First Guaranty Bancshares (NASDAQ:FGBI) is a bank holding company headquartered in Hammond, Louisiana. Through its principal subsidiary, First Guaranty Bank, the company provides a full range of commercial banking services to individuals, small businesses, agricultural enterprises and municipalities. As a community-focused institution, it emphasizes relationship banking, striving to deliver personalized financial solutions in its core markets.
First Guaranty Bank offers a comprehensive suite of deposit products and lending solutions. Its deposit portfolio includes checking and savings accounts, money market accounts and certificates of deposit, complemented by digital and mobile banking platforms. On the lending side, the bank extends commercial real estate and construction loans, working capital lines of credit, consumer loans and agricultural financing. Additionally, it provides treasury management services, merchant payment processing and cash management tools designed to help clients optimize liquidity and streamline operations.
With a branch network concentrated in southern Louisiana and eastern Texas, First Guaranty Bancshares serves both urban and rural communities across its footprint. The company has strategically expanded over the years to enhance market coverage while preserving its community bank ethos. Its customer base spans diverse sectors, including retail, energy, hospitality and professional services, reflecting the economic characteristics of its operating regions.
Founded in 1934, First Guaranty Bank has grown from a single-office institution into a regional banking franchise. Under the leadership of President and Chief Executive Officer Stephan P. Lepre, the company places strong emphasis on sound risk management, regulatory compliance and corporate governance. Its board of directors and executive team draw on decades of industry experience to guide strategic initiatives, support local communities and maintain the institution’s commitment to personalized banking relationships.
