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NASDAQ:CZFS

Citizens Financial Services (CZFS) Stock Price, News & Analysis

$46.75
+1.19 (+2.61%)
(As of 02/29/2024 ET)
Today's Range
$46.32
$46.75
50-Day Range
$45.56
$65.40
52-Week Range
$43.10
$92.00
Volume
2,925 shs
Average Volume
6,688 shs
Market Capitalization
$220.19 million
P/E Ratio
11.95
Dividend Yield
4.19%
Price Target
N/A

Citizens Financial Services MarketRank™ Stock Analysis

Analyst Rating
N/A
Upside/​Downside
N/A
Short Interest
Healthy
0.56% of Float Sold Short
Dividend Strength
Strong
Based on Four Factors
Sustainability
N/A
News Sentiment
1.14mentions of Citizens Financial Services in the last 14 days
Based on 2 Articles This Week
Insider Trading
Acquiring Shares
$19,200 Bought Last Quarter
Proj. Earnings Growth
6.77%
From $6.65 to $7.10 Per Share

Overall MarketRank

New Rank-Based ScoringMarketRank is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.06 out of 5 stars

Finance Sector

305th out of 871 stocks

State Commercial Banks Industry

70th out of 183 stocks


CZFS stock logo

About Citizens Financial Services Stock (NASDAQ:CZFS)

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

CZFS Stock Price History

CZFS Stock News Headlines

This is the #1 Stock to Buy for the AI Tidal Wave
Marc Chaikin warned people about NVDA before its 2023 bull run - now he’s naming his next pick or the AI tidal wave. Learn more here.
Citizens Financial Group Inc (CFG)
Citizens Financial price target raised by $2 at BofA, here's why
This is the #1 Stock to Buy for the AI Tidal Wave
Marc Chaikin warned people about NVDA before its 2023 bull run - now he’s naming his next pick or the AI tidal wave. Learn more here.
Citizens Financial Services Q3 EPS Declines
$67M sale of Doylestown's HV Bancorp closes
CZFS Citizens Financial Services, Inc.
What Wall Street expects from Citizens Financial Group's earnings
See More Headlines
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Company Calendar

Ex-Dividend for 12/29 Dividend
12/14/2023
Dividend Payable
12/29/2023
Last Earnings
1/30/2024
Today
2/29/2024
Next Earnings (Estimated)
4/25/2024
Fiscal Year End
12/31/2024

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
N/A
Current Symbol
NASDAQ:CZFS
Employees
395
Year Founded
N/A

Profitability

Net Income
$17.81 million
Pretax Margin
17.80%

Debt

Sales & Book Value

Annual Sales
$138.72 million
Cash Flow
$7.59 per share
Book Value
$49.90 per share

Miscellaneous

Free Float
4,410,000
Market Cap
$220.19 million
Optionable
Not Optionable
Beta
0.39
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Key Executives

  • Mr. Randall E. Black (Age 57)
    Vice Chairman, President & CEO
    Comp: $676.23k
  • Mr. Stephen J. Guillaume (Age 47)
    Senior VP & CFO
    Comp: $174.22k
  • Mr. Mickey L. Jones CPA (Age 63)
    Executive VP, COO, Treasurer, Assistant Secretary & Director
    Comp: $381.14k
  • Ms. Kathleen M. Campbell CFMP (Age 63)
    Senior VP, CFMP & Director of Marketing of First Citizens National Bank
    Comp: $109.5k
  • Ms. Cynthia T. Pazzaglia (Age 65)
    Senior Vice President of Human Resources
  • Marina Smalanaskas (Age 52)
    Senior VP & Southcentral Market Executive
  • Mr. Anthony Manerchia
    Senior VP & Chief Banking Officer
  • Ms. Gina Marie Boor
    Corporate Secretary
  • Mr. Jeffrey L. Wilson (Age 62)
    Executive VP & Chief Lending Officer of First Citizens Community Bank
    Comp: $213.98k
  • Mr. Jeffrey B. Carr (Age 54)
    Senior VP & Chief Retail Banking Officer of First Citizens Community Bank
    Comp: $153.64k














CZFS Stock Analysis - Frequently Asked Questions

Should I buy or sell Citizens Financial Services stock right now?

1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Citizens Financial Services in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street analysts is that investors should "hold" CZFS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CZFS, but not buy additional shares or sell existing shares.
View CZFS analyst ratings
or view top-rated stocks.

How have CZFS shares performed in 2024?

Citizens Financial Services' stock was trading at $64.72 at the beginning of 2024. Since then, CZFS stock has decreased by 27.8% and is now trading at $46.75.
View the best growth stocks for 2024 here
.

When is Citizens Financial Services' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024.
View our CZFS earnings forecast
.

How were Citizens Financial Services' earnings last quarter?

Citizens Financial Services, Inc. (NASDAQ:CZFS) announced its quarterly earnings data on Tuesday, January, 30th. The company reported $1.60 earnings per share for the quarter, missing analysts' consensus estimates of $1.62 by $0.02. The business earned $25.34 million during the quarter, compared to the consensus estimate of $27.80 million. Citizens Financial Services had a trailing twelve-month return on equity of 11.46% and a net margin of 12.83%.

How often does Citizens Financial Services pay dividends? What is the dividend yield for Citizens Financial Services?

Citizens Financial Services declared a quarterly dividend on Tuesday, December 5th. Shareholders of record on Friday, December 15th will be given a dividend of $0.49 per share on Friday, December 29th. This represents a $1.96 dividend on an annualized basis and a dividend yield of 4.19%. The ex-dividend date is Thursday, December 14th. This is a boost from the stock's previous quarterly dividend of $0.49.
Read our dividend analysis for CZFS
.

Is Citizens Financial Services a good dividend stock?

Citizens Financial Services (NASDAQ:CZFS) pays an annual dividend of $1.96 per share and currently has a dividend yield of 4.25%. CZFS has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 50.09%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CZFS will have a dividend payout ratio of 27.61% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CZFS.

Who are Citizens Financial Services' major shareholders?

Citizens Financial Services' stock is owned by a number of retail and institutional investors. Top institutional investors include Vanguard Group Inc. (4.65%), Northern Trust Corp (0.77%), Charles Schwab Investment Management Inc. (0.68%), Nuveen Asset Management LLC (0.17%), Barclays PLC (0.11%) and Citadel Advisors LLC (0.11%). Insiders that own company stock include David Z Richards Jr, R Joseph Landy, Randall E Black, Rinaldo A Depaola, Robert Joseph Marino and Stephen J Guillaume.
View institutional ownership trends
.

How do I buy shares of Citizens Financial Services?

Shares of CZFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:CZFS) was last updated on 2/29/2024 by MarketBeat.com Staff