Georgia-Carolina Bancshares, Inc. is a bank holding company based in northeast Georgia that operates through its wholly owned subsidiary, The Bank of Tiger. The company offers a broad range of commercial and retail banking services designed to meet the needs of individuals, small businesses and agricultural clients. Its core offerings include checking and savings accounts, certificates of deposit, online and mobile banking, and cash management solutions.
In addition to deposit products, Georgia-Carolina Bancshares provides a diverse portfolio of lending solutions, including commercial real estate, construction and development loans, agricultural financing, and consumer installment loans. The company also offers mortgage lending for residential purchases and refinances, leveraging its local market knowledge to guide borrowers through the loan process. Wealth management and trust services are delivered through strategic partnerships, giving clients access to investment advisory, estate planning and retirement planning resources.
Serving communities across northeast Georgia and upstate South Carolina, Georgia-Carolina Bancshares maintains a network of branch offices tailored to support rural and suburban markets. Its localized approach emphasizes personalized customer service, relationship-driven banking, and active participation in community events and economic development initiatives. The company’s digital platforms further extend its reach, allowing customers to perform everyday banking transactions and access account information remotely.
Founded in the mid-1990s and reorganized as a bank holding company in the early 2000s, Georgia-Carolina Bancshares has grown steadily under the direction of an experienced board of directors and executive management team. Leadership is focused on maintaining strong capital levels, prudent risk management, and disciplined growth in core markets. With deep roots in its service area, the company continues to emphasize community engagement and long-term customer relationships as cornerstones of its business strategy.
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