Go Pro

Velocity Financial (VEL) Competitors

Velocity Financial logo
$18.04 -0.19 (-1.02%)
As of 09:38 AM Eastern
This is a fair market value price provided by Massive. Learn more.

VEL vs. CUBI, NTB, INTR, MBIN, and LC

Should you buy Velocity Financial stock or one of its competitors? MarketBeat compares Velocity Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Velocity Financial include Customers Bancorp (CUBI), Bank of N.T. Butterfield & Son (NTB), Inter & Co. Inc. (INTR), Merchants Bancorp (MBIN), and LendingClub (LC). These companies are all part of the "banking" industry.

How does Velocity Financial compare to Customers Bancorp?

Velocity Financial (NYSE:VEL) and Customers Bancorp (NYSE:CUBI) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, analyst recommendations and profitability.

Velocity Financial has a beta of 0.72, indicating that its share price is 28% less volatile than the broader market. Comparatively, Customers Bancorp has a beta of 1.49, indicating that its share price is 49% more volatile than the broader market.

Customers Bancorp has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.81$105.05M$2.806.44
Customers Bancorp$1.48B1.82$224.09M$7.8810.13

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 89.3% of Customers Bancorp shares are held by institutional investors. 4.7% of Velocity Financial shares are held by company insiders. Comparatively, 10.5% of Customers Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Customers Bancorp had 3 more articles in the media than Velocity Financial. MarketBeat recorded 4 mentions for Customers Bancorp and 1 mentions for Velocity Financial. Customers Bancorp's average media sentiment score of 0.28 beat Velocity Financial's score of 0.00 indicating that Customers Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Customers Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Velocity Financial has a net margin of 56.47% compared to Customers Bancorp's net margin of 18.63%. Velocity Financial's return on equity of 18.01% beat Customers Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial56.47% 18.01% 1.66%
Customers Bancorp 18.63%14.12%1.17%

Velocity Financial currently has a consensus price target of $22.75, suggesting a potential upside of 26.14%. Customers Bancorp has a consensus price target of $88.00, suggesting a potential upside of 10.24%. Given Velocity Financial's stronger consensus rating and higher possible upside, research analysts plainly believe Velocity Financial is more favorable than Customers Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Customers Bancorp
0 Sell rating(s)
5 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.67

Summary

Customers Bancorp beats Velocity Financial on 10 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Bank of N.T. Butterfield & Son?

Velocity Financial (NYSE:VEL) and Bank of N.T. Butterfield & Son (NYSE:NTB) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, institutional ownership, dividends, analyst recommendations, risk and earnings.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 62.7% of Bank of N.T. Butterfield & Son shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 1.2% of Bank of N.T. Butterfield & Son shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Bank of N.T. Butterfield & Son has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Bank of N.T. Butterfield & Son, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.81$105.05M$2.806.44
Bank of N.T. Butterfield & Son$614.96M4.08$231.94M$5.7810.35

Velocity Financial presently has a consensus target price of $22.75, suggesting a potential upside of 26.14%. Bank of N.T. Butterfield & Son has a consensus target price of $56.33, suggesting a potential downside of 5.87%. Given Velocity Financial's stronger consensus rating and higher possible upside, research analysts plainly believe Velocity Financial is more favorable than Bank of N.T. Butterfield & Son.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Bank of N.T. Butterfield & Son
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.60

In the previous week, Bank of N.T. Butterfield & Son had 4 more articles in the media than Velocity Financial. MarketBeat recorded 5 mentions for Bank of N.T. Butterfield & Son and 1 mentions for Velocity Financial. Bank of N.T. Butterfield & Son's average media sentiment score of 1.27 beat Velocity Financial's score of 0.00 indicating that Bank of N.T. Butterfield & Son is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bank of N.T. Butterfield & Son
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Velocity Financial has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, Bank of N.T. Butterfield & Son has a beta of 0.51, suggesting that its share price is 49% less volatile than the broader market.

Velocity Financial has a net margin of 56.47% compared to Bank of N.T. Butterfield & Son's net margin of 30.22%. Bank of N.T. Butterfield & Son's return on equity of 21.92% beat Velocity Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial56.47% 18.01% 1.66%
Bank of N.T. Butterfield & Son 30.22%21.92%1.72%

Summary

Bank of N.T. Butterfield & Son beats Velocity Financial on 10 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Inter & Co. Inc.?

Inter & Co. Inc. (NASDAQ:INTR) and Velocity Financial (NYSE:VEL) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, earnings, media sentiment, dividends, profitability and analyst recommendations.

22.9% of Inter & Co. Inc. shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Inter & Co. Inc. has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Inter & Co. Inc., indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Inter & Co. Inc.$1.93B1.24$235.05M$0.609.00
Velocity Financial$185.78M3.81$105.05M$2.806.44

Inter & Co. Inc. currently has a consensus price target of $9.28, indicating a potential upside of 71.85%. Velocity Financial has a consensus price target of $22.75, indicating a potential upside of 26.14%. Given Inter & Co. Inc.'s higher probable upside, equities research analysts plainly believe Inter & Co. Inc. is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Inter & Co. Inc.
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

In the previous week, Inter & Co. Inc. had 2 more articles in the media than Velocity Financial. MarketBeat recorded 3 mentions for Inter & Co. Inc. and 1 mentions for Velocity Financial. Inter & Co. Inc.'s average media sentiment score of 0.50 beat Velocity Financial's score of 0.00 indicating that Inter & Co. Inc. is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Inter & Co. Inc.
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Velocity Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Inter & Co. Inc. has a beta of 0.91, meaning that its share price is 9% less volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.72, meaning that its share price is 28% less volatile than the broader market.

Velocity Financial has a net margin of 56.47% compared to Inter & Co. Inc.'s net margin of 12.24%. Velocity Financial's return on equity of 18.01% beat Inter & Co. Inc.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Inter & Co. Inc.12.24% 14.34% 1.53%
Velocity Financial 56.47%18.01%1.66%

Summary

Velocity Financial beats Inter & Co. Inc. on 8 of the 15 factors compared between the two stocks.

How does Velocity Financial compare to Merchants Bancorp?

Velocity Financial (NYSE:VEL) and Merchants Bancorp (NASDAQ:MBIN) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, valuation, analyst recommendations, media sentiment, earnings, risk and institutional ownership.

Velocity Financial has a net margin of 56.47% compared to Merchants Bancorp's net margin of 16.64%. Velocity Financial's return on equity of 18.01% beat Merchants Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial56.47% 18.01% 1.66%
Merchants Bancorp 16.64%13.40%1.17%

Velocity Financial presently has a consensus target price of $22.75, suggesting a potential upside of 26.14%. Merchants Bancorp has a consensus target price of $50.50, suggesting a potential upside of 2.30%. Given Velocity Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe Velocity Financial is more favorable than Merchants Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Merchants Bancorp
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Merchants Bancorp has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.81$105.05M$2.806.44
Merchants Bancorp$706.21M3.21$218.77M$4.1012.04

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 24.6% of Merchants Bancorp shares are held by institutional investors. 4.7% of Velocity Financial shares are held by company insiders. Comparatively, 44.9% of Merchants Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Velocity Financial has a beta of 0.72, indicating that its share price is 28% less volatile than the broader market. Comparatively, Merchants Bancorp has a beta of 1.14, indicating that its share price is 14% more volatile than the broader market.

In the previous week, Merchants Bancorp had 2 more articles in the media than Velocity Financial. MarketBeat recorded 3 mentions for Merchants Bancorp and 1 mentions for Velocity Financial. Merchants Bancorp's average media sentiment score of 0.64 beat Velocity Financial's score of 0.00 indicating that Merchants Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Merchants Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Merchants Bancorp beats Velocity Financial on 8 of the 15 factors compared between the two stocks.

How does Velocity Financial compare to LendingClub?

Velocity Financial (NYSE:VEL) and LendingClub (NYSE:LC) are both banking companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, media sentiment, institutional ownership and earnings.

Velocity Financial currently has a consensus target price of $22.75, indicating a potential upside of 26.14%. LendingClub has a consensus target price of $23.07, indicating a potential upside of 20.10%. Given Velocity Financial's higher possible upside, equities analysts clearly believe Velocity Financial is more favorable than LendingClub.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.80

LendingClub has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$185.78M3.81$105.05M$2.806.44
LendingClub$1.03B2.14$135.68M$1.4912.89

In the previous week, LendingClub had 5 more articles in the media than Velocity Financial. MarketBeat recorded 6 mentions for LendingClub and 1 mentions for Velocity Financial. LendingClub's average media sentiment score of 0.39 beat Velocity Financial's score of 0.00 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
LendingClub
1 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 4.7% of Velocity Financial shares are owned by insiders. Comparatively, 3.2% of LendingClub shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Velocity Financial has a net margin of 56.47% compared to LendingClub's net margin of 16.99%. Velocity Financial's return on equity of 18.01% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial56.47% 18.01% 1.66%
LendingClub 16.99%11.92%1.55%

Velocity Financial has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, LendingClub has a beta of 1.98, suggesting that its stock price is 98% more volatile than the broader market.

Summary

LendingClub beats Velocity Financial on 9 of the 17 factors compared between the two stocks.

Get Velocity Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for VEL and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

VEL vs. The Competition

MetricVelocity FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$708.09M$4.76B$13.84B$23.30B
Dividend YieldN/A7.01%5.70%4.08%
P/E Ratio6.4488.6720.4731.64
Price / Sales3.811.72127.3621.03
Price / Cash5.7612.3819.6718.60
Price / Book1.041.962.254.75
Net Income$105.05M$1.63B$1.14B$1.07B
7 Day Performance3.83%6.29%0.99%1.36%
1 Month Performance2.90%-0.79%1.43%0.70%
1 Year Performance-4.22%-8.62%15.40%25.30%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
2.9091 of 5 stars
$18.04
-1.0%
$22.75
+26.1%
-3.7%$708.09M$185.78M6.44220
CUBI
Customers Bancorp
3.0821 of 5 stars
$77.25
+1.4%
$87.50
+13.3%
+36.6%$2.61B$1.48B9.80640
NTB
Bank of N.T. Butterfield & Son
4.0241 of 5 stars
$59.11
+0.6%
$56.33
-4.7%
+35.0%$2.48B$614.96M10.231,315
INTR
Inter & Co. Inc.
4.9345 of 5 stars
$5.27
-2.3%
$9.28
+76.3%
-26.4%$2.32B$1.93B8.784,124
MBIN
Merchants Bancorp
2.2852 of 5 stars
$49.75
+0.5%
$50.50
+1.5%
+49.7%$2.29B$706.21M12.13480

Related Companies and Tools


This page (NYSE:VEL) was last updated on 6/29/2026 by MarketBeat.com Staff.
From Our Partners