Civista Bancshares (CIVB) Competitors

$14.22
-0.05 (-0.35%)
(As of 05/3/2024 ET)

CIVB vs. BCML, FRBA, USCB, MVBF, HMST, SSBK, BMRC, JMSB, SONA, and FRST

Should you be buying Civista Bancshares stock or one of its competitors? The main competitors of Civista Bancshares include BayCom (BCML), First Bank (FRBA), USCB Financial (USCB), MVB Financial (MVBF), HomeStreet (HMST), Southern States Bancshares (SSBK), Bank of Marin Bancorp (BMRC), John Marshall Bancorp (JMSB), Southern National Bancorp of Virginia (SONA), and Primis Financial (FRST). These companies are all part of the "finance" sector.

Civista Bancshares vs.

BayCom (NASDAQ:BCML) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends, media sentiment, community ranking and earnings.

BayCom pays an annual dividend of $0.40 per share and has a dividend yield of 2.0%. Civista Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 4.5%. BayCom pays out 18.1% of its earnings in the form of a dividend. Civista Bancshares pays out 27.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. BayCom has raised its dividend for 1 consecutive years and Civista Bancshares has raised its dividend for 1 consecutive years.

BayCom has a net margin of 19.27% compared to BayCom's net margin of 16.38%. BayCom's return on equity of 10.36% beat Civista Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
BayCom19.27% 8.45% 1.02%
Civista Bancshares 16.38%10.36%0.98%

Civista Bancshares received 177 more outperform votes than BayCom when rated by MarketBeat users. Likewise, 58.33% of users gave Civista Bancshares an outperform vote while only 54.67% of users gave BayCom an outperform vote.

CompanyUnderperformOutperform
BayComOutperform Votes
82
54.67%
Underperform Votes
68
45.33%
Civista BancsharesOutperform Votes
259
58.33%
Underperform Votes
185
41.67%

BayCom has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.79, indicating that its stock price is 21% less volatile than the S&P 500.

In the previous week, Civista Bancshares had 22 more articles in the media than BayCom. MarketBeat recorded 24 mentions for Civista Bancshares and 2 mentions for BayCom. Civista Bancshares' average media sentiment score of 0.11 beat BayCom's score of 0.02 indicating that BayCom is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
BayCom
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Civista Bancshares
4 Very Positive mention(s)
4 Positive mention(s)
9 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral

BayCom presently has a consensus price target of $24.00, suggesting a potential upside of 19.23%. Civista Bancshares has a consensus price target of $17.75, suggesting a potential upside of 24.82%. Given BayCom's higher probable upside, analysts plainly believe Civista Bancshares is more favorable than BayCom.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BayCom
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Civista Bancshares
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Civista Bancshares has higher revenue and earnings than BayCom. Civista Bancshares is trading at a lower price-to-earnings ratio than BayCom, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
BayCom$133.31M1.71$27.42M$2.219.11
Civista Bancshares$153.40M1.45$42.96M$2.336.10

66.2% of BayCom shares are owned by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are owned by institutional investors. 6.6% of BayCom shares are owned by insiders. Comparatively, 3.0% of Civista Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Civista Bancshares beats BayCom on 10 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIVB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIVB vs. The Competition

MetricCivista BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$223.07M$2.27B$9.20B$7.70B
Dividend Yield4.48%4.30%6.22%3.97%
P/E Ratio6.1012.2356.4218.71
Price / Sales1.452.053,536.9191.13
Price / Cash4.118.3927.5335.55
Price / Book0.601.032.264.37
Net Income$42.96M$420.92M$1.00B$214.71M
7 Day Performance-4.24%1.93%0.85%2.25%
1 Month Performance-6.63%1.62%-0.12%-2.18%
1 Year Performance-3.00%25.46%13.52%11.33%

Civista Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
BayCom
4.6493 of 5 stars
$19.78
-1.7%
$24.00
+21.3%
+26.8%$226.88M$133.31M8.95358
FRBA
First Bank
3.4236 of 5 stars
$11.68
-1.1%
$15.00
+28.4%
+34.2%$228.58M$173.30M10.34280Gap Up
USCB
USCB Financial
4.3096 of 5 stars
$11.14
+1.5%
$13.33
+19.7%
+29.7%$218.90M$108.42M14.47196Insider Buying
News Coverage
MVBF
MVB Financial
4.9487 of 5 stars
$17.97
-6.9%
$27.67
+54.0%
+8.2%$230.74M$209.53M7.49445Earnings Report
Analyst Report
HMST
HomeStreet
3.306 of 5 stars
$12.25
-0.2%
$12.17
-0.7%
+94.7%$231.04M$441.66M-8.39821Analyst Report
Short Interest ↓
Analyst Revision
News Coverage
Gap Up
SSBK
Southern States Bancshares
3.3626 of 5 stars
$24.17
-4.3%
$35.00
+44.8%
+25.2%$214.63M$141.13M6.71181Gap Down
BMRC
Bank of Marin Bancorp
2.8741 of 5 stars
$14.36
-0.6%
$22.00
+53.2%
+6.1%$234.07M$144.48M11.58329Earnings Report
Dividend Announcement
Analyst Report
Analyst Revision
News Coverage
JMSB
John Marshall Bancorp
1.5287 of 5 stars
$16.52
-4.9%
N/A+1.1%$234.09M$85.83M75.09133Dividend Increase
News Coverage
Positive News
SONA
Southern National Bancorp of Virginia
0 of 5 stars
$9.72
-3.7%
N/A+35.4%$237.55M$133.11M10.23350Analyst Report
FRST
Primis Financial
4.6867 of 5 stars
$9.72
-3.7%
N/A+35.4%$239.89M$244.23M11.30565

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This page (NASDAQ:CIVB) was last updated on 5/4/2024 by MarketBeat.com Staff

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