Redwood Trust (NYSE:RWT) (NYSE: RWT) is a real estate investment trust that specializes in mortgage investments and structured finance solutions. Headquartered in Mill Valley, California, the company focuses on sourcing, underwriting and managing a diversified portfolio of residential mortgage assets, including agency mortgage-backed securities and whole loans. Redwood Trust’s investments are primarily centered on U.S.-originated mortgage loans guaranteed by government-sponsored entities such as Fannie Mae and Freddie Mac, alongside non‐agency and structured credit instruments.
The firm operates through two main business segments: the Agency segment, which acquires and securitizes residential mortgage loans into specified pools, and the Non-Agency segment, which includes multi-family and commercial real estate finance. Through Redwood Asset Management, the company offers comprehensive asset management services to institutional investors seeking exposure to mortgage-backed securities and mortgage whole loans. These services encompass loan acquisition, securitization structuring, and ongoing portfolio oversight.
Founded in 1994, Redwood Trust has built a track record of innovation in the mortgage finance industry, pioneering the use of specified mortgage pools and actively managing credit risk across market cycles. The company completed its initial public offering in 2005 and has since expanded its product offerings to include multi-family lending and selective commercial mortgage-backed securities. Redwood Trust leverages deep industry relationships and proprietary underwriting models to identify attractive risk-adjusted investment opportunities.
Under the leadership of CEO Thomas W. Dooley and a seasoned executive team, Redwood Trust maintains a disciplined approach to risk management and capital allocation. The company’s governance framework includes a board of directors with extensive experience in real estate finance, banking and investment management. While predominantly focused on the U.S. housing market, Redwood Trust periodically evaluates international credit and structured finance opportunities in alignment with its strategic objectives.
