
Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Equities researchers at Zacks Research raised their FY2025 EPS estimates for shares of Bread Financial in a research report issued to clients and investors on Tuesday, August 5th. Zacks Research analyst T. De now anticipates that the company will post earnings of $7.85 per share for the year, up from their previous estimate of $6.82. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial's Q4 2025 earnings at ($0.06) EPS, Q2 2026 earnings at $2.34 EPS and FY2026 earnings at $8.66 EPS.
A number of other research analysts also recently issued reports on the stock. JMP Securities reaffirmed a "market perform" rating on shares of Bread Financial in a research report on Monday, April 28th. Royal Bank Of Canada boosted their target price on shares of Bread Financial from $65.00 to $74.00 and gave the stock a "sector perform" rating in a research report on Friday, July 25th. Barclays reissued an "underweight" rating and set a $52.00 target price (up previously from $45.00) on shares of Bread Financial in a research report on Tuesday, July 8th. Wall Street Zen downgraded shares of Bread Financial from a "strong-buy" rating to a "buy" rating in a research report on Saturday. Finally, Jefferies Financial Group boosted their target price on shares of Bread Financial from $45.00 to $50.00 and gave the stock a "hold" rating in a research report on Thursday, April 24th. Three investment analysts have rated the stock with a sell rating, six have issued a hold rating and five have given a buy rating to the stock. According to data from MarketBeat.com, Bread Financial currently has an average rating of "Hold" and a consensus target price of $64.42.
Read Our Latest Report on Bread Financial
Bread Financial Stock Up 0.5%
Shares of Bread Financial stock traded up $0.31 on Friday, reaching $58.14. The stock had a trading volume of 461,988 shares, compared to its average volume of 708,816. The company has a 50 day moving average price of $57.61 and a 200 day moving average price of $54.24. The company has a quick ratio of 1.18, a current ratio of 1.18 and a debt-to-equity ratio of 0.36. Bread Financial has a 1 year low of $38.21 and a 1 year high of $66.71. The stock has a market capitalization of $2.71 billion, a P/E ratio of 9.84, a P/E/G ratio of 0.93 and a beta of 1.42.
Bread Financial (NYSE:BFH - Get Free Report) last issued its quarterly earnings data on Thursday, July 24th. The company reported $3.14 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.85 by $1.29. Bread Financial had a net margin of 6.05% and a return on equity of 13.10%. The firm had revenue of $929.00 million for the quarter, compared to the consensus estimate of $944.69 million. During the same quarter in the previous year, the firm earned $2.66 EPS. The company's quarterly revenue was down 1.1% compared to the same quarter last year.
Hedge Funds Weigh In On Bread Financial
Several large investors have recently made changes to their positions in BFH. Castlekeep Investment Advisors LLC acquired a new position in shares of Bread Financial in the 4th quarter valued at $104,000. Curat Global LLC lifted its stake in shares of Bread Financial by 81,068.5% in the 2nd quarter. Curat Global LLC now owns 450,485 shares of the company's stock valued at $25,732,000 after purchasing an additional 449,930 shares during the period. Wellington Management Group LLP lifted its stake in shares of Bread Financial by 45.0% in the 1st quarter. Wellington Management Group LLP now owns 1,320,418 shares of the company's stock valued at $66,127,000 after purchasing an additional 409,877 shares during the period. Point72 Asset Management L.P. lifted its stake in shares of Bread Financial by 550.8% in the 4th quarter. Point72 Asset Management L.P. now owns 462,307 shares of the company's stock valued at $28,228,000 after purchasing an additional 391,272 shares during the period. Finally, Goldman Sachs Group Inc. raised its position in Bread Financial by 104.8% during the first quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company's stock worth $36,889,000 after acquiring an additional 376,920 shares during the period. 99.52% of the stock is currently owned by institutional investors and hedge funds.
Insider Buying and Selling
In other news, Director John J. Fawcett bought 1,027 shares of the firm's stock in a transaction that occurred on Wednesday, July 30th. The stock was purchased at an average cost of $61.79 per share, for a total transaction of $63,458.33. Following the purchase, the director directly owned 10,302 shares in the company, valued at approximately $636,560.58. This trade represents a 11.07% increase in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Insiders own 0.85% of the company's stock.
Bread Financial Dividend Announcement
The firm also recently disclosed a quarterly dividend, which will be paid on Friday, September 12th. Shareholders of record on Friday, August 8th will be paid a dividend of $0.21 per share. This represents a $0.84 annualized dividend and a yield of 1.4%. The ex-dividend date is Friday, August 8th. Bread Financial's payout ratio is presently 14.21%.
Bread Financial Company Profile
(
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Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.
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