Permanent TSB Group Holdings plc, commonly known as Permanent TSB, is a retail banking institution headquartered in Dublin, Ireland. The group provides a full range of personal and business banking services to customers across the Republic of Ireland, with a primary focus on residential mortgage lending, deposit-taking, consumer loans and current accounts. Through its network of branches and digital platforms, Permanent TSB serves both urban and regional communities, catering to individual savers, first-time homebuyers and small-to-medium-sized enterprises.
The company’s core product offering includes fixed-rate and variable-rate mortgages, competitive savings and investment accounts, personal loans and overdraft facilities. In addition to everyday transactional banking, Permanent TSB issues credit and debit cards, provides insurance brokerage services in collaboration with third-party underwriters, and supports business customers with tailored lending, merchant services and cash management solutions. Its online and mobile banking channels enable customers to manage accounts, pay bills and apply for finance remotely.
Permanent TSB traces its origins to the 19th-century trustee savings movement and the establishment of the Permanent Building Society in Dublin. Following a series of mergers and acquisitions in the late 20th century, the present-day bank emerged under the Permanent TSB banner. The institution underwent recapitalization and state support during the Irish banking crisis, subsequently refocusing on core retail and SME lending activities.
The group is governed by a board of directors and an executive management team responsible for risk oversight, regulatory compliance and strategic development. Permanent TSB continues to invest in digital capabilities and customer service initiatives, with an ongoing commitment to supporting local communities and promoting financial inclusion throughout Ireland.
AI Generated. May Contain Errors.
