Velocity Financial (VEL) Competitors

$16.06 -0.01 (-0.03%)

Closing price 09/18/2026 03:59 PM Eastern

Extended Trading

$16.02 -0.04 (-0.22%)

As of 09/18/2026 07:30 PM Eastern

VEL vs. AGM, UWMC, WD, ONIT, and FOA

Should you buy Velocity Financial stock or one of its competitors? Velocity Financial's main competitors and comparable companies include Federal Agricultural Mortgage (AGM), UWM (UWMC), Walker & Dunlop (WD), Onity Group (ONIT), and Finance of America Companies (FOA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "commercial & residential mortgage finance" industry.

How does Velocity Financial compare to Federal Agricultural Mortgage?

Federal Agricultural Mortgage (NYSE:AGM) and Velocity Financial (NYSE:VEL) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, profitability, institutional ownership, media sentiment, dividends, earnings and analyst recommendations.

Federal Agricultural Mortgage presently has a consensus price target of $255.00, suggesting a potential upside of 15.14%. Velocity Financial has a consensus price target of $21.50, suggesting a potential upside of 33.91%. Given Velocity Financial's higher possible upside, analysts plainly believe Velocity Financial is more favorable than Federal Agricultural Mortgage.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Federal Agricultural Mortgage	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

Federal Agricultural Mortgage has a beta of 0.97, meaning that its share price is 3% less volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

Velocity Financial has a net margin of 55.66% compared to Federal Agricultural Mortgage's net margin of 29.98%. Federal Agricultural Mortgage's return on equity of 18.90% beat Velocity Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Federal Agricultural Mortgage	29.98%	18.90%	0.63%
Velocity Financial	55.66%	16.86%	1.54%

68.0% of Federal Agricultural Mortgage shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 1.9% of Federal Agricultural Mortgage shares are owned by insiders. Comparatively, 4.7% of Velocity Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, Federal Agricultural Mortgage had 2 more articles in the media than Velocity Financial. MarketBeat recorded 2 mentions for Federal Agricultural Mortgage and 0 mentions for Velocity Financial. Federal Agricultural Mortgage's average media sentiment score of 0.22 beat Velocity Financial's score of 0.00 indicating that Federal Agricultural Mortgage is being referred to more favorably in the media.

Company	Overall Sentiment
Federal Agricultural Mortgage	Neutral
Velocity Financial	Neutral

Federal Agricultural Mortgage has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Federal Agricultural Mortgage, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Federal Agricultural Mortgage	$410.30M	5.86	$207.41M	$18.31	12.10
Velocity Financial	$185.78M	3.41	$105.05M	$2.75	5.84

Summary

Federal Agricultural Mortgage beats Velocity Financial on 11 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to UWM?

Velocity Financial (NYSE:VEL) and UWM (NYSE:UWMC) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, media sentiment, risk, earnings, institutional ownership, analyst recommendations, valuation and profitability.

Velocity Financial has a net margin of 55.66% compared to UWM's net margin of -1.04%. Velocity Financial's return on equity of 16.86% beat UWM's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	55.66%	16.86%	1.54%
UWM	-1.04%	-6.20%	-0.50%

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 53.6% of UWM shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 80.3% of UWM shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Velocity Financial has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market. Comparatively, UWM has a beta of 1.76, suggesting that its share price is 76% more volatile than the broader market.

In the previous week, UWM had 33 more articles in the media than Velocity Financial. MarketBeat recorded 33 mentions for UWM and 0 mentions for Velocity Financial. UWM's average media sentiment score of 0.13 beat Velocity Financial's score of 0.00 indicating that UWM is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
UWM	Neutral

Velocity Financial presently has a consensus price target of $21.50, suggesting a potential upside of 33.91%. UWM has a consensus price target of $4.01, suggesting a potential upside of 219.81%. Given UWM's higher probable upside, analysts clearly believe UWM is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
UWM	2 Sell rating(s)	6 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.29

Velocity Financial has higher earnings, but lower revenue than UWM. UWM is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.41	$105.05M	$2.75	5.84
UWM	$3.16B	0.64	$27.38M	-$0.08	N/A

Summary

Velocity Financial beats UWM on 9 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Walker & Dunlop?

Walker & Dunlop (NYSE:WD) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, institutional ownership, dividends, earnings, analyst recommendations, media sentiment and profitability.

Walker & Dunlop has a beta of 1.45, suggesting that its share price is 45% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market.

81.0% of Walker & Dunlop shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 4.0% of Walker & Dunlop shares are held by company insiders. Comparatively, 4.7% of Velocity Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Velocity Financial has a net margin of 55.66% compared to Walker & Dunlop's net margin of 2.94%. Velocity Financial's return on equity of 16.86% beat Walker & Dunlop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Walker & Dunlop	2.94%	7.25%	2.31%
Velocity Financial	55.66%	16.86%	1.54%

Velocity Financial has lower revenue, but higher earnings than Walker & Dunlop. Velocity Financial is trading at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Walker & Dunlop	$1.23B	1.05	$57.08M	$1.12	33.79
Velocity Financial	$185.78M	3.41	$105.05M	$2.75	5.84

Walker & Dunlop currently has a consensus target price of $64.00, suggesting a potential upside of 69.11%. Velocity Financial has a consensus target price of $21.50, suggesting a potential upside of 33.91%. Given Walker & Dunlop's stronger consensus rating and higher probable upside, equities analysts plainly believe Walker & Dunlop is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Walker & Dunlop	1 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.67
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

In the previous week, Walker & Dunlop had 5 more articles in the media than Velocity Financial. MarketBeat recorded 5 mentions for Walker & Dunlop and 0 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 0.00 beat Walker & Dunlop's score of -0.15 indicating that Velocity Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
Walker & Dunlop	Neutral
Velocity Financial	Neutral

Summary

Walker & Dunlop and Velocity Financial tied by winning 8 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Onity Group?

Onity Group (NYSE:ONIT) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, media sentiment, dividends, risk, valuation, profitability and institutional ownership.

Velocity Financial has a net margin of 55.66% compared to Onity Group's net margin of 12.34%. Velocity Financial's return on equity of 16.86% beat Onity Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Onity Group	12.34%	8.27%	0.31%
Velocity Financial	55.66%	16.86%	1.54%

In the previous week, Onity Group had 4 more articles in the media than Velocity Financial. MarketBeat recorded 4 mentions for Onity Group and 0 mentions for Velocity Financial. Onity Group's average media sentiment score of 0.86 beat Velocity Financial's score of 0.00 indicating that Onity Group is being referred to more favorably in the media.

Company	Overall Sentiment
Onity Group	Positive
Velocity Financial	Neutral

70.2% of Onity Group shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 10.5% of Onity Group shares are held by company insiders. Comparatively, 4.7% of Velocity Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Onity Group has higher revenue and earnings than Velocity Financial. Onity Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Onity Group	$1.07B	0.25	$189.50M	$15.48	2.06
Velocity Financial	$185.78M	3.41	$105.05M	$2.75	5.84

Onity Group has a beta of 1.44, suggesting that its stock price is 44% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market.

Onity Group currently has a consensus price target of $52.50, indicating a potential upside of 64.86%. Velocity Financial has a consensus price target of $21.50, indicating a potential upside of 33.91%. Given Onity Group's stronger consensus rating and higher probable upside, research analysts clearly believe Onity Group is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Onity Group	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.75
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40

Summary

Onity Group beats Velocity Financial on 10 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Finance of America Companies?

Velocity Financial (NYSE:VEL) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, profitability, risk, institutional ownership, media sentiment, analyst recommendations and dividends.

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are owned by institutional investors. 4.7% of Velocity Financial shares are owned by company insiders. Comparatively, 35.4% of Finance of America Companies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Velocity Financial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.65, suggesting that its stock price is 65% more volatile than the broader market.

Velocity Financial has higher earnings, but lower revenue than Finance of America Companies. Finance of America Companies is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.41	$105.05M	$2.75	5.84
Finance of America Companies	$497.43M	0.49	$45.24M	-$3.01	N/A

Velocity Financial has a net margin of 55.66% compared to Finance of America Companies' net margin of -0.10%. Finance of America Companies' return on equity of 28.39% beat Velocity Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	55.66%	16.86%	1.54%
Finance of America Companies	-0.10%	28.39%	0.35%

In the previous week, Finance of America Companies had 2 more articles in the media than Velocity Financial. MarketBeat recorded 2 mentions for Finance of America Companies and 0 mentions for Velocity Financial. Finance of America Companies' average media sentiment score of 0.29 beat Velocity Financial's score of 0.00 indicating that Finance of America Companies is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
Finance of America Companies	Neutral

Velocity Financial currently has a consensus price target of $21.50, suggesting a potential upside of 33.91%. Finance of America Companies has a consensus price target of $30.50, suggesting a potential upside of 117.93%. Given Finance of America Companies' higher probable upside, analysts clearly believe Finance of America Companies is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Finance of America Companies	2 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Velocity Financial beats Finance of America Companies on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

VEL vs. The Competition

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Metric	Velocity Financial	Financial Services Industry	Finance Sector	NYSE Exchange
Market Cap	$631.70M	$27.18B	$13.82B	$23.10B
Dividend Yield	N/A	6.30%	5.95%	3.62%
P/E Ratio	5.84	19.28	25.31	28.19
Price / Sales	3.41	420.95	511.07	20.34
Price / Cash	5.05	219.51	43.42	36.36
Price / Book	0.92	3.18	2.73	4.67
Net Income	$105.05M	$1.11B	$1.31B	$1.07B
7 Day Performance	-10.83%	0.00%	-0.59%	-1.64%
1 Month Performance	-12.32%	11.75%	0.16%	-3.60%
1 Year Performance	-12.98%	-1.82%	7.82%	8.41%

Velocity Financial Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
VEL Velocity Financial	3.217 of 5 stars	$16.06 0.0%	$21.50 +33.9%	-13.0%	$631.70M	$185.78M	5.84	371	Analyst Downgrade High Trading Volume
AGM Federal Agricultural Mortgage	4.945 of 5 stars	$223.12 -0.9%	$255.00 +14.3%	+20.8%	$2.42B	$410.30M	12.18	212	News Coverage Ex-Dividend
UWMC UWM	4.228 of 5 stars	$1.30 -2.6%	$4.01 +209.9%	-80.4%	$2.09B	$1.27B	N/A	9,100	Trending News
WD Walker & Dunlop	3.9805 of 5 stars	$39.53 -2.4%	$64.00 +61.9%	-56.6%	$1.35B	$1.29B	35.22	1,466	News Coverage
ONIT Onity Group	4.0302 of 5 stars	$34.38 +0.4%	$52.50 +52.7%	-26.3%	$287.32M	$1.07B	2.22	4,300	Analyst Downgrade Gap Down

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This page (NYSE:VEL) was last updated on 9/20/2026 by MarketBeat.com Staff.

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Velocity Financial (VEL) Competitors

VEL vs. AGM, UWMC, WD, ONIT, and FOA

How does Velocity Financial compare to Federal Agricultural Mortgage?

Summary

How does Velocity Financial compare to UWM?

Summary

How does Velocity Financial compare to Walker & Dunlop?

Summary

How does Velocity Financial compare to Onity Group?

Summary

How does Velocity Financial compare to Finance of America Companies?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

VEL vs. The Competition

Velocity Financial Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

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Velocity Financial (VEL) Competitors

VEL vs. AGM, UWMC, WD, ONIT, and FOA

How does Velocity Financial compare to Federal Agricultural Mortgage?

Do analysts prefer AGM or VEL?

Which has more risk & volatility, AGM or VEL?

Is AGM or VEL more profitable?

Do insiders & institutionals hold more shares of AGM or VEL?

Does the media refer more to AGM or VEL?

Which has better earnings and valuation, AGM or VEL?

Summary

How does Velocity Financial compare to UWM?

Is VEL or UWMC more profitable?

Do insiders and institutionals hold more shares of VEL or UWMC?

Which has more risk and volatility, VEL or UWMC?

Does the media prefer VEL or UWMC?

Do analysts prefer VEL or UWMC?

Which has better earnings and valuation, VEL or UWMC?

Summary

How does Velocity Financial compare to Walker & Dunlop?

Which has more volatility and risk, WD or VEL?

Do institutionals & insiders hold more shares of WD or VEL?

Is WD or VEL more profitable?

Which has higher earnings & valuation, WD or VEL?

Do analysts prefer WD or VEL?

Does the media favor WD or VEL?

Summary

How does Velocity Financial compare to Onity Group?

Is ONIT or VEL more profitable?

Does the media refer more to ONIT or VEL?

Do institutionals and insiders have more ownership in ONIT or VEL?

Which has stronger earnings and valuation, ONIT or VEL?

Which has more volatility and risk, ONIT or VEL?

Do analysts recommend ONIT or VEL?

Summary

How does Velocity Financial compare to Finance of America Companies?

Do insiders & institutionals hold more shares of VEL or FOA?

Which has more volatility & risk, VEL or FOA?

Which has higher valuation & earnings, VEL or FOA?

Is VEL or FOA more profitable?

Does the media refer more to VEL or FOA?

Do analysts recommend VEL or FOA?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

VEL vs. The Competition

Velocity Financial Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools