HTH vs. TOWN, SBCF, HTLF, PPBI, MBIN, FBK, OFG, INDB, TFIN, and RNST
Should you be buying Hilltop stock or one of its competitors? The main competitors of Hilltop include TowneBank (TOWN), Seacoast Banking Co. of Florida (SBCF), Heartland Financial USA (HTLF), Pacific Premier Bancorp (PPBI), Merchants Bancorp (MBIN), FB Financial (FBK), OFG Bancorp (OFG), Independent Bank (INDB), Triumph Financial (TFIN), and Renasant (RNST). These companies are all part of the "state commercial banks" industry.
TowneBank (NASDAQ:TOWN) and Hilltop (NYSE:HTH) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, community ranking, earnings, profitability, dividends, media sentiment and analyst recommendations.
56.0% of TowneBank shares are held by institutional investors. Comparatively, 57.1% of Hilltop shares are held by institutional investors. 8.1% of TowneBank shares are held by insiders. Comparatively, 28.9% of Hilltop shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
TowneBank pays an annual dividend of $1.00 per share and has a dividend yield of 3.7%. Hilltop pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. TowneBank pays out 49.8% of its earnings in the form of a dividend. Hilltop pays out 39.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TowneBank has increased its dividend for 12 consecutive years and Hilltop has increased its dividend for 7 consecutive years. TowneBank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
TowneBank currently has a consensus target price of $29.50, indicating a potential upside of 8.06%. Hilltop has a consensus target price of $32.00, indicating a potential upside of 2.17%. Given Hilltop's stronger consensus rating and higher possible upside, research analysts plainly believe TowneBank is more favorable than Hilltop.
Hilltop received 38 more outperform votes than TowneBank when rated by MarketBeat users. However, 55.41% of users gave TowneBank an outperform vote while only 53.76% of users gave Hilltop an outperform vote.
TowneBank has a net margin of 15.50% compared to TowneBank's net margin of 6.95%. Hilltop's return on equity of 7.51% beat TowneBank's return on equity.
TowneBank has a beta of 0.89, suggesting that its stock price is 11% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500.
In the previous week, Hilltop had 1 more articles in the media than TowneBank. MarketBeat recorded 2 mentions for Hilltop and 1 mentions for TowneBank. Hilltop's average media sentiment score of 0.76 beat TowneBank's score of 0.00 indicating that TowneBank is being referred to more favorably in the media.
TowneBank has higher earnings, but lower revenue than Hilltop. TowneBank is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.
Summary
TowneBank beats Hilltop on 13 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding HTH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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