DA Davidson Brokers Decrease Earnings Estimates for UCB

Key Points

• DA Davidson has decreased its Q3 2025 earnings estimate for United Community Banks (UCB) from $0.69 to $0.68, while maintaining a "Buy" rating with a price objective of $36.00.
• The company reported Q2 earnings of $0.66 per share, exceeding analyst expectations, and has a current full-year earnings consensus estimate of $2.52 per share.
• United Community Banks has announced an increase in its quarterly dividend from $0.24 to $0.25, representing an annualized yield of 3.1%.

United Community Banks, Inc. (NASDAQ:UCB - Free Report) - Research analysts at DA Davidson reduced their Q3 2025 earnings per share (EPS) estimates for United Community Banks in a report issued on Monday, August 25th. DA Davidson analyst G. Tenner now anticipates that the company will post earnings per share of $0.68 for the quarter, down from their previous estimate of $0.69. DA Davidson has a "Buy" rating and a $36.00 price objective on the stock. The consensus estimate for United Community Banks' current full-year earnings is $2.52 per share. DA Davidson also issued estimates for United Community Banks' FY2026 earnings at $2.93 EPS.

United Community Banks (NASDAQ:UCB - Get Free Report) last released its quarterly earnings data on Wednesday, July 23rd. The company reported $0.66 earnings per share for the quarter, beating analysts' consensus estimates of $0.61 by $0.05. United Community Banks had a net margin of 16.48% and a return on equity of 8.64%. The business's quarterly revenue was up 6.1% on a year-over-year basis.

UCB has been the topic of a number of other reports. Raymond James Financial reaffirmed a "market perform" rating on shares of United Community Banks in a report on Tuesday, July 8th. Hovde Group increased their price target on United Community Banks from $35.00 to $36.00 and gave the company an "outperform" rating in a report on Thursday, July 24th. Finally, Keefe, Bruyette & Woods lifted their price objective on United Community Banks from $32.00 to $34.00 and gave the stock a "market perform" rating in a report on Monday, July 28th. Three equities research analysts have rated the stock with a Buy rating and four have given a Hold rating to the company's stock. According to MarketBeat.com, the stock presently has an average rating of "Hold" and an average price target of $34.57.

United Community Banks Trading Down 0.3%

NASDAQ:UCB opened at $32.6450 on Tuesday. The stock has a market cap of $3.97 billion, a price-to-earnings ratio of 16.00 and a beta of 0.83. The company has a quick ratio of 0.78, a current ratio of 0.78 and a debt-to-equity ratio of 0.08. The company's 50 day moving average price is $30.66 and its 200-day moving average price is $29.34. United Community Banks has a 52 week low of $22.93 and a 52 week high of $35.38.

United Community Banks Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, October 3rd. Investors of record on Monday, September 15th will be issued a $0.25 dividend. The ex-dividend date of this dividend is Monday, September 15th. This represents a $1.00 annualized dividend and a yield of 3.1%. This is a positive change from United Community Banks's previous quarterly dividend of $0.24. United Community Banks's payout ratio is currently 45.45%.

Insider Buying and Selling

In other United Community Banks news, EVP Richard Bradshaw sold 1,616 shares of the firm's stock in a transaction that occurred on Monday, July 28th. The shares were sold at an average price of $30.94, for a total transaction of $49,999.04. Following the sale, the executive vice president owned 78,395 shares in the company, valued at approximately $2,425,541.30. This trade represents a 2.02% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Insiders own 0.43% of the company's stock.

Institutional Inflows and Outflows

Several hedge funds have recently bought and sold shares of the company. Continental Advisors LLC bought a new stake in United Community Banks during the second quarter valued at about $536,000. Public Sector Pension Investment Board grew its position in shares of United Community Banks by 9.4% during the second quarter. Public Sector Pension Investment Board now owns 414,205 shares of the company's stock worth $12,339,000 after purchasing an additional 35,639 shares in the last quarter. CANADA LIFE ASSURANCE Co raised its stake in United Community Banks by 1.0% during the 2nd quarter. CANADA LIFE ASSURANCE Co now owns 137,952 shares of the company's stock valued at $4,112,000 after purchasing an additional 1,344 shares during the period. Tower Research Capital LLC TRC boosted its stake in United Community Banks by 331.3% in the 2nd quarter. Tower Research Capital LLC TRC now owns 15,166 shares of the company's stock worth $452,000 after purchasing an additional 11,650 shares during the period. Finally, Corient Private Wealth LLC purchased a new stake in United Community Banks during the 2nd quarter valued at approximately $226,000. Institutional investors own 82.29% of the company's stock.

About United Community Banks

United Community Banks, Inc operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts.

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