United Wholesale Mortgage (NYSE: UWM (NYSE:UWMC)C), founded in 1986 and headquartered in Pontiac, Michigan, is one of the largest wholesale mortgage lenders in the United States. The company operates exclusively through a broker network, providing mortgage loan origination and fulfillment services to independent mortgage professionals. By focusing on the wholesale channel, UWM enables brokers to access a broad range of residential mortgage products, competitive interest rates, and a suite of proprietary technology tools designed to streamline the loan process and improve borrower experience.
UWM’s product offerings span conventional fixed‐rate and adjustable‐rate mortgages, FHA and VA government‐backed loans, USDA rural development financing, jumbo loans, and various refinance options. Through its strategic partnerships with national mortgage brokers and credit unions, the company serves homebuyers and homeowners in all 50 states and select U.S. territories. UWM’s automated underwriting system and digital platform support real‐time pricing, loan tracking, eClosing capabilities, and remote online notarization, enabling faster turn times and greater transparency in the mortgage transaction.
The company has continually invested in technology and operational infrastructure to support broker success. UWM+™, its proprietary origination portal, integrates tools for pricing, locking, disclosures and pipeline management, while Accelerate, Align and LenderAssist solutions offer post‐closing and valuation services. Training programs, marketing resources and data analytics further support the broker community, helping partners expand their businesses and deliver a more consistent borrower experience.
Leadership at United Wholesale Mortgage reflects a family‐driven ethos combined with industry expertise. Founder Jeff Ishbia laid the groundwork for the firm’s broker‐centric model, and his son, Mat Ishbia, serves as chairman and chief executive officer. Under Mat’s tenure, UWM has achieved significant growth, innovated its technology stack and prioritized culture initiatives aimed at strengthening relationships with broker partners and employees. The company remains committed to its core mission of empowering independent mortgage professionals across the country.
