NYSE:VEL Velocity Financial (VEL) Stock Price, News & Analysis $17.20 -0.07 (-0.41%) Closing price 03:59 PM EasternExtended Trading$17.22 +0.02 (+0.09%) As of 06:18 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Velocity Financial Stock (NYSE:VEL) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Velocity Financial alerts:Sign Up Key Stats Today's Range$17.11▼$17.5450-Day Range$16.95▼$19.5452-Week Range$16.19▼$21.40Volume89,027 shsAverage Volume91,480 shsMarket Capitalization$675.23 millionP/E Ratio6.14Dividend YieldN/APrice Target$22.75Consensus RatingModerate Buy Company Overview Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by first mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings, condominiums, and other residential properties with 5+ units. The company also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties, which include self-storage units, auto services, hospitality, light industrial, and other commercial enterprises, as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. It offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. The company was founded in 2004 and is headquartered in Westlake Village, California. Read More Velocity Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks66th Percentile Overall ScoreVEL MarketRank™: Velocity Financial scored higher than 66% of companies evaluated by MarketBeat, and ranked 469th out of 874 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.2 / 5Analyst RatingModerate Buy Consensus RatingVelocity Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on no strong buy ratings, 3 buy ratings, 1 hold rating, and no sell ratings.Upside PotentialVelocity Financial has a consensus price target of $22.75, representing about 32.3% upside from its current price of $17.20.Amount of Analyst CoverageVelocity Financial has only been the subject of 4 research reports in the past 90 days.Read more about Velocity Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Velocity Financial is 6.14, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.92.Price to Earnings Ratio vs. SectorThe P/E ratio of Velocity Financial is 6.14, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.48.Price to Book Value per Share RatioVelocity Financial has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Velocity Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted3.72% of the float of Velocity Financial has been sold short.Short Interest Ratio / Days to CoverVelocity Financial has a short interest ratio ("days to cover") of 11.44, which indicates bearish sentiment.Change versus previous monthShort interest in Velocity Financial has recently increased by 0.02%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldVelocity Financial does not currently pay a dividend.Dividend GrowthVelocity Financial does not have a long track record of dividend growth. News and Social Media1.4 / 5News Sentiment-0.75 News SentimentVelocity Financial has a news sentiment score of -0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Velocity Financial this week, compared to 1 article on an average week.Search Interest1 people have searched for VEL on MarketBeat in the last 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Velocity Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $173,522.00 in company stock.Percentage Held by Insiders4.70% of the stock of Velocity Financial is held by insiders.Percentage Held by Institutions97.49% of the stock of Velocity Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Velocity Financial's insider trading history. Receive VEL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Velocity Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. VEL Stock News HeadlinesVelocity Financial, Inc. Common Stock (VEL)July 8, 2026 | nasdaq.comVelocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating AgencyJuly 3, 2026 | businesswire.comSPCX Warning - and Worst News for Stocks in 50 YearsGoldman Sachs and Morgan Stanley are now predicting what could be the worst news for the U.S. stock market in 50 years - and it has nothing to do with a single stock. According to multiple Wall Street banks, a coming crisis could keep your portfolio in the red for 10 years or longer. Keith Kaplan, CEO of TradeSmith, is sharing what you can do to protect your wealth before it hits.July 13 at 1:00 AM | TradeSmith (Ad)Velocity Financial Releases Q1 2026 Earnings PresentationJune 22, 2026 | theglobeandmail.comVelocity Appoints Dean Thevaos as Chief Technology OfficerJune 2, 2026 | businesswire.comVelocity Financial maintains 3.5% NIM, shifts to $500M unsecured debtMay 8, 2026 | msn.comVelocity Financial, Inc. Q1 2026 Earnings Call SummaryMay 7, 2026 | finance.yahoo.comVelocity Financial targets 3.5% NIM after $500M debt shiftMay 7, 2026 | msn.comSee More Headlines VEL Stock Analysis - Frequently Asked Questions How have VEL shares performed this year? Velocity Financial's stock was trading at $20.96 at the start of the year. Since then, VEL shares have decreased by 17.9% and is now trading at $17.1990. How were Velocity Financial's earnings last quarter? Velocity Financial, Inc. (NYSE:VEL) announced its quarterly earnings data on Wednesday, May, 6th. The company reported $0.68 EPS for the quarter, beating the consensus estimate of $0.64 by $0.04. The firm had revenue of $86.88 million for the quarter, compared to analysts' expectations of $68.50 million. Velocity Financial had a net margin of 56.47% and a trailing twelve-month return on equity of 18.01%. Read the conference call transcript. When did Velocity Financial IPO? Velocity Financial (VEL) raised $109 million in an IPO on Friday, January 17th 2020. The company issued 7,250,000 shares at $14.00-$16.00 per share. Wells Fargo Securities, Citigroup and JMP Securities served as the underwriters for the IPO and Raymond James was co-manager. How do I buy shares of Velocity Financial? Shares of VEL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Velocity Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Velocity Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and Invesco QQQ (QQQ). Company Calendar Last Earnings5/06/2026Today7/13/2026Next Earnings (Estimated)8/06/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Yellow Zone (5d) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 As of 5 days ago, VEL's financial health entered the Yellow zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - MTG&REL SVS Sub-IndustryBanking Current SymbolNYSE:VEL CIK1692376 Webwww.velfinance.com Phone818-532-3700FaxN/AEmployees220Year Founded2004Price Target and Rating Average Price Target for Velocity Financial$22.75 High Price Target$23.50 Low Price Target$22.00 Potential Upside/Downside+32.3%Consensus RatingModerate Buy Rating Score (0-4)2.75 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$2.80 Trailing P/E Ratio6.14 Forward P/E RatioN/A P/E GrowthN/ANet Income$105.05 million Net Margins56.47% Pretax Margin78.16% Return on Equity18.01% Return on Assets1.66% Debt Debt-to-Equity Ratio9.51 Current Ratio43.60 Quick Ratio43.60 Sales & Book Value Annual Sales$185.78 million Price / Sales3.63 Cash Flow$3.15 per share Price / Cash Flow5.46 Book Value$17.37 per share Price / Book0.99Miscellaneous Outstanding Shares39,260,000Free Float37,410,000Market Cap$675.23 million OptionableOptionable Beta0.70 Social Links Don't Wait for the OpenAI IPOThe AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. 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