What is Northland Capmk's Forecast for MFIN Q3 Earnings?

Key Points

• Northland Capital Markets lowered its Q3 2025 earnings estimate for Medallion Financial from $0.36 to $0.29 per share, reflecting a more pessimistic outlook.
• Analyst upgrades from Wall Street Zen and Ladenburg Thalm/SH indicate shifting sentiment, with ratings moving from "buy" to "strong-buy" and a new price objective of $12.00.
• Medallion Financial announced a quarterly dividend of $0.12 per share, representing an annualized yield of 4.7%.

Medallion Financial Corp. (NASDAQ:MFIN - Free Report) - Research analysts at Northland Capmk lowered their Q3 2025 earnings estimates for Medallion Financial in a report released on Thursday, July 31st. Northland Capmk analyst M. Grondahl now forecasts that the credit services provider will earn $0.29 per share for the quarter, down from their prior estimate of $0.36. The consensus estimate for Medallion Financial's current full-year earnings is $1.46 per share. Northland Capmk also issued estimates for Medallion Financial's Q4 2025 earnings at $0.28 EPS, Q1 2026 earnings at $0.27 EPS, Q2 2026 earnings at $0.27 EPS, Q3 2026 earnings at $0.29 EPS and Q4 2026 earnings at $0.30 EPS.

Other equities analysts have also recently issued research reports about the company. Wall Street Zen upgraded Medallion Financial from a "buy" rating to a "strong-buy" rating in a report on Sunday. LADENBURG THALM/SH SH upgraded Medallion Financial from a "neutral" rating to a "buy" rating and set a $12.00 price target for the company in a report on Thursday, July 31st.

Medallion Financial Trading Down 2.8%

MFIN traded down $0.29 during trading on Monday, hitting $10.15. The company's stock had a trading volume of 18,542 shares, compared to its average volume of 50,325. The stock has a market cap of $235.86 million, a PE ratio of 5.77 and a beta of 1.28. The firm's 50 day moving average price is $9.60 and its 200-day moving average price is $9.08. Medallion Financial has a twelve month low of $7.39 and a twelve month high of $10.98. The company has a debt-to-equity ratio of 0.44, a current ratio of 1.18 and a quick ratio of 1.12.

Medallion Financial (NASDAQ:MFIN - Get Free Report) last released its earnings results on Wednesday, July 30th. The credit services provider reported $0.46 earnings per share for the quarter, beating the consensus estimate of $0.30 by $0.16. The company had revenue of $53.37 million during the quarter, compared to the consensus estimate of $52.07 million. Medallion Financial had a return on equity of 9.51% and a net margin of 12.62%.

Medallion Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Friday, August 29th. Stockholders of record on Friday, August 15th will be given a $0.12 dividend. The ex-dividend date of this dividend is Friday, August 15th. This represents a $0.48 annualized dividend and a dividend yield of 4.7%. Medallion Financial's dividend payout ratio is presently 27.27%.

Institutional Inflows and Outflows

Several large investors have recently added to or reduced their stakes in the company. MetLife Investment Management LLC increased its stake in shares of Medallion Financial by 62.0% in the 4th quarter. MetLife Investment Management LLC now owns 9,018 shares of the credit services provider's stock valued at $85,000 after purchasing an additional 3,452 shares during the last quarter. Deutsche Bank AG bought a new stake in shares of Medallion Financial during the 4th quarter valued at approximately $92,000. Baron Wealth Management LLC acquired a new position in Medallion Financial during the 2nd quarter worth approximately $103,000. D Orazio & Associates Inc. acquired a new stake in Medallion Financial in the first quarter valued at approximately $95,000. Finally, Wells Fargo & Company MN lifted its stake in shares of Medallion Financial by 24.3% in the 4th quarter. Wells Fargo & Company MN now owns 11,554 shares of the credit services provider's stock valued at $108,000 after acquiring an additional 2,256 shares during the last quarter. Institutional investors own 40.56% of the company's stock.

Medallion Financial Company Profile

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses.