Citizens Financial Services (CZFS) Competitors $69.39 -0.67 (-0.96%) (As of 12/13/2024 ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends CZFS vs. SII, FBMS, FSUN, AMAL, AMTB, BFC, BHRB, CNOB, PFC, and CCBShould you be buying Citizens Financial Services stock or one of its competitors? The main competitors of Citizens Financial Services include Sprott (SII), First Bancshares (FBMS), Firstsun Capital Bancorp (FSUN), Amalgamated Financial (AMAL), Amerant Bancorp (AMTB), Bank First (BFC), Burke & Herbert Financial Services (BHRB), ConnectOne Bancorp (CNOB), Premier Financial (PFC), and Coastal Financial (CCB). These companies are all part of the "banking" industry. Citizens Financial Services vs. Sprott First Bancshares Firstsun Capital Bancorp Amalgamated Financial Amerant Bancorp Bank First Burke & Herbert Financial Services ConnectOne Bancorp Premier Financial Coastal Financial Sprott (NYSE:SII) and Citizens Financial Services (NASDAQ:CZFS) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, valuation, community ranking, institutional ownership, earnings, profitability, risk, analyst recommendations and dividends. Is SII or CZFS a better dividend stock? Sprott pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. Citizens Financial Services pays an annual dividend of $1.96 per share and has a dividend yield of 2.8%. Sprott pays out 65.9% of its earnings in the form of a dividend. Citizens Financial Services pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has preferable valuation & earnings, SII or CZFS? Sprott has higher revenue and earnings than Citizens Financial Services. Citizens Financial Services is trading at a lower price-to-earnings ratio than Sprott, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSprott$167.12M6.78$41.80M$1.8224.10Citizens Financial Services$99.89M3.31$17.81M$5.7911.98 Do institutionals and insiders hold more shares of SII or CZFS? 28.3% of Sprott shares are owned by institutional investors. Comparatively, 22.5% of Citizens Financial Services shares are owned by institutional investors. 18.3% of Sprott shares are owned by insiders. Comparatively, 6.3% of Citizens Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. Do analysts rate SII or CZFS? Citizens Financial Services has a consensus price target of $53.00, indicating a potential downside of 23.62%. Given Citizens Financial Services' higher possible upside, analysts plainly believe Citizens Financial Services is more favorable than Sprott.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Sprott 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00Citizens Financial Services 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has more volatility and risk, SII or CZFS? Sprott has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. Comparatively, Citizens Financial Services has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500. Does the media favor SII or CZFS? In the previous week, Sprott and Sprott both had 3 articles in the media. Sprott's average media sentiment score of 1.01 beat Citizens Financial Services' score of 0.68 indicating that Sprott is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Sprott 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Citizens Financial Services 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Does the MarketBeat Community favor SII or CZFS? Citizens Financial Services received 8 more outperform votes than Sprott when rated by MarketBeat users. Likewise, 69.23% of users gave Citizens Financial Services an outperform vote while only 37.04% of users gave Sprott an outperform vote. CompanyUnderperformOutperformSprottOutperform Votes1037.04% Underperform Votes1762.96% Citizens Financial ServicesOutperform Votes1869.23% Underperform Votes830.77% Is SII or CZFS more profitable? Sprott has a net margin of 27.38% compared to Citizens Financial Services' net margin of 16.24%. Sprott's return on equity of 15.02% beat Citizens Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets Sprott27.38% 15.02% 11.91% Citizens Financial Services 16.24%9.86%0.95% SummarySprott beats Citizens Financial Services on 13 of the 20 factors compared between the two stocks. Ad Banyan Hill PublishingDid You See Trump’s Bombshell Exec. Order 001?Biden broke it... Now Trump is going to fix it. Starting with "Exec. Order 001." I put all the details together for you here — but please hurry. Get Citizens Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for CZFS and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CZFS vs. The Competition Export to ExcelMetricCitizens Financial ServicesState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$330.30M$3.20B$11.07B$9.26BDividend Yield2.72%3.45%10.07%3.99%P/E Ratio11.9817.5341.7517.31Price / Sales3.312.823,476.34150.01Price / Cash13.3611.3419.3838.47Price / Book1.171.342.834.88Net Income$17.81M$406.76M$1.03B$225.60M7 Day Performance-1.48%-1.16%-1.03%-0.13%1 Month Performance-0.97%0.12%0.45%5.71%1 Year Performance7.65%20.58%15.30%21.42% Citizens Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CZFSCitizens Financial Services2.7209 of 5 stars$69.39-1.0%$53.00-23.6%+8.3%$330.30M$99.89M11.98310Short Interest ↑SIISprott1.7022 of 5 stars$45.27+5.4%N/A+33.1%$1.17B$169.02M23.61170Short Interest ↑Positive NewsFBMSFirst Bancshares1.4622 of 5 stars$36.79-1.0%$37.17+1.0%+27.5%$1.15B$387.64M14.751,078FSUNFirstsun Capital BancorpN/A$41.41+2.2%$42.00+1.4%N/A$1.15B$492.78M0.001,128News CoverageAMALAmalgamated Financial3.5039 of 5 stars$35.30-1.6%$39.83+12.8%+36.5%$1.08B$311.12M10.57380Positive NewsAMTBAmerant Bancorp1.7976 of 5 stars$25.35-1.0%$26.40+4.1%-1.5%$1.07B$636.08M19.26680Positive NewsBFCBank First1.6708 of 5 stars$105.62-0.8%$102.00-3.4%+17.8%$1.06B$240.60M13.08361News CoveragePositive NewsBHRBBurke & Herbert Financial Services3.9665 of 5 stars$69.92-0.3%$77.50+10.8%+27.0%$1.05B$203.89M0.00850Insider TradeShort Interest ↓News CoveragePositive NewsCNOBConnectOne Bancorp4.6746 of 5 stars$26.88-0.7%$28.00+4.2%+16.3%$1.03B$504.07M15.55487Short Interest ↓Positive NewsPFCPremier Financial3.4391 of 5 stars$28.30-1.3%$22.50-20.5%+19.8%$1.01B$456.36M14.551,023Short Interest ↑CCBCoastal Financial4.1484 of 5 stars$74.30-2.7%$80.33+8.1%+86.1%$1.01B$537.55M25.70380Analyst ForecastNews Coverage Related Companies and Tools Related Companies Sprott Competitors First Bancshares Competitors Firstsun Capital Bancorp Competitors Amalgamated Financial Competitors Amerant Bancorp Competitors Bank First Competitors Burke & Herbert Financial Services Competitors ConnectOne Bancorp Competitors Premier Financial Competitors Coastal Financial Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:CZFS) was last updated on 12/14/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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