FISI vs. FNLC, FLIC, NKSH, ATLO, BDGE, CAC, HAFC, AMNB, SASR, and FDBC
Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include First Bancorp (FNLC), First of Long Island (FLIC), National Bankshares (NKSH), Ames National (ATLO), Bridge Bancorp (BDGE), Camden National (CAC), Hanmi Financial (HAFC), American National Bankshares (AMNB), Sandy Spring Bancorp (SASR), and Fidelity D & D Bancorp (FDBC).
First Bancorp (NASDAQ:FNLC) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their community ranking, earnings, risk, analyst recommendations, profitability, valuation, dividends, institutional ownership and media sentiment.
First Bancorp pays an annual dividend of $1.40 per share and has a dividend yield of 6.3%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 6.9%. First Bancorp pays out 56.5% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Bancorp has increased its dividend for 11 consecutive years and Financial Institutions has increased its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Financial Institutions has higher revenue and earnings than First Bancorp. Financial Institutions is trading at a lower price-to-earnings ratio than First Bancorp, indicating that it is currently the more affordable of the two stocks.
First Bancorp has a net margin of 18.41% compared to First Bancorp's net margin of 11.53%. Financial Institutions' return on equity of 11.79% beat First Bancorp's return on equity.
Financial Institutions has a consensus target price of $20.67, indicating a potential upside of 18.30%. Given First Bancorp's higher probable upside, analysts clearly believe Financial Institutions is more favorable than First Bancorp.
First Bancorp has a beta of 0.56, indicating that its stock price is 44% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.87, indicating that its stock price is 13% less volatile than the S&P 500.
40.4% of First Bancorp shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 6.0% of First Bancorp shares are held by company insiders. Comparatively, 2.7% of Financial Institutions shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
In the previous week, Financial Institutions had 6 more articles in the media than First Bancorp. MarketBeat recorded 12 mentions for Financial Institutions and 6 mentions for First Bancorp. First Bancorp's average media sentiment score of -0.35 beat Financial Institutions' score of -0.46 indicating that Financial Institutions is being referred to more favorably in the news media.
Financial Institutions received 103 more outperform votes than First Bancorp when rated by MarketBeat users. However, 62.30% of users gave First Bancorp an outperform vote while only 58.25% of users gave Financial Institutions an outperform vote.
Summary
Financial Institutions beats First Bancorp on 12 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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