Community Heritage Financial (OTCMKTS:CMHF) Corp is a bank holding company headquartered in Bellingham, Washington, serving as the parent company to Community Heritage Bank. As a community‐oriented financial institution, it focuses on delivering comprehensive banking solutions to individuals, small businesses and nonprofit organizations across northern Washington state.
The company’s core business activities include consumer and commercial lending, deposit services, mortgage origination and cash management solutions. Community Heritage offers a variety of loan products such as residential mortgages, home equity lines of credit, commercial real estate loans and equipment financing. On the deposit side, the bank provides checking and savings accounts, certificates of deposit and money market accounts tailored to meet the needs of its diverse customer base.
Complementing its lending and deposit services, Community Heritage Financial supports online and mobile banking platforms that allow clients to access account information, transfer funds and pay bills remotely. The company also delivers merchant services, remote deposit capture and treasury management solutions to assist local businesses in managing daily operations. Through its mortgage subsidiary, the firm extends home financing options to a broader geographic area beyond its traditional branch network.
Tracing its roots to the early 20th century, Community Heritage Financial has grown in tandem with the communities it serves, emphasizing personalized customer relationships and local decision‐making. Governed by an experienced board of directors and senior management team, the company remains committed to community reinvestment, supporting regional economic development through targeted lending initiatives and active participation in local charitable endeavors.
