Albina Community Bancorp (OTCMKTS:ACBCQ) is the bank holding company for Albina Community Bank, a state‐chartered commercial bank headquartered in Portland, Oregon. The company operates under a mission to deliver community‐focused banking solutions to individuals, small businesses and nonprofit organizations throughout the Portland metropolitan area. Its operations are conducted primarily through full‐service branches that offer personalized customer service and local credit decision capabilities.
Through its subsidiary Albina Community Bank, the company provides a comprehensive suite of deposit and loan products. Deposit offerings include checking accounts, savings accounts, money market accounts and certificates of deposit, all supported by online and mobile banking platforms. On the lending side, Albina Community Bank extends commercial real estate financing, construction and development loans, Small Business Administration (SBA) loans, agricultural lending, home mortgage and home equity loans, as well as installment and consumer lines of credit. The bank’s lending activities emphasize relationship banking and tailored credit solutions for local entrepreneurs.
Originally incorporated in 1988 as Civic Financial Services, Inc., the company rebranded to Albina Community Bancorp in April 2022 to reflect its deep roots in the Albina neighborhood of Portland. Over more than three decades, it has maintained a focus on supporting underserved and low‐ to moderate‐income communities through workforce housing initiatives and small‐business development programs. Management and the board of directors comprise community leaders and banking professionals who guide strategic growth while maintaining strong ties to local civic organizations and economic development efforts.
AI Generated. May Contain Errors.