Heartland Financial USA Company Profile (NASDAQ:HTLF)

About Heartland Financial USA

Heartland Financial USA, Inc. (Heartland) is a multi-bank holding company. The Company's segments include community and other banking, and retail mortgage banking. Its community and other banking segment is engaged in making loans to, and generating deposits from, individuals and businesses in the markets where Heartland has banks. Its retail mortgage banking segment is engaged in the origination of residential loans and subsequent sale of those loans to investors. The Company conducts its community banking business through independently chartered community banks (collectively, the Bank Subsidiaries). Its loans include commercial, commercial real estate and consumer loans. Its securities portfolio consists of United States Government corporations and agencies, mortgage-backed securities and other securities. Its deposit products include checking and other demand deposit accounts, negotiable order of withdrawal accounts, certificates of deposit and other time deposits.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Southwest Banks
Sub-Industry: Regional Banks
Exchange: NASDAQ
Symbol: HTLF
CUSIP: 42234Q10

Key Metrics:

Previous Close: $36.19
50 Day Moving Average: $36.24
200 Day Moving Average: $34.33
52-Week Range: $24,545,000.00 - $25.95
Trailing P/E Ratio: 11.89
Foreward P/E Ratio: 11.71
P/E Growth: 1.16
Market Cap: $888.28M
Outstanding Shares: 24,545,000
Beta: 0.7

Profitability:

Net Margins: 17.14%
Return on Equity: 11.50%
Return on Assets: 0.91%

Debt:

Debt-to-Equity Ratio: 0.43%
Current Ratio: 0.80%
Quick Ratio: 0.78%

Additional Links:

Companies Related to Heartland Financial USA:

Consensus Ratings for Heartland Financial USA (NASDAQ:HTLF) (?)

Ratings Breakdown:	3 Hold Ratings, 2 Buy Ratings, 1 Strong Buy Rating
Consensus Rating:	Buy (Score: 2.67)
Consensus Price Target:	$36.80 (1.69% upside)

Analysts' Ratings History for Heartland Financial USA (NASDAQ:HTLF)

Show:

Date	Firm	Action	Rating	Price Target
7/27/2016	Keefe, Bruyette & Woods	Boost Price Target	Market Perform	$35.00 -> $37.00
7/26/2016	Sandler O'Neill	Downgrade	Buy -> Hold
7/26/2016	DA Davidson	Boost Price Target	Buy	$42.00 -> $43.00
4/26/2016	Royal Bank Of Canada	Boost Price Target	Sector Perform	$30.00 -> $35.00
3/11/2016	Piper Jaffray Cos.	Initiated Coverage	Overweight	$37.00
1/26/2016	Raymond James Financial Inc.	Upgrade	Outperform -> Strong-Buy

(Data available from 9/25/2014 forward)

Earnings History for Heartland Financial USA (NASDAQ:HTLF)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/24/2016
7/25/2016	Q216	$0.76	$0.84	$103.00 million	$104.14 million	View	Listen
4/25/2016	Q116	$0.63	$0.82	$91.11 million		View	Listen
1/25/2016	Q415	$0.67	$0.67	$87.39 million		View	Listen
10/26/2015	Q315	$0.68	$0.69	$86.73 million		View	Listen
7/27/2015	Q215	$0.66	$0.72	$82.69 million		View	Listen
4/27/2015	Q115	$0.56	$0.76	$78.34 million		View	N/A
1/26/2015	Q414	$0.57	$0.64	$72.14 million		View	N/A
10/27/2014	Q314	$0.54	$0.63	$73.20 million		View	Listen
7/28/2014	Q214	$0.51	$0.56	$68.80 million		View	N/A
4/28/2014	Q114	$0.46	$0.36	$66.38 million		View	N/A
1/27/2014	Q413	$0.42	$0.42	$65.34 million		View	N/A
10/28/2013	Q313	$0.50	$0.38	$63.40 million		View	N/A
7/29/2013	Q2 2013	$0.59	$0.54	$64.06 million		View	N/A
4/29/2013	Q1 2013	$0.58	$0.70	$67.18 million		View	N/A
1/28/2013	Q4 2012	$0.65	$0.50	$64.79 million		View	N/A
10/29/2012	Q312	$0.65	$0.75	$62.81 million		View	N/A
7/30/2012		$0.46	$0.77			View	N/A
4/23/2012		$0.31	$0.71			View	N/A
1/30/2012		$0.33	$0.31			View	N/A
10/24/2011		$0.31	$0.36			View	N/A
7/25/2011		$0.20	$0.54			View	N/A
4/26/2011		$0.26	$0.18			View	N/A
1/24/2011		$0.27	$0.31			View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Heartland Financial USA (NASDAQ:HTLF)

Current Year EPS Consensus Estimate: $3.12 EPS
Next Year EPS Consensus Estimate: $3.09 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	2	$0.60	$0.67	$0.64
Q2 2016	1	$0.82	$0.82	$0.82
Q3 2016	1	$0.73	$0.73	$0.73
Q4 2016	1	$0.71	$0.71	$0.71
Q1 2017	1	$0.74	$0.74	$0.74
Q2 2017	1	$0.78	$0.78	$0.78
Q3 2017	1	$0.82	$0.82	$0.82
Q4 2017	1	$0.86	$0.86	$0.86

(Data provided by Zacks Investment Research)

Current Dividend Information for Heartland Financial USA (NASDAQ:HTLF)

Annual Dividend:	$0.40
Dividend Yield:	1.11%
Payout Ratio:	13.25% (Based on Trailing 12 Months of Earnings) 12.82% (Based on Current Year Consensus EPS Estimate) 12.94% (Based on Next Year Consensus EPS Estimate)

Dividend History for Heartland Financial USA (NASDAQ:HTLF)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/22/2016	quarterly	$0.10	1.09%	8/17/2016	8/19/2016	9/2/2016
4/21/2016	quarterly	$0.10	1.26%	5/18/2016	5/20/2016	6/3/2016
1/21/2016	quarterly	$0.10	1.48%	2/17/2016	2/19/2016	3/4/2016
12/16/2015		$0.05		12/22/2015	12/25/2015	12/31/2015
10/23/2015	Quarterly	$0.10		11/18/2015	11/20/2015	12/4/2015
7/23/2015		$0.10		8/19/2015	8/21/2015	9/4/2015
4/24/2015	quarterly	$0.10	1.2%	5/20/2015	5/22/2015	6/5/2015
1/22/2015	quarterly	$0.10	1.45%	2/18/2015	2/20/2015	3/6/2015
10/22/2014	quarterly	$0.10	1.65%	11/19/2014	11/21/2014	12/5/2014
7/23/2014	quarterly	$0.10	1.69%	8/20/2014	8/22/2014	9/5/2014
4/23/2014	quarterly	$0.10	1.58%	5/21/2014	5/23/2014	6/6/2014
1/22/2014	quarterly	$0.10	1.55%	2/19/2014	2/21/2014	3/7/2014
10/16/2013	quarterly	$0.10	1.44%	11/20/2013	11/22/2013	12/6/2013
7/17/2013	quarterly	$0.10	1.35%	8/21/2013	8/23/2013	9/6/2013
4/17/2013	quarterly	$0.10	1.71%	5/22/2013	5/24/2013	6/7/2013
1/23/2013	quarterly	$0.10	1.53%	2/20/2013	2/22/2013	3/8/2013
12/12/2012	special	$0.10		12/20/2012	12/24/2012	12/28/2012

(Data available from 1/1/2013 forward)

Insider Trading History for Heartland Financial USA (NASDAQ:HTLF)

Insider Ownership Percentage: 12.63%
Institutional Ownership Percentage: 41.20%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
9/20/2016	Kurt Saylor	Director	Sell	5,800	$35.97	$208,626.00
9/19/2016	Kurt Saylor	Director	Sell	16,700	$35.93	$600,031.00
9/13/2016	Kurt Saylor	Director	Sell	1,506	$36.07	$54,321.42
9/12/2016	Kurt Saylor	Director	Sell	20,994	$36.63	$769,010.22
9/6/2016	Kurt Saylor	Director	Sell	22,500	$36.86	$829,350.00
8/30/2016	Kurt Saylor	Director	Sell	13,500	$35.35	$477,225.00
8/29/2016	Kurt Saylor	Director	Sell	9,000	$35.40	$318,600.00
8/24/2016	Kurt Saylor	Director	Sell	2,350	$35.32	$83,002.00
8/23/2016	Kurt Saylor	Director	Sell	7,650	$35.62	$272,493.00
8/22/2016	Kurt Saylor	Director	Sell	12,500	$35.46	$443,250.00
8/17/2016	Kurt Saylor	Director	Sell	2,400	$36.06	$86,544.00
8/16/2016	Kurt Saylor	Director	Sell	10,100	$36.16	$365,216.00
8/15/2016	Kurt Saylor	Director	Sell	10,000	$36.25	$362,500.00
8/9/2016	Kurt Saylor	Director	Sell	16,500	$36.78	$606,870.00
8/8/2016	Kurt Saylor	Director	Sell	6,000	$36.49	$218,940.00
6/20/2016	Kurt Saylor	Director	Sell	4,500	$34.52	$155,340.00
6/14/2016	Kurt Saylor	Director	Sell	115,317	$34.63	$3,993,427.71
3/2/2015	John W Cox Jr	Director	Sell	5,231	$27.03	$141,393.93
2/3/2015	Douglas J Horstmann	EVP	Sell	10,000	$28.20	$282,000.00
8/5/2014	Lynn B Fuller	CEO	Buy	1,000	$23.98	$23,980.00
11/18/2013	John Schmidt	Director	Sell	19,500	$27.03	$527,085.00
8/7/2013	John Schmidt	Director	Sell	14,340	$28.18	$404,101.20
2/4/2013	Lynn B Fuller	CEO	Buy	1,000	$23.85	$23,850.00
1/31/2013	James F Conlan	Director	Buy	2,000	$23.74	$47,480.00
11/14/2012	James F Conlan	Director	Buy	2,217	$25.18	$55,824.06

(Data available from 1/1/2013 forward)

Latest Headlines for Heartland Financial USA (NASDAQ:HTLF)

Date	Headline
	UPDATE -- Heartland Financial Commercial Card Volume Takes Giant Leap (NASDAQ:HTLF) www.publicnow.com - September 21 at 9:42 AM
	Heartland Financial USA, Inc. breached its 50 day moving average in a Bearish Manner : HTLF-US : September 15, 2016 (NASDAQ:HTLF) www.capitalcube.com - September 15 at 8:38 AM
	Zacks.com featured highlights: Teleflex, DST Systems, DuPont Fabros Technology, j2 Global, Heartland Financial USA and Acme United (NASDAQ:HTLF) finance.yahoo.com - September 6 at 10:14 AM
	Heartland Financial USA, Inc. to Present at Raymond James U.S. Bank Conference (NASDAQ:HTLF) finance.yahoo.com - September 2 at 10:21 AM
	Heartland Financial USA, Inc. breached its 50 day moving average in a Bullish Manner : HTLF-US : August 26, 2016 (NASDAQ:HTLF) www.capitalcube.com - August 26 at 8:30 AM
	Heartland Financial USA, Inc. (NASDAQ:HTLF) Trading Up – Insiders Are Selling (NASDAQ:HTLF) www.fidaily.com - August 25 at 5:33 PM
	ETF’s with exposure to Heartland Financial USA, Inc. : August 24, 2016 (NASDAQ:HTLF) www.capitalcube.com - August 24 at 5:25 PM
	BRIEF-Heartland Financial USA says Steve Braden named EVP, Head of Retail (NASDAQ:HTLF) www.reuters.com - August 17 at 8:35 AM
	HEARTLAND FINANCIAL USA INC : ex-dividend day (NASDAQ:HTLF) www.4-traders.com - August 17 at 8:35 AM
	Steve Braden Named EVP – Head of Retail at Heartland Financial USA, Inc. (NASDAQ:HTLF) www.publicnow.com - August 16 at 5:41 PM
	HEARTLAND FINANCIAL USA INC Financials (NASDAQ:HTLF) finance.yahoo.com - August 16 at 5:41 PM
	HEARTLAND FINANCIAL USA INC Files SEC form 10-Q, Quarterly Report (NASDAQ:HTLF) biz.yahoo.com - August 10 at 5:47 PM
	Daniel Flynn (NASDAQ:HTLF) www.linkedin.com - August 9 at 4:21 PM
	ETF’s with exposure to Heartland Financial USA, Inc. : August 2, 2016 (NASDAQ:HTLF) www.capitalcube.com - August 2 at 5:47 PM
	Heartland Financial USA, Inc. :HTLF-US: Earnings Analysis: Q2, 2016 By the Numbers : August 1, 2016 (NASDAQ:HTLF) www.capitalcube.com - August 1 at 5:26 PM
	BRIEF-Heartland Financial USA Inc files for a potential mixed shelf offering; size undisclosed (NASDAQ:HTLF) www.reuters.com - July 30 at 5:03 PM
	U.S. Banks Hold Good Prospects for Long-Term Investors (NASDAQ:HTLF) finance.yahoo.com - July 29 at 3:30 PM
	Heartland Financial USA, Inc. :HTLF-US: Earnings Analysis: Q2, 2016 By the Numbers : July 27, 2016 (NASDAQ:HTLF) www.capitalcube.com - July 27 at 3:05 PM
	Heartland Financial USA : posts 2Q profit (NASDAQ:HTLF) www.4-traders.com - July 26 at 8:27 AM
	Heartland Financial USA's (HTLF) CEO Lynn Fuller on Q2 2016 Results - Earnings Call Transcript (NASDAQ:HTLF) www.msn.com - July 26 at 8:27 AM
	Heartland Financial USA, Inc. Reports 2016 Second Quarter Results (NASDAQ:HTLF) finance.yahoo.com - July 25 at 5:35 PM
	Heartland Financial posts 2Q profit (NASDAQ:HTLF) sg.finance.yahoo.com - July 25 at 5:27 PM
	Q2 2016 Heartland Financial USA Inc Earnings Release - After Market Close (NASDAQ:HTLF) biz.yahoo.com - July 25 at 7:07 AM
	HEARTLAND FINANCIAL USA INC Files SEC form 8-K, Regulation FD Disclosure (NASDAQ:HTLF) biz.yahoo.com - July 21 at 9:37 AM
	Heartland Financial USA, Inc. breached its 50 day moving average in a Bullish Manner : HTLF-US : July 11, 2016 (NASDAQ:HTLF) www.capitalcube.com - July 11 at 8:30 AM
	Rocky Mountain Bank Takes Another Swipe at Breast Cancer (NASDAQ:HTLF) finance.yahoo.com - July 8 at 12:00 PM
	Heartland Financial USA, Inc. Schedules Second Quarter Earnings Conference Call for July 25, 2016 (NASDAQ:HTLF) www.publicnow.com - July 6 at 11:01 AM
	West Named EVP, Manager of Commercial Banking (NASDAQ:HTLF) finance.yahoo.com - July 1 at 2:53 PM
	Heartland Financial USA, Inc. breached its 50 day moving average in a Bullish Manner : HTLF-US : July 1, 2016 (NASDAQ:HTLF) www.capitalcube.com - July 1 at 8:18 AM
	Heartland Financial USA, Inc. (NASDAQ:HTLF) Trading Down – Insiders Selling, Short Interest Growing (NASDAQ:HTLF) www.fidaily.com - June 21 at 5:13 PM
	Heartland Financial USA, Inc. breached its 50 day moving average in a Bearish Manner : HTLF-US : June 20, 2016 (NASDAQ:HTLF) www.capitalcube.com - June 20 at 8:18 AM
	Tom Thornton Named Investment and Insurance Director for Heartland Financial USA, Inc. (NASDAQ:HTLF) www.publicnow.com - June 7 at 3:18 PM
	HEARTLAND FINANCIAL USA INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Financial Statem (NASDAQ:HTLF) biz.yahoo.com - May 20 at 4:35 PM
	Tim Schultz Named Market Leader for Private Client Services (NASDAQ:HTLF) finance.yahoo.com - May 5 at 11:01 AM
	Heartland Financial USA, Inc. to Present at D.A. Davidson 18th Annual Financial Institutions Conference (NASDAQ:HTLF) www.publicnow.com - May 4 at 2:30 PM
	ETF’s with exposure to Heartland Financial USA, Inc. : April 29, 2016 (NASDAQ:HTLF) www.capitalcube.com - April 29 at 3:03 PM
	Heartland Financial USA, Inc. :HTLF-US: Earnings Analysis: Q1, 2016 By the Numbers (NASDAQ:HTLF) www.capitalcube.com - April 27 at 9:50 AM
	Edited Transcript of HTLF earnings conference call or presentation 25-Apr-16 9:00pm GMT (NASDAQ:HTLF) finance.yahoo.com - April 25 at 10:38 PM
	Heartland Financial USA, Inc. Reports 2016 First Quarter Results (NASDAQ:HTLF) www.publicnow.com - April 25 at 4:24 PM
	Heartland Financial posts 1Q profit (NASDAQ:HTLF) sg.finance.yahoo.com - April 25 at 4:07 PM
	Investor Calendar Invites You to the Heartland Financial USA, Inc. First Quarter 2016 Earnings Conference Call and Webcast Live on Monday, April 25, 2016 (NASDAQ:HTLF) finance.yahoo.com - April 25 at 8:30 AM
	HEARTLAND FINANCIAL USA INC Files SEC form 10-K, Annual Report (NASDAQ:HTLF) biz.yahoo.com - March 11 at 4:58 PM
	Heartland Financial USA, Inc. breached its 50 day moving average in a Bullish Manner : HTLF-US : February 29, 2016 (NASDAQ:HTLF) www.capitalcube.com - February 29 at 8:07 AM
	Heartland Financial USA : Morrill & Janes Bank and Trust : Announces Executive Change (NASDAQ:HTLF) www.4-traders.com - February 26 at 11:57 AM
	Morrill & Janes Bank names new president (NASDAQ:HTLF) www.bizjournals.com - February 25 at 6:55 PM
	Morrill & Janes Bank and Trust Announces Executive Change (NASDAQ:HTLF) finance.yahoo.com - February 25 at 10:00 AM
	Former CIC Bancshares CFO transitions into different role with new owner Heartland Financial (NASDAQ:HTLF) www.bizjournals.com - February 23 at 2:30 PM
	Dan Patten Named EVP – Finance and Corporate Strategy at Heartland Financial USA, Inc. (NASDAQ:HTLF) finance.yahoo.com - February 22 at 1:11 PM
	HEARTLAND FINANCIAL USA INC Files SEC form 8-K/A, Completion of Acquisition or Disposition of Assets, Financial State (NASDAQ:HTLF) biz.yahoo.com - February 11 at 1:01 PM
	Centennial Bank acquisition complete (NASDAQ:HTLF) www.9news.com - February 9 at 2:24 PM