Qudian (QD) Competitors

Qudian (NYSE:QD) and Lufax (NYSE:LU) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, analyst recommendations, valuation, community ranking, dividends, profitability and media sentiment.

Does the MarketBeat Community favor QD or LU?

Qudian received 453 more outperform votes than Lufax when rated by MarketBeat users. Likewise, 67.81% of users gave Qudian an outperform vote while only 41.82% of users gave Lufax an outperform vote.

Company	Underperform	Outperform
Qudian	Outperform Votes 476 67.81%	Underperform Votes 226 32.19%
Lufax	Outperform Votes 23 41.82%	Underperform Votes 32 58.18%

Does the media favor QD or LU?

In the previous week, Qudian and Qudian both had 1 articles in the media. Lufax's average media sentiment score of 1.90 beat Qudian's score of 1.11 indicating that Lufax is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qudian	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Lufax	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more volatility & risk, QD or LU?

Qudian has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500. Comparatively, Lufax has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of QD or LU?

8.1% of Qudian shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 25.7% of Qudian shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts prefer QD or LU?

Lufax has a consensus price target of $2.98, indicating a potential upside of 17.92%. Given Lufax's stronger consensus rating and higher probable upside, analysts plainly believe Lufax is more favorable than Qudian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qudian	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Lufax	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is QD or LU more profitable?

Qudian has a net margin of 18.32% compared to Lufax's net margin of -12.75%. Qudian's return on equity of 0.36% beat Lufax's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qudian	18.32%	0.36%	0.34%
Lufax	-12.75%	-3.63%	-1.45%

Which has preferable valuation & earnings, QD or LU?

Lufax has higher revenue and earnings than Qudian. Lufax is trading at a lower price-to-earnings ratio than Qudian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qudian	$17.79M	32.53	$5.51M	$0.04	72.13
Lufax	$4.82B	0.45	$125.31M	-$0.77	-3.28

Summary

Qudian beats Lufax on 8 of the 15 factors compared between the two stocks.