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Financial Institutions (FISI) Competitors

Financial Institutions logo
$24.01
-0.46 (-1.88%)
(As of 10/31/2024 ET)

FISI vs. GNTY, PFIS, FDBC, ALRS, FLIC, HOPE, SASR, STBA, SRCE, and TCBK

Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Guaranty Bancshares (GNTY), Peoples Financial Services (PFIS), Fidelity D & D Bancorp (FDBC), Alerus Financial (ALRS), First of Long Island (FLIC), Hope Bancorp (HOPE), Sandy Spring Bancorp (SASR), S&T Bancorp (STBA), 1st Source (SRCE), and TriCo Bancshares (TCBK). These companies are all part of the "finance" sector.

Financial Institutions vs.

Guaranty Bancshares (NASDAQ:GNTY) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, risk, earnings, community ranking, dividends, media sentiment and analyst recommendations.

Guaranty Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.9%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 5.0%. Guaranty Bancshares pays out 39.3% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Guaranty Bancshares presently has a consensus target price of $35.00, indicating a potential upside of 6.51%. Financial Institutions has a consensus target price of $22.00, indicating a potential downside of 8.37%. Given Guaranty Bancshares' stronger consensus rating and higher possible upside, equities research analysts clearly believe Guaranty Bancshares is more favorable than Financial Institutions.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Guaranty Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Financial Institutions
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Guaranty Bancshares has a net margin of 15.01% compared to Financial Institutions' net margin of 13.95%. Financial Institutions' return on equity of 12.06% beat Guaranty Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Guaranty Bancshares15.01% 8.95% 0.87%
Financial Institutions 13.95%12.06%0.83%

Financial Institutions received 70 more outperform votes than Guaranty Bancshares when rated by MarketBeat users. However, 58.29% of users gave Guaranty Bancshares an outperform vote while only 58.07% of users gave Financial Institutions an outperform vote.

CompanyUnderperformOutperform
Guaranty BancsharesOutperform Votes
225
58.29%
Underperform Votes
161
41.71%
Financial InstitutionsOutperform Votes
295
58.07%
Underperform Votes
213
41.93%

39.4% of Guaranty Bancshares shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 26.4% of Guaranty Bancshares shares are held by insiders. Comparatively, 2.7% of Financial Institutions shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Financial Institutions has higher revenue and earnings than Guaranty Bancshares. Financial Institutions is trading at a lower price-to-earnings ratio than Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Guaranty Bancshares$111.21M3.43$30.04M$2.4413.58
Financial Institutions$221.40M1.68$50.26M$2.519.57

In the previous week, Financial Institutions had 7 more articles in the media than Guaranty Bancshares. MarketBeat recorded 8 mentions for Financial Institutions and 1 mentions for Guaranty Bancshares. Guaranty Bancshares' average media sentiment score of 1.79 beat Financial Institutions' score of 0.63 indicating that Guaranty Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Guaranty Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Financial Institutions
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Guaranty Bancshares has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500.

Summary

Guaranty Bancshares beats Financial Institutions on 11 of the 21 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FISI vs. The Competition

MetricFinancial InstitutionsNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$370.88M$21.30B$9.71B$8.41B
Dividend Yield4.80%3.43%10.50%4.20%
P/E Ratio7.4626.0548.7517.57
Price / Sales1.682.713,282.6478.36
Price / Cash6.319.6729.7933.56
Price / Book0.851.202.914.57
Net Income$50.26M$2.27B$951.51M$225.42M
7 Day Performance-3.88%0.14%-0.61%-0.61%
1 Month Performance-5.73%2.29%0.47%1.50%
1 Year Performance51.58%34.13%26.15%32.94%

Financial Institutions Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FISI
Financial Institutions
3.3751 of 5 stars
$24.01
-1.9%
$22.00
-8.4%
+51.6%$370.88M$221.40M7.46624Earnings Report
Short Interest ↓
GNTY
Guaranty Bancshares
2.097 of 5 stars
$33.26
+1.2%
$35.00
+5.2%
+16.1%$379.16M$179.01M13.92470Gap Down
PFIS
Peoples Financial Services
3.0064 of 5 stars
$46.33
+0.3%
$45.00
-2.9%
+20.8%$326.95M$93.65M19.22400Upcoming Earnings
Dividend Announcement
Analyst Downgrade
News Coverage
FDBC
Fidelity D & D Bancorp
3.7947 of 5 stars
$51.53
+2.0%
N/A+17.2%$295.78M$105.24M18.74320News Coverage
ALRS
Alerus Financial
4.5469 of 5 stars
$23.70
+2.1%
$23.40
-1.3%
+18.4%$468.72M$167.96M67.72840Earnings Report
Analyst Forecast
News Coverage
FLIC
First of Long Island
1.7996 of 5 stars
$12.79
+3.2%
$13.00
+1.6%
+19.2%$287.98M$88.02M13.05288Short Interest ↑
HOPE
Hope Bancorp
4.6988 of 5 stars
$12.41
-0.5%
$12.50
+0.7%
+42.3%$1.50B$519.14M13.941,244Earnings Report
Dividend Announcement
Analyst Downgrade
Analyst Revision
SASR
Sandy Spring Bancorp
3.7693 of 5 stars
$33.17
+2.3%
$27.00
-18.6%
+68.4%$1.50B$704.60M17.461,112Analyst Forecast
STBA
S&T Bancorp
2.5 of 5 stars
$38.51
+1.7%
$41.00
+6.5%
+49.7%$1.47B$535.52M10.971,244
SRCE
1st Source
2.6493 of 5 stars
$59.80
+4.1%
$64.75
+8.3%
+34.6%$1.46B$380.68M11.391,170Earnings Report
Dividend Announcement
Analyst Revision
TCBK
TriCo Bancshares
3.6324 of 5 stars
$43.41
+2.8%
$49.80
+14.7%
+36.0%$1.44B$396.19M12.921,231Earnings Report
Analyst Forecast
News Coverage

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This page (NASDAQ:FISI) was last updated on 10/31/2024 by MarketBeat.com Staff
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