Cache Golden Mortgage Company, Inc. (OTCMKTS: CACH) is a specialty finance firm focused on the acquisition, servicing and management of residential mortgage loans. Founded in the early 1990s and headquartered in Atlanta, Georgia, Cache Golden Mortgage has built a diversified portfolio that spans performing, sub-performing and non-performing loans secured by single-family residential properties. The company generates revenue through servicing fees, interest income and gains on the sale of mortgage assets into the secondary market.
Cache Golden Mortgage’s core business activities include loan origination partnerships, loan servicing and portfolio management. Through strategic alliances with regional mortgage banks and credit unions, the company sources both prime and non-prime mortgage assets. Its servicing division handles day-to-day borrower relations, payment collections and default management, while its asset management team evaluates loan portfolios for credit risk and value enhancement opportunities.
While the company’s primary footprint is in key U.S. markets such as Florida, Texas and California, it also maintains selective exposure to secondary markets in the Southeastern and Midwestern states. Cache Golden Mortgage employs a data-driven underwriting approach to identify loan purchases with attractive risk-adjusted returns, and it periodically securitizes pools of performing loans to enhance liquidity and manage balance-sheet leverage.
Led by CEO Robert J. Whitman, a veteran of the residential finance industry, and CFO Maria Lopez, the company continues to refine its credit analytics capabilities and digital servicing platforms. Under their guidance, Cache Golden Mortgage has expanded its compliance infrastructure, reinforced its capital sourcing relationships and invested in technology to streamline loan processing and bond issuance. The firm’s strategic focus remains on disciplined loan selection, robust risk management and sustainable growth in a dynamic housing finance environment.
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