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DOW   29,590.41
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How You Should Be Choosing Your Stocks (Ad)pixel
Saudi Arabia's triumphant week reclaims the West's embrace
Poverty, inflation, fear: Egypt's economy pushed to brink
How You Should Be Choosing Your Stocks (Ad)pixel
Germany secures more gas shipments as Scholz visits Gulf
Labour conference starts with focus on 'immoral' tax cuts
New Shift Could Soon Affect All Americans (Ad)pixel
German leader continues Gulf tour with stops in UAE, Qatar
Poverty and inflation: Egypt's economy hit by global turmoil
S&P 500   3,693.23
DOW   29,590.41
QQQ   275.51
Get 1TB of Top-Rated Cloud Storage for Life for Just $112
How You Should Be Choosing Your Stocks (Ad)pixel
Saudi Arabia's triumphant week reclaims the West's embrace
Poverty, inflation, fear: Egypt's economy pushed to brink
How You Should Be Choosing Your Stocks (Ad)pixel
Germany secures more gas shipments as Scholz visits Gulf
Labour conference starts with focus on 'immoral' tax cuts
New Shift Could Soon Affect All Americans (Ad)pixel
German leader continues Gulf tour with stops in UAE, Qatar
Poverty and inflation: Egypt's economy hit by global turmoil
S&P 500   3,693.23
DOW   29,590.41
QQQ   275.51
Get 1TB of Top-Rated Cloud Storage for Life for Just $112
How You Should Be Choosing Your Stocks (Ad)pixel
Saudi Arabia's triumphant week reclaims the West's embrace
Poverty, inflation, fear: Egypt's economy pushed to brink
How You Should Be Choosing Your Stocks (Ad)pixel
Germany secures more gas shipments as Scholz visits Gulf
Labour conference starts with focus on 'immoral' tax cuts
New Shift Could Soon Affect All Americans (Ad)pixel
German leader continues Gulf tour with stops in UAE, Qatar
Poverty and inflation: Egypt's economy hit by global turmoil
NASDAQ:CZFS

Citizens Financial Services - CZFS Stock Forecast, Price & News

$70.57
-2.43 (-3.33%)
(As of 09/23/2022 12:00 AM ET)
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Today's Range
$70.57
$70.57
50-Day Range
$68.82
$84.26
52-Week Range
$58.42
$88.00
Volume
599 shs
Average Volume
2,656 shs
Market Capitalization
$280.16 million
P/E Ratio
10.16
Dividend Yield
2.72%
Price Target
N/A

About Citizens Financial Services

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2021, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union County, Pennsylvania. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania.

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CZFS Stock News Headlines

Citizens Announces Q4 And 2020 Financial Results
Guide To Subsidised Healthcare For Senior Citizens In Singapore
See More Headlines
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CZFS Company Calendar

Last Earnings
7/21/2022
Ex-Dividend for 9/30 Dividend
9/15/2022
Today
9/25/2022
Dividend Payable
9/30/2022
Next Earnings (Estimated)
10/25/2022
Fiscal Year End
12/31/2022

Industry, Sector and Symbol

Industry
State commercial banks
Sub-Industry
N/A
Sector
Finance
Current Symbol
NASDAQ:CZFS
Employees
306
Year Founded
N/A

Profitability

Net Income
$29.12 million
Pretax Margin
40.08%

Debt

Sales & Book Value

Annual Sales
$85.52 million
Cash Flow
$7.01 per share
Book Value
$53.34 per share

Miscellaneous

Free Float
3,756,000
Market Cap
$280.16 million
Optionable
Not Optionable
Beta
0.30

Key Executives

  • Mr. Randall E. Black (Age 55)
    Vice Chairman, Pres & CEO
    Comp: $711.42k
  • Mr. Stephen J. Guillaume (Age 45)
    Sr. VP & CFO
    Comp: $152.74k
  • Mr. Mickey L. Jones CPA (Age 61)
    CPA, Exec. VP, COO, Treasurer, Assistant Sec. & Director
    Comp: $369.58k
  • Ms. Kathleen M. Campbell CFMP (Age 61)
    Sr. VP, CFMP & Director of Marketing of First Citizens National Bank
  • Ms. Cynthia T. Pazzaglia (Age 63)
    Sr. VP of HR
  • Mr. Robert B. Mosso J.D. (Age 51)
    MBA, Sr. VP & Wealth Management Division Mang. of First Citizens Community Bank
  • Marina Smalanaskas (Age 50)
    Sr. VP & Southcentral Market Exec.
  • Mr. Anthony Manerchia
    Sr. VP & Chief Banking Officer
  • Mr. Jeffrey L. Wilson (Age 60)
    Exec. VP & Chief Lending Officer of First Citizens Community Bank
  • Mr. Jeffrey B. Carr (Age 52)
    Sr. VP & Chief Retail Banking Officer of First Citizens Community Bank













CZFS Stock - Frequently Asked Questions

Should I buy or sell Citizens Financial Services stock right now?

1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Citizens Financial Services in the last year. There are currently 1 buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "buy" CZFS shares.
View CZFS analyst ratings
or view top-rated stocks.

How have CZFS shares performed in 2022?

Citizens Financial Services' stock was trading at $60.69 on January 1st, 2022. Since then, CZFS shares have increased by 16.3% and is now trading at $70.57.
View the best growth stocks for 2022 here
.

When is Citizens Financial Services' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Tuesday, October 25th 2022.
View our CZFS earnings forecast
.

How were Citizens Financial Services' earnings last quarter?

Citizens Financial Services, Inc. (NASDAQ:CZFS) announced its earnings results on Thursday, July, 21st. The company reported $1.74 EPS for the quarter, meeting the consensus estimate of $1.74. The company had revenue of $20.03 million for the quarter, compared to the consensus estimate of $19.75 million. Citizens Financial Services had a trailing twelve-month return on equity of 13.50% and a net margin of 32.85%.

How often does Citizens Financial Services pay dividends? What is the dividend yield for Citizens Financial Services?

Citizens Financial Services declared a quarterly dividend on Thursday, September 1st. Shareholders of record on Friday, September 16th will be given a dividend of $0.48 per share on Friday, September 30th. This represents a $1.92 annualized dividend and a yield of 2.72%. The ex-dividend date is Thursday, September 15th. This is a boost from the stock's previous quarterly dividend of $0.48.
Read our dividend analysis for CZFS
.

Is Citizens Financial Services a good dividend stock?

Citizens Financial Services (NASDAQ:CZFS) pays an annual dividend of $1.92 per share and currently has a dividend yield of 2.72%. The dividend payout ratio is 27.63%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CZFS will have a dividend payout ratio of 24.15% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CZFS.

What is Citizens Financial Services' stock symbol?

Citizens Financial Services trades on the NASDAQ under the ticker symbol "CZFS."

Who are Citizens Financial Services' major shareholders?

Citizens Financial Services' stock is owned by many different retail and institutional investors. Top institutional shareholders include Citizens & Northern Corp (2.18%), Hudock Inc. (1.02%), JFS Wealth Advisors LLC (0.76%), FMR LLC (0.52%), Maltese Capital Management LLC (0.32%) and Weatherly Asset Management L. P. (0.24%).

How do I buy shares of Citizens Financial Services?

Shares of CZFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is Citizens Financial Services' stock price today?

One share of CZFS stock can currently be purchased for approximately $70.57.

How much money does Citizens Financial Services make?

Citizens Financial Services (NASDAQ:CZFS) has a market capitalization of $280.16 million and generates $85.52 million in revenue each year. The company earns $29.12 million in net income (profit) each year or $6.9480 on an earnings per share basis.

How many employees does Citizens Financial Services have?

The company employs 306 workers across the globe.

How can I contact Citizens Financial Services?

Citizens Financial Services' mailing address is 15 S MAIN ST, MANSFIELD PA, 16933. The official website for the company is www.firstcitizensbank.com. The company can be reached via phone at (570) 662-2121, via email at fccb@firstcitizensbank.com, or via fax at 570-662-2365.

This page (NASDAQ:CZFS) was last updated on 9/25/2022 by MarketBeat.com Staff

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