forecast
ONIT Onity Group	2.7218 of 5 stars	$27.49 0.0%	$52.50 +91.0%	-25.8%	$228.57M	$1.32B	1.77	4,300	News Coverage Analyst Forecast

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This page (NYSE:VEL) was last updated on 10/12/2026 by MarketBeat.com Staff.

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Velocity Financial (VEL) Competitors

VEL vs. AGM, UWMC, WD, ONIT, and FOA

How does Velocity Financial compare to Federal Agricultural Mortgage?

Summary

How does Velocity Financial compare to UWM?

Summary

How does Velocity Financial compare to Walker & Dunlop?

Summary

How does Velocity Financial compare to Onity Group?

Summary

How does Velocity Financial compare to Finance of America Companies?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

VEL vs. The Competition

Velocity Financial Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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Velocity Financial (VEL) Competitors

VEL vs. AGM, UWMC, WD, ONIT, and FOA

How does Velocity Financial compare to Federal Agricultural Mortgage?

Do insiders and institutionals have more ownership in VEL or AGM?

Do analysts recommend VEL or AGM?

Is VEL or AGM more profitable?

Which has higher earnings and valuation, VEL or AGM?

Does the media prefer VEL or AGM?

Which has more risk and volatility, VEL or AGM?

Summary

How does Velocity Financial compare to UWM?

Do analysts prefer VEL or UWMC?

Which has stronger earnings and valuation, VEL or UWMC?

Is VEL or UWMC more profitable?

Which has more risk & volatility, VEL or UWMC?

Do insiders & institutionals hold more shares of VEL or UWMC?

Does the media favor VEL or UWMC?

Summary

How does Velocity Financial compare to Walker & Dunlop?

Which has better valuation & earnings, VEL or WD?

Is VEL or WD more profitable?

Do analysts prefer VEL or WD?

Do insiders and institutionals have more ownership in VEL or WD?

Which has more risk and volatility, VEL or WD?

Does the media prefer VEL or WD?

Summary

How does Velocity Financial compare to Onity Group?

Do institutionals & insiders believe in VEL or ONIT?

Which has more volatility and risk, VEL or ONIT?

Is VEL or ONIT more profitable?

Which has higher valuation and earnings, VEL or ONIT?

Do analysts prefer VEL or ONIT?

Does the media prefer VEL or ONIT?

Summary

How does Velocity Financial compare to Finance of America Companies?

Do institutionals & insiders have more ownership in VEL or FOA?

Is VEL or FOA more profitable?

Which has better valuation & earnings, VEL or FOA?

Which has more volatility & risk, VEL or FOA?

Does the media prefer VEL or FOA?

Do analysts recommend VEL or FOA?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

VEL vs. The Competition

Velocity Financial Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools