SSBK vs. LNKB, MVBF, FRBA, BCML, CZFS, USCB, PCB, JMSB, CIVB, and BMRC
Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include LINKBANCORP (LNKB), MVB Financial (MVBF), First Bank (FRBA), BayCom (BCML), Citizens Financial Services (CZFS), USCB Financial (USCB), PCB Bancorp (PCB), John Marshall Bancorp (JMSB), Civista Bancshares (CIVB), and Bank of Marin Bancorp (BMRC). These companies are all part of the "state commercial banks" industry.
LINKBANCORP (NASDAQ:LNKB) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, community ranking, profitability, risk, institutional ownership, valuation, dividends, analyst recommendations and media sentiment.
LINKBANCORP pays an annual dividend of $0.30 per share and has a dividend yield of 4.6%. Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.3%. LINKBANCORP pays out -115.4% of its earnings in the form of a dividend. Southern States Bancshares pays out 10.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LINKBANCORP is clearly the better dividend stock, given its higher yield and lower payout ratio.
Southern States Bancshares received 9 more outperform votes than LINKBANCORP when rated by MarketBeat users. Likewise, 46.15% of users gave Southern States Bancshares an outperform vote while only 42.86% of users gave LINKBANCORP an outperform vote.
LINKBANCORP presently has a consensus target price of $7.00, suggesting a potential upside of 7.20%. Southern States Bancshares has a consensus target price of $35.00, suggesting a potential upside of 29.92%. Given LINKBANCORP's stronger consensus rating and higher possible upside, analysts clearly believe Southern States Bancshares is more favorable than LINKBANCORP.
Southern States Bancshares has a net margin of 21.51% compared to Southern States Bancshares' net margin of -5.10%. LINKBANCORP's return on equity of 15.65% beat Southern States Bancshares' return on equity.
Southern States Bancshares has higher revenue and earnings than LINKBANCORP. LINKBANCORP is trading at a lower price-to-earnings ratio than Southern States Bancshares, indicating that it is currently the more affordable of the two stocks.
In the previous week, LINKBANCORP had 9 more articles in the media than Southern States Bancshares. MarketBeat recorded 10 mentions for LINKBANCORP and 1 mentions for Southern States Bancshares. LINKBANCORP's average media sentiment score of 1.89 beat Southern States Bancshares' score of 0.23 indicating that Southern States Bancshares is being referred to more favorably in the news media.
LINKBANCORP has a beta of 0.62, meaning that its share price is 38% less volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.18, meaning that its share price is 82% less volatile than the S&P 500.
37.5% of LINKBANCORP shares are held by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are held by institutional investors. 35.8% of LINKBANCORP shares are held by insiders. Comparatively, 14.8% of Southern States Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Summary
Southern States Bancshares beats LINKBANCORP on 14 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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