
BancorpSouth Bank operates as a financial holding company for BancorpSouth Bank that provides commercial banking and financial services to individuals and small-to-medium size businesses. It offers various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; residential construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides investment brokerage, and personal trust and estate services. As of January 25, 2017, the company operated through 234 full service branch locations, as well mortgage, insurance, and loan production offices in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, and Texas. The company was formerly known as BancorpSouth, Inc. and changed its name to BancorpSouth Bank in October 2017. BancorpSouth Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryRegional Banks
SectorFinance
SymbolNYSE:BXS
CUSIP05969210
Phone662-680-2000
Debt
Debt-to-Equity Ratio0.02%
Current Ratio0.85%
Quick Ratio0.84%
Price-To-Earnings
Trailing P/E Ratio19.25
Forward P/E Ratio15.09
P/E GrowthN/A
Sales & Book Value
Annual Sales$781.02 million
Price / Sales3.77
Cash Flow$2.0198 per share
Price / Cash16.14
Book Value$18.97 per share
Price / Book1.72
Profitability
EPS (Most Recent Fiscal Year)$1.67
Net Income$153.03 million
Net Margins19.59%
Return on Equity9.01%
Return on Assets1.03%
Miscellaneous
Employees3,998
Outstanding Shares90,330,000