FBK vs. OFG, MBIN, TFIN, HTLF, RNST, TOWN, IBTX, HTH, LKFN, and BANR
Should you be buying FB Financial stock or one of its competitors? The main competitors of FB Financial include OFG Bancorp (OFG), Merchants Bancorp (MBIN), Triumph Financial (TFIN), Heartland Financial USA (HTLF), Renasant (RNST), TowneBank (TOWN), Independent Bank Group (IBTX), Hilltop (HTH), Lakeland Financial (LKFN), and Banner (BANR). These companies are all part of the "state commercial banks" industry.
OFG Bancorp (NYSE:OFG) and FB Financial (NYSE:FBK) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, community ranking, analyst recommendations, valuation, profitability, media sentiment, risk, dividends and earnings.
OFG Bancorp has higher revenue and earnings than FB Financial. OFG Bancorp is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks.
OFG Bancorp has a net margin of 23.00% compared to OFG Bancorp's net margin of 14.90%. FB Financial's return on equity of 16.10% beat OFG Bancorp's return on equity.
OFG Bancorp has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500. Comparatively, FB Financial has a beta of 1.15, suggesting that its share price is 15% more volatile than the S&P 500.
OFG Bancorp presently has a consensus target price of $40.00, suggesting a potential upside of 10.80%. FB Financial has a consensus target price of $39.43, suggesting a potential upside of 7.61%. Given FB Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe OFG Bancorp is more favorable than FB Financial.
OFG Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. FB Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.9%. OFG Bancorp pays out 25.6% of its earnings in the form of a dividend. FB Financial pays out 28.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OFG Bancorp has raised its dividend for 4 consecutive years and FB Financial has raised its dividend for 5 consecutive years. OFG Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.
92.7% of OFG Bancorp shares are owned by institutional investors. Comparatively, 65.4% of FB Financial shares are owned by institutional investors. 2.2% of OFG Bancorp shares are owned by company insiders. Comparatively, 1.7% of FB Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
In the previous week, OFG Bancorp had 5 more articles in the media than FB Financial. MarketBeat recorded 5 mentions for OFG Bancorp and 0 mentions for FB Financial. FB Financial's average media sentiment score of 0.90 beat OFG Bancorp's score of 0.00 indicating that OFG Bancorp is being referred to more favorably in the media.
OFG Bancorp received 45 more outperform votes than FB Financial when rated by MarketBeat users. Likewise, 65.15% of users gave OFG Bancorp an outperform vote while only 49.90% of users gave FB Financial an outperform vote.
Summary
OFG Bancorp beats FB Financial on 16 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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