FCCC (OTCMKTS: FCIC) is a specialty finance company that provides tailored leasing and lending solutions to small and mid-sized enterprises across North America. Since its founding in 1982, FCCC has established a strong foothold in equipment financing, commercial real estate loans and working capital facilities. The company’s portfolio spans a diverse range of industries, including manufacturing, healthcare, technology and transportation, enabling clients to acquire essential assets without the burden of large upfront capital expenditures.
Over its four decades of operations, FCCC has expanded its service network beyond its Chicago headquarters to include regional offices in New York, Los Angeles and Toronto. This geographic reach allows FCCC to deliver localized credit decisions and personalized client support while benefiting from centralized credit underwriting and risk management. The firm’s product offerings include true leases, finance leases, operating leases and term loans, each structured to address specific cash‐flow requirements and tax considerations.
Leadership at FCCC emphasizes proactive risk management and customer‐centric service. John T. Smith, Jr., CEO since 2015, has overseen the company’s strategic expansion into international markets and the development of proprietary digital tools that streamline the application and approval process. CFO Jane L. Carter leads the finance and accounting teams, focusing on strengthening the balance sheet and cultivating relationships with institutional investors and funding partners.
Committed to community engagement and sustainability, FCCC supports initiatives that promote economic development in underserved regions. The company regularly partners with local chambers of commerce and industry associations to provide educational workshops on equipment financing and capital planning. As businesses adapt to evolving market conditions, FCCC continues to refine its product suite and digital infrastructure, positioning itself as a trusted funding partner for entrepreneurs and growing enterprises.
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