Bread Financial Q2 EPS Forecast Decreased by Seaport Res Ptn

Bread Financial Holdings, Inc. (NYSE:BFH - Free Report) - Investment analysts at Seaport Res Ptn cut their Q2 2025 earnings per share estimates for shares of Bread Financial in a report issued on Tuesday, June 24th. Seaport Res Ptn analyst W. Ryan now forecasts that the company will post earnings of $1.47 per share for the quarter, down from their prior estimate of $1.54. The consensus estimate for Bread Financial's current full-year earnings is $6.45 per share. Seaport Res Ptn also issued estimates for Bread Financial's Q4 2025 earnings at $0.15 EPS.

Other equities research analysts have also issued research reports about the company. JMP Securities reaffirmed a "market perform" rating on shares of Bread Financial in a research note on Monday, April 28th. The Goldman Sachs Group reduced their price target on Bread Financial from $68.00 to $58.00 and set a "sell" rating on the stock in a research note on Tuesday, March 18th. Morgan Stanley upped their price objective on Bread Financial from $36.00 to $39.00 and gave the stock an "underweight" rating in a report on Monday, May 12th. Finally, Jefferies Financial Group increased their price target on Bread Financial from $45.00 to $50.00 and gave the company a "hold" rating in a report on Thursday, April 24th. Three equities research analysts have rated the stock with a sell rating, six have given a hold rating and three have assigned a buy rating to the stock. According to data from MarketBeat, the stock presently has a consensus rating of "Hold" and a consensus price target of $60.27.

Bread Financial Price Performance

Shares of NYSE:BFH traded up $0.42 during trading on Thursday, hitting $56.98. 1,210,293 shares of the stock were exchanged, compared to its average volume of 873,975. The company has a fifty day moving average price of $51.55 and a two-hundred day moving average price of $54.40. The company has a market cap of $2.65 billion, a PE ratio of 10.12, a P/E/G ratio of 1.05 and a beta of 1.37. The company has a current ratio of 1.17, a quick ratio of 1.17 and a debt-to-equity ratio of 0.42. Bread Financial has a 12-month low of $38.21 and a 12-month high of $66.71.

Bread Financial (NYSE:BFH - Get Free Report) last announced its quarterly earnings data on Thursday, April 24th. The company reported $2.86 earnings per share for the quarter, beating analysts' consensus estimates of $2.10 by $0.76. The company had revenue of $970.00 million for the quarter, compared to analyst estimates of $956.17 million. Bread Financial had a return on equity of 12.60% and a net margin of 5.89%. The firm's revenue for the quarter was down 2.1% compared to the same quarter last year. During the same quarter in the previous year, the company earned $2.73 EPS.

Bread Financial declared that its board has approved a stock buyback plan on Wednesday, March 5th that allows the company to repurchase $150.00 million in shares. This repurchase authorization allows the company to repurchase up to 6% of its shares through open market purchases. Shares repurchase plans are generally a sign that the company's board believes its stock is undervalued.

Bread Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, June 13th. Shareholders of record on Friday, May 9th were given a $0.21 dividend. The ex-dividend date of this dividend was Friday, May 9th. This represents a $0.84 dividend on an annualized basis and a yield of 1.47%. Bread Financial's payout ratio is currently 14.92%.

Hedge Funds Weigh In On Bread Financial

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Anderson Financial Strategies LLC lifted its position in shares of Bread Financial by 17.8% during the first quarter. Anderson Financial Strategies LLC now owns 27,584 shares of the company's stock worth $1,381,000 after purchasing an additional 4,163 shares during the last quarter. Strs Ohio acquired a new position in shares of Bread Financial in the 1st quarter valued at about $65,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC boosted its holdings in shares of Bread Financial by 3.0% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 157,833 shares of the company's stock valued at $7,904,000 after buying an additional 4,624 shares during the period. Optimize Financial Inc acquired a new position in shares of Bread Financial in the 1st quarter valued at about $371,000. Finally, Goldman Sachs Group Inc. boosted its holdings in shares of Bread Financial by 104.8% in the 1st quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company's stock valued at $36,889,000 after buying an additional 376,920 shares during the period. 99.52% of the stock is owned by hedge funds and other institutional investors.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.