USCB vs. JMSB, FRBA, MVBF, BMRC, LNKB, SSBK, FRST, BCML, CZFS, and PCB
Should you be buying USCB Financial stock or one of its competitors? The main competitors of USCB Financial include John Marshall Bancorp (JMSB), First Bank (FRBA), MVB Financial (MVBF), Bank of Marin Bancorp (BMRC), LINKBANCORP (LNKB), Southern States Bancshares (SSBK), Primis Financial (FRST), BayCom (BCML), Citizens Financial Services (CZFS), and PCB Bancorp (PCB). These companies are all part of the "state commercial banks" industry.
USCB Financial (NASDAQ:USCB) and John Marshall Bancorp (NASDAQ:JMSB) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, media sentiment, community ranking, dividends, valuation and earnings.
John Marshall Bancorp received 44 more outperform votes than USCB Financial when rated by MarketBeat users. Likewise, 72.97% of users gave John Marshall Bancorp an outperform vote while only 55.56% of users gave USCB Financial an outperform vote.
USCB Financial has a net margin of 13.08% compared to John Marshall Bancorp's net margin of 3.42%. USCB Financial's return on equity of 8.60% beat John Marshall Bancorp's return on equity.
61.3% of USCB Financial shares are held by institutional investors. Comparatively, 39.1% of John Marshall Bancorp shares are held by institutional investors. 48.5% of USCB Financial shares are held by company insiders. Comparatively, 12.7% of John Marshall Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
USCB Financial presently has a consensus target price of $13.33, suggesting a potential upside of 8.84%. Given USCB Financial's higher probable upside, equities research analysts plainly believe USCB Financial is more favorable than John Marshall Bancorp.
In the previous week, USCB Financial had 5 more articles in the media than John Marshall Bancorp. MarketBeat recorded 7 mentions for USCB Financial and 2 mentions for John Marshall Bancorp. John Marshall Bancorp's average media sentiment score of 1.43 beat USCB Financial's score of 1.17 indicating that John Marshall Bancorp is being referred to more favorably in the news media.
USCB Financial has higher revenue and earnings than John Marshall Bancorp. USCB Financial is trading at a lower price-to-earnings ratio than John Marshall Bancorp, indicating that it is currently the more affordable of the two stocks.
USCB Financial pays an annual dividend of $0.20 per share and has a dividend yield of 1.6%. John Marshall Bancorp pays an annual dividend of $0.22 per share and has a dividend yield of 1.3%. USCB Financial pays out 26.0% of its earnings in the form of a dividend. John Marshall Bancorp pays out 100.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. USCB Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.
USCB Financial has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500. Comparatively, John Marshall Bancorp has a beta of 0.59, meaning that its share price is 41% less volatile than the S&P 500.
Summary
USCB Financial beats John Marshall Bancorp on 12 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding USCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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