Customers Bancorp (CUBI) Competitors

Customers Bancorp (NYSE:CUBI) and Ameris Bancorp (NASDAQ:ABCB) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership and valuation.

Which has more risk & volatility, CUBI or ABCB?

Customers Bancorp has a beta of 1.55, indicating that its share price is 55% more volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500.

Is CUBI or ABCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Customers Bancorp's net margin of 10.51%. Customers Bancorp's return on equity of 11.64% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Customers Bancorp	10.51%	11.64%	0.89%
Ameris Bancorp	21.46%	9.57%	1.32%

Do analysts prefer CUBI or ABCB?

Customers Bancorp presently has a consensus price target of $65.33, indicating a potential upside of 2.98%. Ameris Bancorp has a consensus price target of $71.43, indicating a potential upside of 6.14%. Given Ameris Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Ameris Bancorp is more favorable than Customers Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Customers Bancorp	0 Sell rating(s)	5 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.56
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Which has stronger earnings & valuation, CUBI or ABCB?

Ameris Bancorp has lower revenue, but higher earnings than Customers Bancorp. Ameris Bancorp is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Customers Bancorp	$1.39B	1.44	$181.47M	$3.97	15.98
Ameris Bancorp	$1.12B	4.13	$358.68M	$5.40	12.46

Does the media favor CUBI or ABCB?

In the previous week, Customers Bancorp had 5 more articles in the media than Ameris Bancorp. MarketBeat recorded 6 mentions for Customers Bancorp and 1 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.34 beat Customers Bancorp's score of 0.76 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Customers Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ameris Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of CUBI or ABCB?

89.3% of Customers Bancorp shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 8.7% of Customers Bancorp shares are owned by insiders. Comparatively, 5.4% of Ameris Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Ameris Bancorp beats Customers Bancorp on 10 of the 17 factors compared between the two stocks.