CNB Financial Services, Inc. is a bank holding company headquartered in Clearfield, Pennsylvania, serving as the parent of Clearfield Bank and Trust Company. The bank’s origins trace back to the early 20th century when it was chartered to support local commerce and agriculture in Clearfield County. In 1983, CNB Financial Services was established to facilitate growth, improve operational flexibility and guide the bank’s strategic expansion throughout central Pennsylvania.
Through its subsidiary, Clearfield Bank and Trust Company, CNB Financial Services provides a comprehensive range of financial products and services. These include personal and business deposit accounts, consumer and commercial lending, mortgage financing, and cash management solutions. The company also offers trust and wealth management services designed to meet the needs of high-net-worth clients and family offices, as well as retirement planning and brokerage services through strategic partnerships.
With a network of community banking offices concentrated in Clearfield, Centre, Elk and Jefferson counties, CNB Financial Services emphasizes relationship-driven service and local decision-making. Its digital banking platform and mobile app enable customers to access accounts, pay bills and deposit checks remotely, complementing its branch-based advisory model. The company has maintained steady growth by focusing on niche markets such as agriculture, healthcare and professional service providers in its core geographies.
The organization is overseen by a board of directors chaired by Michael E. Giesz and led operationally by President and Chief Executive Officer Daniel J. Lantzy. CNB Financial Services’ executive team combines deep community banking experience with financial industry expertise, guiding the company’s commitment to conservative credit underwriting, personalized customer service and long-term shareholder value.
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