Farmers Bankshares (OTCMKTS:FBVA) is the bank holding company for Farmers Bank, a community-oriented financial institution founded in the early 20th century. Headquartered in Petersburg, Virginia, the company has grown steadily from its roots serving local farmers and small businesses to a diversified regional lender. Over more than a century, Farmers Bank has built a reputation for conservative underwriting and personalized service, helping to foster economic development across its markets.
Farmers Bankshares offers a full suite of banking products and services, including consumer and commercial checking and savings accounts, certificates of deposit, and money market accounts. On the lending side, the company provides residential mortgage loans, home equity lines of credit, agricultural and equipment financing, as well as working capital and term loans for small and midsize businesses. Complementing its traditional offerings, the bank has invested in digital banking platforms, enabling customers to access online and mobile banking, bill payment, and remote deposit capture.
The company’s footprint covers key communities in central and southern Virginia, with branch locations in Petersburg, Colonial Heights, Hopewell, Surry, and Sussex. This regional focus allows Farmers Bankshares to maintain close relationships with local customers, understand unique market dynamics, and tailor its products to the agricultural, retail, and professional service sectors that drive the area’s economy. Community reinvestment initiatives and local sponsorships further reinforce the bank’s commitment to economic growth and quality of life in its service region.
Leadership at Farmers Bankshares emphasizes continuity and local engagement. The board of directors comprises community business leaders, while the executive team draws on decades of banking experience. This blend of regionally focused governance and seasoned management underpins the company’s strategy of balancing prudent risk management with targeted growth. As Farmers Bankshares moves forward, it continues to leverage its heritage of stable performance and customer-centric culture to navigate evolving industry trends and regulatory landscapes.
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