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Velocity Financial (VEL) Competitors

Velocity Financial logo
$18.32 -0.14 (-0.76%)
As of 03:58 PM Eastern

VEL vs. AGM, WD, LDI, ONIT, and BETR

Should you buy Velocity Financial stock or one of its competitors? Velocity Financial's main competitors and comparable companies include Federal Agricultural Mortgage (AGM), Walker & Dunlop (WD), loanDepot (LDI), Onity Group (ONIT), and Better Home & Finance (BETR). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "commercial & residential mortgage finance" industry.

How does Velocity Financial compare to Federal Agricultural Mortgage?

Velocity Financial (NYSE:VEL) and Federal Agricultural Mortgage (NYSE:AGM) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, profitability, media sentiment, earnings, analyst recommendations, institutional ownership, risk and valuation.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 68.0% of Federal Agricultural Mortgage shares are held by institutional investors. 4.7% of Velocity Financial shares are held by company insiders. Comparatively, 1.9% of Federal Agricultural Mortgage shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Velocity Financial presently has a consensus target price of $21.50, indicating a potential upside of 17.36%. Federal Agricultural Mortgage has a consensus target price of $255.00, indicating a potential upside of 9.24%. Given Velocity Financial's higher probable upside, equities analysts clearly believe Velocity Financial is more favorable than Federal Agricultural Mortgage.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40
Federal Agricultural Mortgage
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

In the previous week, Federal Agricultural Mortgage had 9 more articles in the media than Velocity Financial. MarketBeat recorded 16 mentions for Federal Agricultural Mortgage and 7 mentions for Velocity Financial. Federal Agricultural Mortgage's average media sentiment score of 1.12 beat Velocity Financial's score of 0.23 indicating that Federal Agricultural Mortgage is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Federal Agricultural Mortgage
5 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Velocity Financial has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market. Comparatively, Federal Agricultural Mortgage has a beta of 0.98, suggesting that its share price is 2% less volatile than the broader market.

Velocity Financial has a net margin of 55.66% compared to Federal Agricultural Mortgage's net margin of 29.98%. Federal Agricultural Mortgage's return on equity of 18.90% beat Velocity Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial55.66% 17.21% 1.58%
Federal Agricultural Mortgage 29.98%18.90%0.63%

Federal Agricultural Mortgage has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Federal Agricultural Mortgage, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$327.41M2.20$105.05M$2.756.66
Federal Agricultural Mortgage$410.30M6.17$207.41M$18.3112.75

Summary

Federal Agricultural Mortgage beats Velocity Financial on 11 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Walker & Dunlop?

Walker & Dunlop (NYSE:WD) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, profitability, institutional ownership, earnings, dividends, risk and analyst recommendations.

Velocity Financial has a net margin of 55.66% compared to Walker & Dunlop's net margin of 2.94%. Velocity Financial's return on equity of 17.21% beat Walker & Dunlop's return on equity.

Company Net Margins Return on Equity Return on Assets
Walker & Dunlop2.94% 7.25% 2.31%
Velocity Financial 55.66%17.21%1.58%

81.0% of Walker & Dunlop shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 4.0% of Walker & Dunlop shares are owned by company insiders. Comparatively, 4.7% of Velocity Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Walker & Dunlop has a beta of 1.49, indicating that its stock price is 49% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market.

Velocity Financial has lower revenue, but higher earnings than Walker & Dunlop. Velocity Financial is trading at a lower price-to-earnings ratio than Walker & Dunlop, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Walker & Dunlop$1.23B1.22$57.08M$1.1239.04
Velocity Financial$327.41M2.20$105.05M$2.756.66

In the previous week, Walker & Dunlop had 15 more articles in the media than Velocity Financial. MarketBeat recorded 22 mentions for Walker & Dunlop and 7 mentions for Velocity Financial. Walker & Dunlop's average media sentiment score of 0.28 beat Velocity Financial's score of 0.23 indicating that Walker & Dunlop is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Walker & Dunlop
4 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
5 Negative mention(s)
2 Very Negative mention(s)
Neutral
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Walker & Dunlop presently has a consensus target price of $77.20, suggesting a potential upside of 76.58%. Velocity Financial has a consensus target price of $21.50, suggesting a potential upside of 17.36%. Given Walker & Dunlop's stronger consensus rating and higher possible upside, equities research analysts plainly believe Walker & Dunlop is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Walker & Dunlop
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

Walker & Dunlop beats Velocity Financial on 9 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to loanDepot?

Velocity Financial (NYSE:VEL) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, dividends, risk and analyst recommendations.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 39.4% of loanDepot shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 65.9% of loanDepot shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Velocity Financial has a net margin of 55.66% compared to loanDepot's net margin of -5.52%. Velocity Financial's return on equity of 17.21% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial55.66% 17.21% 1.58%
loanDepot -5.52%-27.29%-1.55%

Velocity Financial has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market. Comparatively, loanDepot has a beta of 3.37, indicating that its stock price is 237% more volatile than the broader market.

Velocity Financial has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$327.41M2.20$105.05M$2.756.66
loanDepot$1.19B0.25-$62.65M-$0.30N/A

In the previous week, loanDepot had 1 more articles in the media than Velocity Financial. MarketBeat recorded 8 mentions for loanDepot and 7 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 0.23 beat loanDepot's score of -0.12 indicating that Velocity Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
loanDepot
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Velocity Financial currently has a consensus price target of $21.50, suggesting a potential upside of 17.36%. loanDepot has a consensus price target of $1.92, suggesting a potential upside of 118.37%. Given loanDepot's higher probable upside, analysts plainly believe loanDepot is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40
loanDepot
2 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.60

Summary

Velocity Financial beats loanDepot on 11 of the 16 factors compared between the two stocks.

How does Velocity Financial compare to Onity Group?

Velocity Financial (NYSE:VEL) and Onity Group (NYSE:ONIT) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, earnings, profitability, risk, analyst recommendations, valuation, dividends and media sentiment.

In the previous week, Onity Group had 1 more articles in the media than Velocity Financial. MarketBeat recorded 8 mentions for Onity Group and 7 mentions for Velocity Financial. Velocity Financial's average media sentiment score of 0.23 beat Onity Group's score of -0.07 indicating that Velocity Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Onity Group
1 Very Positive mention(s)
3 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Onity Group has higher revenue and earnings than Velocity Financial. Onity Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$327.41M2.20$105.05M$2.756.66
Onity Group$1.07B0.30$189.50M$15.482.48

Velocity Financial has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market. Comparatively, Onity Group has a beta of 1.46, suggesting that its share price is 46% more volatile than the broader market.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 70.2% of Onity Group shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 10.5% of Onity Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Velocity Financial has a net margin of 55.66% compared to Onity Group's net margin of 12.34%. Velocity Financial's return on equity of 17.21% beat Onity Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial55.66% 17.21% 1.58%
Onity Group 12.34%8.35%0.29%

Velocity Financial currently has a consensus price target of $21.50, indicating a potential upside of 17.36%. Onity Group has a consensus price target of $54.00, indicating a potential upside of 40.44%. Given Onity Group's stronger consensus rating and higher probable upside, analysts plainly believe Onity Group is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40
Onity Group
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.60

Summary

Onity Group beats Velocity Financial on 9 of the 17 factors compared between the two stocks.

How does Velocity Financial compare to Better Home & Finance?

Better Home & Finance (NASDAQ:BETR) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, media sentiment, risk, institutional ownership, valuation, dividends, earnings and analyst recommendations.

In the previous week, Better Home & Finance had 17 more articles in the media than Velocity Financial. MarketBeat recorded 24 mentions for Better Home & Finance and 7 mentions for Velocity Financial. Better Home & Finance's average media sentiment score of 0.26 beat Velocity Financial's score of 0.23 indicating that Better Home & Finance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Better Home & Finance
2 Very Positive mention(s)
6 Positive mention(s)
12 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Velocity Financial has higher revenue and earnings than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Better Home & Finance$235.21M1.45-$165.87M-$11.02N/A
Velocity Financial$327.41M2.20$105.05M$2.756.66

Better Home & Finance currently has a consensus price target of $32.50, suggesting a potential upside of 80.06%. Velocity Financial has a consensus price target of $21.50, suggesting a potential upside of 17.36%. Given Better Home & Finance's stronger consensus rating and higher probable upside, analysts plainly believe Better Home & Finance is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Better Home & Finance
1 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.63
Velocity Financial
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.40

Better Home & Finance has a beta of 1.73, suggesting that its stock price is 73% more volatile than the broader market. Comparatively, Velocity Financial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market.

20.9% of Better Home & Finance shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 27.7% of Better Home & Finance shares are held by insiders. Comparatively, 4.7% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Velocity Financial has a net margin of 55.66% compared to Better Home & Finance's net margin of -94.52%. Velocity Financial's return on equity of 17.21% beat Better Home & Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
Better Home & Finance-94.52% -510.15% -10.03%
Velocity Financial 55.66%17.21%1.58%

Summary

Velocity Financial beats Better Home & Finance on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VEL vs. The Competition

MetricVelocity FinancialFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$719.15M$27.46B$14.02B$24.19B
Dividend YieldN/A5.98%5.89%3.69%
P/E Ratio6.6616.6729.1929.08
Price / Sales2.20410.86503.4513.90
Price / Cash5.8345.5730.2219.37
Price / Book1.053.153.714.91
Net Income$105.05M$1.08B$1.31B$1.06B
7 Day Performance3.78%-0.31%0.29%1.30%
1 Month Performance5.62%-1.74%0.75%2.29%
1 Year Performance3.97%-9.14%12.56%19.89%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
2.1772 of 5 stars
$18.32
-0.8%
$21.50
+17.4%
+4.8%$719.15M$327.41M6.66220
AGM
Federal Agricultural Mortgage
4.8151 of 5 stars
$244.27
+2.6%
$255.00
+4.4%
+32.6%$2.65B$410.30M13.34160
WD
Walker & Dunlop
3.9667 of 5 stars
$52.30
+0.4%
$79.20
+51.4%
-45.1%$1.79B$1.23B25.841,466
LDI
loanDepot
2.0767 of 5 stars
$1.08
-0.5%
$2.00
+86.0%
-44.9%$363.16M$1.19BN/A5,660
ONIT
Onity Group
3.1115 of 5 stars
$38.22
+0.9%
$54.00
+41.3%
+2.7%$321.85M$1.07B1.974,300

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This page (NYSE:VEL) was last updated on 8/10/2026 by MarketBeat.com Staff.
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