Highlands Bankshares, Inc. is the bank holding company for Highlands Union Bank, a community-based financial institution headquartered in Abingdon, Virginia. Through its network of branches spanning Southwest Virginia and Northeast Tennessee, the company provides a full suite of commercial banking services tailored to individuals, small businesses, and agricultural clients. Highlands Union Bank emphasizes personalized service and local decision-making, operating under a model that combines modern technology with community banking roots.
The company’s product offerings include deposit accounts such as checking, savings, money market, and certificate of deposit accounts, as well as a range of lending solutions. Borrowers can access commercial and industrial loans, commercial real estate financing, agricultural and equipment loans, consumer installment loans, and home mortgage products. In addition to traditional credit facilities, Highlands Union Bank supports client cash-flow needs through treasury management services, online and mobile banking platforms, and remote deposit capture services.
Highlands Bankshares traces its heritage to a local banking institution founded in the early 20th century and formally organized as a holding company in the 2000s to facilitate strategic growth and service expansion. Over time, the company has grown its branch footprint to serve communities such as Bristol, Johnson City, Wise, and surrounding areas, while maintaining a commitment to community involvement and local economic development. This regional focus has enabled Highlands Union Bank to develop long-standing relationships with customers and civic organizations throughout its market area.
Governance of Highlands Bankshares is overseen by a board of directors composed of regional business leaders and banking professionals, supported by an experienced executive management team with deep expertise in retail and commercial banking. The company’s leadership emphasizes prudent risk management, strong asset quality, and a customer-centric approach. Through ongoing investment in digital banking capabilities and staff training, Highlands Bankshares aims to meet evolving client needs while preserving the personalized service that defines its community banking heritage.
AI Generated. May Contain Errors.