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Citizens Financial Services (CZFS) Competitors

Citizens Financial Services logo
$69.39 -0.67 (-0.96%)
(As of 12/13/2024 ET)

CZFS vs. SII, FBMS, FSUN, AMAL, AMTB, BFC, BHRB, CNOB, PFC, and CCB

Should you be buying Citizens Financial Services stock or one of its competitors? The main competitors of Citizens Financial Services include Sprott (SII), First Bancshares (FBMS), Firstsun Capital Bancorp (FSUN), Amalgamated Financial (AMAL), Amerant Bancorp (AMTB), Bank First (BFC), Burke & Herbert Financial Services (BHRB), ConnectOne Bancorp (CNOB), Premier Financial (PFC), and Coastal Financial (CCB). These companies are all part of the "banking" industry.

Citizens Financial Services vs.

Sprott (NYSE:SII) and Citizens Financial Services (NASDAQ:CZFS) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, valuation, community ranking, institutional ownership, earnings, profitability, risk, analyst recommendations and dividends.

Sprott pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. Citizens Financial Services pays an annual dividend of $1.96 per share and has a dividend yield of 2.8%. Sprott pays out 65.9% of its earnings in the form of a dividend. Citizens Financial Services pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio.

Sprott has higher revenue and earnings than Citizens Financial Services. Citizens Financial Services is trading at a lower price-to-earnings ratio than Sprott, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sprott$167.12M6.78$41.80M$1.8224.10
Citizens Financial Services$99.89M3.31$17.81M$5.7911.98

28.3% of Sprott shares are owned by institutional investors. Comparatively, 22.5% of Citizens Financial Services shares are owned by institutional investors. 18.3% of Sprott shares are owned by insiders. Comparatively, 6.3% of Citizens Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Citizens Financial Services has a consensus price target of $53.00, indicating a potential downside of 23.62%. Given Citizens Financial Services' higher possible upside, analysts plainly believe Citizens Financial Services is more favorable than Sprott.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sprott
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Citizens Financial Services
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Sprott has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. Comparatively, Citizens Financial Services has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500.

In the previous week, Sprott and Sprott both had 3 articles in the media. Sprott's average media sentiment score of 1.01 beat Citizens Financial Services' score of 0.68 indicating that Sprott is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Sprott
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Citizens Financial Services
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens Financial Services received 8 more outperform votes than Sprott when rated by MarketBeat users. Likewise, 69.23% of users gave Citizens Financial Services an outperform vote while only 37.04% of users gave Sprott an outperform vote.

CompanyUnderperformOutperform
SprottOutperform Votes
10
37.04%
Underperform Votes
17
62.96%
Citizens Financial ServicesOutperform Votes
18
69.23%
Underperform Votes
8
30.77%

Sprott has a net margin of 27.38% compared to Citizens Financial Services' net margin of 16.24%. Sprott's return on equity of 15.02% beat Citizens Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Sprott27.38% 15.02% 11.91%
Citizens Financial Services 16.24%9.86%0.95%

Summary

Sprott beats Citizens Financial Services on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZFS vs. The Competition

MetricCitizens Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$330.30M$3.20B$11.07B$9.26B
Dividend Yield2.72%3.45%10.07%3.99%
P/E Ratio11.9817.5341.7517.31
Price / Sales3.312.823,476.34150.01
Price / Cash13.3611.3419.3838.47
Price / Book1.171.342.834.88
Net Income$17.81M$406.76M$1.03B$225.60M
7 Day Performance-1.48%-1.16%-1.03%-0.13%
1 Month Performance-0.97%0.12%0.45%5.71%
1 Year Performance7.65%20.58%15.30%21.42%

Citizens Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CZFS
Citizens Financial Services
2.7209 of 5 stars
$69.39
-1.0%
$53.00
-23.6%
+8.3%$330.30M$99.89M11.98310Short Interest ↑
SII
Sprott
1.7022 of 5 stars
$45.27
+5.4%
N/A+33.1%$1.17B$169.02M23.61170Short Interest ↑
Positive News
FBMS
First Bancshares
1.4622 of 5 stars
$36.79
-1.0%
$37.17
+1.0%
+27.5%$1.15B$387.64M14.751,078
FSUN
Firstsun Capital Bancorp
N/A$41.41
+2.2%
$42.00
+1.4%
N/A$1.15B$492.78M0.001,128News Coverage
AMAL
Amalgamated Financial
3.5039 of 5 stars
$35.30
-1.6%
$39.83
+12.8%
+36.5%$1.08B$311.12M10.57380Positive News
AMTB
Amerant Bancorp
1.7976 of 5 stars
$25.35
-1.0%
$26.40
+4.1%
-1.5%$1.07B$636.08M19.26680Positive News
BFC
Bank First
1.6708 of 5 stars
$105.62
-0.8%
$102.00
-3.4%
+17.8%$1.06B$240.60M13.08361News Coverage
Positive News
BHRB
Burke & Herbert Financial Services
3.9665 of 5 stars
$69.92
-0.3%
$77.50
+10.8%
+27.0%$1.05B$203.89M0.00850Insider Trade
Short Interest ↓
News Coverage
Positive News
CNOB
ConnectOne Bancorp
4.6746 of 5 stars
$26.88
-0.7%
$28.00
+4.2%
+16.3%$1.03B$504.07M15.55487Short Interest ↓
Positive News
PFC
Premier Financial
3.4391 of 5 stars
$28.30
-1.3%
$22.50
-20.5%
+19.8%$1.01B$456.36M14.551,023Short Interest ↑
CCB
Coastal Financial
4.1484 of 5 stars
$74.30
-2.7%
$80.33
+8.1%
+86.1%$1.01B$537.55M25.70380Analyst Forecast
News Coverage

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This page (NASDAQ:CZFS) was last updated on 12/14/2024 by MarketBeat.com Staff
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