Research Analysts Set Expectations for CBU FY2025 Earnings

Key Points

• DA Davidson has lowered its FY2025 earnings per share estimate for Community Financial System to $4.05, compared to previous estimates of $4.08 and a consensus of $4.18.
• The company reported quarterly earnings of $0.97 EPS, missing consensus estimates by $0.06 and reflecting an 8.4% revenue increase year-over-year despite falling short of expectations.
• Community Financial System has announced an increase in its quarterly dividend to $0.47 per share, representing an annualized dividend yield of 3.46%, up from the previous $0.46 payout.

Community Financial System, Inc. (NYSE:CBU - Free Report) - Equities research analysts at DA Davidson dropped their FY2025 earnings per share (EPS) estimates for Community Financial System in a research note issued on Thursday, July 24th. DA Davidson analyst M. Navas now forecasts that the bank will post earnings of $4.05 per share for the year, down from their previous estimate of $4.08. The consensus estimate for Community Financial System's current full-year earnings is $4.18 per share. DA Davidson also issued estimates for Community Financial System's FY2026 earnings at $4.65 EPS.

Community Financial System (NYSE:CBU - Get Free Report) last posted its earnings results on Tuesday, July 22nd. The bank reported $0.97 earnings per share for the quarter, missing the consensus estimate of $1.03 by ($0.06). The business had revenue of $199.30 million for the quarter, compared to the consensus estimate of $201.93 million. Community Financial System had a return on equity of 10.71% and a net margin of 19.91%. The business's revenue was up 8.4% on a year-over-year basis. During the same quarter in the prior year, the firm posted $0.95 earnings per share.

A number of other analysts have also commented on the company. Wall Street Zen upgraded Community Financial System from a "sell" rating to a "hold" rating in a report on Friday, May 16th. Keefe, Bruyette & Woods cut their price target on Community Financial System from $69.00 to $67.00 and set a "market perform" rating on the stock in a report on Wednesday, July 23rd.

Community Financial System Stock Down 1.2%

Shares of Community Financial System stock traded down $0.66 during trading on Monday, reaching $52.63. The stock had a trading volume of 40,815 shares, compared to its average volume of 226,642. The company has a market capitalization of $2.78 billion, a price-to-earnings ratio of 14.32 and a beta of 0.78. The stock has a fifty day moving average price of $56.59 and a two-hundred day moving average price of $58.29. Community Financial System has a 52 week low of $49.44 and a 52 week high of $73.39. The company has a current ratio of 0.76, a quick ratio of 0.76 and a debt-to-equity ratio of 0.38.

Institutional Trading of Community Financial System

Several institutional investors and hedge funds have recently bought and sold shares of the business. Rise Advisors LLC increased its stake in shares of Community Financial System by 48.8% during the first quarter. Rise Advisors LLC now owns 698 shares of the bank's stock worth $40,000 after purchasing an additional 229 shares during the period. Farther Finance Advisors LLC raised its holdings in shares of Community Financial System by 841.6% during the 2nd quarter. Farther Finance Advisors LLC now owns 1,403 shares of the bank's stock worth $80,000 after buying an additional 1,254 shares in the last quarter. Strs Ohio acquired a new position in shares of Community Financial System during the 1st quarter worth $102,000. Aquatic Capital Management LLC acquired a new stake in shares of Community Financial System during the 4th quarter valued at $125,000. Finally, KBC Group NV raised its position in Community Financial System by 19.8% during the 1st quarter. KBC Group NV now owns 2,798 shares of the bank's stock worth $159,000 after purchasing an additional 463 shares during the last quarter. Institutional investors own 73.79% of the company's stock.

Community Financial System Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, October 10th. Shareholders of record on Friday, September 12th will be paid a $0.47 dividend. This is a positive change from Community Financial System's previous quarterly dividend of $0.46. The ex-dividend date of this dividend is Friday, September 12th. This represents a $1.88 annualized dividend and a yield of 3.57%. Community Financial System's dividend payout ratio is currently 50.14%.

Community Financial System Company Profile

Community Bank System, Inc operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits.