Princeton National Bancorp, Inc. is the bank holding company for Princeton Bank & Trust, FSB, a community-oriented financial institution headquartered in Princeton, New Jersey. Through its subsidiary bank, the company provides a full suite of banking, lending and trust services to individual consumers, small‐ and mid‐sized businesses, professional practices and nonprofit organizations. Serving primarily Mercer and surrounding counties, Princeton National Bancorp combines local decision‐making with personalized customer service to support residential and commercial clients across central New Jersey.
The company’s core business activities include deposit gathering through a range of checking, savings and money market accounts, as well as certificate of deposit offerings. On the lending side, Princeton National Bancorp specializes in commercial real estate financing, construction and land development loans, small business and equipment financing, and residential mortgage solutions. To complement its traditional banking services, the company offers treasury management tools, online and mobile banking platforms, and merchant services designed to streamline cash management and payment processing for business customers.
Founded in 2005 with its first branch in downtown Princeton, the organization adopted a bank holding company structure in 2007 to support strategic growth and diversify its financial services. Since inception, Princeton National Bancorp has expanded through organic branch openings and the development of digital delivery channels, enabling customers to access accounts, initiate payments and monitor balances from any location. The bank’s commitment to prudent risk management and community reinvestment has underpinned its steady expansion and strong local reputation.
Under the leadership of President and Chief Executive Officer Michael D. DiNardo and an experienced board of directors comprised of regional business and civic leaders, Princeton National Bancorp remains focused on deepening client relationships and fostering economic development in its core markets. The institution’s community involvement includes support for local nonprofits, sponsorship of educational initiatives and participation in affordable housing projects. Looking ahead, the company aims to leverage its regional expertise and personalized approach to meet evolving customer needs and enhance shareholder value.
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