German American Bancorp (GABC) to Release Earnings on Monday

Key Points

• German American Bancorp is expected to release its Q2 2025 earnings on August 4th, with analysts forecasting earnings of $0.83 per share.
• In its last earnings report, the bank achieved $0.79 EPS, exceeding the consensus estimate of $0.72.
• Analysts have a consensus "Hold" rating on the stock, with a reduced price target from $44.00 to $42.00.

German American Bancorp (NASDAQ:GABC - Get Free Report) will likely be announcing its Q2 2025 earnings results before the market opens on Monday, July 28th. Analysts expect the company to announce earnings of $0.83 per share and revenue of $91.93 million for the quarter.

German American Bancorp (NASDAQ:GABC - Get Free Report) last posted its earnings results on Monday, July 28th. The bank reported $0.86 EPS for the quarter, topping the consensus estimate of $0.83 by $0.03. The firm had revenue of $91.16 million during the quarter, compared to analysts' expectations of $91.93 million. German American Bancorp had a net margin of 20.84% and a return on equity of 12.40%. On average, analysts expect German American Bancorp to post $3 EPS for the current fiscal year and $4 EPS for the next fiscal year.

German American Bancorp Stock Performance

Shares of GABC traded down $0.40 during mid-day trading on Thursday, reaching $38.45. 48,233 shares of the company's stock traded hands, compared to its average volume of 135,010. German American Bancorp has a 12 month low of $32.75 and a 12 month high of $47.08. The stock has a market capitalization of $1.44 billion, a P/E ratio of 14.62 and a beta of 0.59. The business's 50-day moving average price is $39.08 and its 200-day moving average price is $38.71. The company has a debt-to-equity ratio of 0.21, a quick ratio of 0.86 and a current ratio of 0.86.

German American Bancorp Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Wednesday, August 20th. Investors of record on Sunday, August 10th will be issued a dividend of $0.29 per share. This represents a $1.16 dividend on an annualized basis and a yield of 3.02%. The ex-dividend date of this dividend is Friday, August 8th. German American Bancorp's payout ratio is currently 46.77%.

Insider Activity

In other news, Director Jason M. Kelly sold 2,515 shares of German American Bancorp stock in a transaction on Tuesday, May 20th. The shares were sold at an average price of $39.55, for a total transaction of $99,468.25. Following the transaction, the director directly owned 11,673 shares of the company's stock, valued at $461,667.15. This trade represents a 17.73% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. In the last 90 days, insiders acquired 2,785 shares of company stock valued at $112,078. 6.16% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of GABC. AQR Capital Management LLC boosted its stake in shares of German American Bancorp by 161.6% in the first quarter. AQR Capital Management LLC now owns 50,971 shares of the bank's stock valued at $1,911,000 after buying an additional 31,486 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its position in shares of German American Bancorp by 9.7% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 55,370 shares of the bank's stock worth $2,076,000 after purchasing an additional 4,907 shares during the period. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its holdings in German American Bancorp by 4.4% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 16,932 shares of the bank's stock valued at $635,000 after buying an additional 711 shares during the period. 46.90% of the stock is currently owned by institutional investors.

Analyst Ratings Changes

Separately, Piper Sandler increased their price target on shares of German American Bancorp from $42.00 to $44.00 and gave the stock a "neutral" rating in a research report on Thursday. Two equities research analysts have rated the stock with a hold rating and three have assigned a buy rating to the company's stock. Based on data from MarketBeat.com, the stock currently has an average rating of "Moderate Buy" and a consensus price target of $45.60.

About German American Bancorp

German American Bancorp, Inc operates as a financial holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market.