Financial Institutions (FISI) Competitors $24.01 -0.46 (-1.88%) (As of 10/31/2024 ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends FISI vs. GNTY, PFIS, FDBC, ALRS, FLIC, HOPE, SASR, STBA, SRCE, and TCBKShould you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Guaranty Bancshares (GNTY), Peoples Financial Services (PFIS), Fidelity D & D Bancorp (FDBC), Alerus Financial (ALRS), First of Long Island (FLIC), Hope Bancorp (HOPE), Sandy Spring Bancorp (SASR), S&T Bancorp (STBA), 1st Source (SRCE), and TriCo Bancshares (TCBK). These companies are all part of the "finance" sector. Financial Institutions vs. Guaranty Bancshares Peoples Financial Services Fidelity D & D Bancorp Alerus Financial First of Long Island Hope Bancorp Sandy Spring Bancorp S&T Bancorp 1st Source TriCo Bancshares Guaranty Bancshares (NASDAQ:GNTY) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, community ranking, dividends, media sentiment and analyst recommendations. Is GNTY or FISI a better dividend stock? Guaranty Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.9%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 5.0%. Guaranty Bancshares pays out 39.3% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Do analysts rate GNTY or FISI? Guaranty Bancshares presently has a consensus target price of $35.00, indicating a potential upside of 6.51%. Financial Institutions has a consensus target price of $22.00, indicating a potential downside of 8.37%. Given Guaranty Bancshares' stronger consensus rating and higher possible upside, equities research analysts clearly believe Guaranty Bancshares is more favorable than Financial Institutions.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Guaranty Bancshares 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Is GNTY or FISI more profitable? Guaranty Bancshares has a net margin of 15.01% compared to Financial Institutions' net margin of 13.95%. Financial Institutions' return on equity of 12.06% beat Guaranty Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Guaranty Bancshares15.01% 8.95% 0.87% Financial Institutions 13.95%12.06%0.83% Does the MarketBeat Community believe in GNTY or FISI? Financial Institutions received 70 more outperform votes than Guaranty Bancshares when rated by MarketBeat users. However, 58.29% of users gave Guaranty Bancshares an outperform vote while only 58.07% of users gave Financial Institutions an outperform vote. CompanyUnderperformOutperformGuaranty BancsharesOutperform Votes22558.29% Underperform Votes16141.71% Financial InstitutionsOutperform Votes29558.07% Underperform Votes21341.93% Do institutionals and insiders hold more shares of GNTY or FISI? 39.4% of Guaranty Bancshares shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 26.4% of Guaranty Bancshares shares are held by insiders. Comparatively, 2.7% of Financial Institutions shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Which has higher valuation and earnings, GNTY or FISI? Financial Institutions has higher revenue and earnings than Guaranty Bancshares. Financial Institutions is trading at a lower price-to-earnings ratio than Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioGuaranty Bancshares$111.21M3.43$30.04M$2.4413.58Financial Institutions$221.40M1.68$50.26M$2.519.57 Does the media prefer GNTY or FISI? In the previous week, Financial Institutions had 7 more articles in the media than Guaranty Bancshares. MarketBeat recorded 8 mentions for Financial Institutions and 1 mentions for Guaranty Bancshares. Guaranty Bancshares' average media sentiment score of 1.79 beat Financial Institutions' score of 0.63 indicating that Guaranty Bancshares is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Guaranty Bancshares 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Financial Institutions 1 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Which has more risk & volatility, GNTY or FISI? Guaranty Bancshares has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500. SummaryGuaranty Bancshares beats Financial Institutions on 11 of the 21 factors compared between the two stocks. Ad Porter & CompanyThe real reason Elon is fully endorsing TrumpElon Musk is one of mankind’s greatest innovators. But for all his visionary prowess and contributions to humanity, there is a war being waged on Elon Musk. This war has nothing to do with X, Elon’s stance on immigration or his support for Donald Trump. Watch this new documentary and you’ll discover what Elon knows, Get Financial Institutions News Delivered to You Automatically Sign up to receive the latest news and ratings for FISI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FISI vs. The Competition Export to ExcelMetricFinancial InstitutionsNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$370.88M$21.30B$9.71B$8.41BDividend Yield4.80%3.43%10.50%4.20%P/E Ratio7.4626.0548.7517.57Price / Sales1.682.713,282.6478.36Price / Cash6.319.6729.7933.56Price / Book0.851.202.914.57Net Income$50.26M$2.27B$951.51M$225.42M7 Day Performance-3.88%0.14%-0.61%-0.61%1 Month Performance-5.73%2.29%0.47%1.50%1 Year Performance51.58%34.13%26.15%32.94% Financial Institutions Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FISIFinancial Institutions3.3751 of 5 stars$24.01-1.9%$22.00-8.4%+51.6%$370.88M$221.40M7.46624Earnings ReportShort Interest ↓GNTYGuaranty Bancshares2.097 of 5 stars$33.26+1.2%$35.00+5.2%+16.1%$379.16M$179.01M13.92470Gap DownPFISPeoples Financial Services3.0064 of 5 stars$46.33+0.3%$45.00-2.9%+20.8%$326.95M$93.65M19.22400Upcoming EarningsDividend AnnouncementAnalyst DowngradeNews CoverageFDBCFidelity D & D Bancorp3.7947 of 5 stars$51.53+2.0%N/A+17.2%$295.78M$105.24M18.74320News CoverageALRSAlerus Financial4.5469 of 5 stars$23.70+2.1%$23.40-1.3%+18.4%$468.72M$167.96M67.72840Earnings ReportAnalyst ForecastNews CoverageFLICFirst of Long Island1.7996 of 5 stars$12.79+3.2%$13.00+1.6%+19.2%$287.98M$88.02M13.05288Short Interest ↑HOPEHope Bancorp4.6988 of 5 stars$12.41-0.5%$12.50+0.7%+42.3%$1.50B$519.14M13.941,244Earnings ReportDividend AnnouncementAnalyst DowngradeAnalyst RevisionSASRSandy Spring Bancorp3.7693 of 5 stars$33.17+2.3%$27.00-18.6%+68.4%$1.50B$704.60M17.461,112Analyst ForecastSTBAS&T Bancorp2.5 of 5 stars$38.51+1.7%$41.00+6.5%+49.7%$1.47B$535.52M10.971,244SRCE1st Source2.6493 of 5 stars$59.80+4.1%$64.75+8.3%+34.6%$1.46B$380.68M11.391,170Earnings ReportDividend AnnouncementAnalyst RevisionTCBKTriCo Bancshares3.6324 of 5 stars$43.41+2.8%$49.80+14.7%+36.0%$1.44B$396.19M12.921,231Earnings ReportAnalyst ForecastNews Coverage Related Companies and Tools Related Companies Guaranty Bancshares Alternatives Peoples Financial Services Alternatives Fidelity D & D Bancorp Alternatives Alerus Financial Alternatives First of Long Island Alternatives Hope Bancorp Alternatives Sandy Spring Bancorp Alternatives S&T Bancorp Alternatives 1st Source Alternatives TriCo Bancshares Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:FISI) was last updated on 10/31/2024 by MarketBeat.com Staff From Our PartnersTim Sykes’ Urgent Trade Alert: “Make this move now”WARNING: 80 Wall Street banks are gearing up for MASSIVE D.C. shock This $2 trillion D.C. shock is NOT abou...Timothy Sykes | Sponsoredtop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. 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