Northland Capmk Reduces Earnings Estimates for Open Lending

Key Points

• Northland Capmk has revised its earnings estimates for Open Lending Corporation, now projecting a Q3 2025 EPS of $0.00, down from $0.02.
• Open Lending reported Q2 earnings of $0.01 EPS, missing the consensus estimate by $0.01, while revenue for the quarter was $25.31 million.
• Currently, institutional investors hold 78.06% of Open Lending's stock, with several raising their positions significantly over recent quarters.

Open Lending Corporation (NASDAQ:LPRO - Free Report) - Northland Capmk lowered their Q3 2025 earnings per share (EPS) estimates for Open Lending in a research report issued on Thursday, August 7th. Northland Capmk analyst M. Grondahl now anticipates that the company will post earnings of $0.00 per share for the quarter, down from their previous forecast of $0.02. The consensus estimate for Open Lending's current full-year earnings is $0.10 per share. Northland Capmk also issued estimates for Open Lending's Q4 2025 earnings at $0.01 EPS and FY2025 earnings at $0.03 EPS.

Other equities analysts also recently issued reports about the company. Needham & Company LLC raised their price target on Open Lending from $2.00 to $2.50 and gave the stock a "buy" rating in a research note on Friday, May 9th. DA Davidson reiterated a "buy" rating and set a $4.00 target price on shares of Open Lending in a research report on Wednesday, April 16th. Raymond James Financial reiterated an "outperform" rating and set a $2.80 target price (up from $2.50) on shares of Open Lending in a research report on Thursday, August 7th. Finally, Stephens began coverage on Open Lending in a research report on Thursday, June 12th. They set an "equal weight" rating and a $2.50 target price on the stock. Three investment analysts have rated the stock with a hold rating and three have assigned a buy rating to the stock. According to data from MarketBeat.com, the company has an average rating of "Moderate Buy" and an average price target of $3.10.

Open Lending Stock Down 7.6%

Shares of LPRO traded down $0.17 on Monday, hitting $2.00. 226,429 shares of the stock traded hands, compared to its average volume of 1,729,959. Open Lending has a one year low of $0.70 and a one year high of $6.92. The company has a market capitalization of $238.96 million, a PE ratio of -1.70 and a beta of 1.92. The business has a 50 day simple moving average of $2.24 and a 200 day simple moving average of $2.80. The company has a debt-to-equity ratio of 1.63, a quick ratio of 5.67 and a current ratio of 5.67.

Open Lending (NASDAQ:LPRO - Get Free Report) last released its quarterly earnings data on Wednesday, August 6th. The company reported $0.01 earnings per share for the quarter, missing the consensus estimate of $0.02 by ($0.01). The business had revenue of $25.31 million during the quarter, compared to analyst estimates of $23.63 million.

Institutional Inflows and Outflows

Several large investors have recently modified their holdings of the business. Invesco Ltd. grew its position in Open Lending by 1.5% during the 4th quarter. Invesco Ltd. now owns 157,318 shares of the company's stock worth $939,000 after purchasing an additional 2,287 shares during the period. LPL Financial LLC increased its holdings in shares of Open Lending by 4.2% during the 4th quarter. LPL Financial LLC now owns 82,461 shares of the company's stock worth $492,000 after buying an additional 3,309 shares during the last quarter. Federated Hermes Inc. increased its holdings in Open Lending by 4.3% in the 4th quarter. Federated Hermes Inc. now owns 97,379 shares of the company's stock valued at $581,000 after purchasing an additional 4,059 shares during the last quarter. Two Sigma Securities LLC increased its holdings in Open Lending by 26.9% in the 4th quarter. Two Sigma Securities LLC now owns 23,401 shares of the company's stock valued at $140,000 after purchasing an additional 4,962 shares during the last quarter. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its holdings in Open Lending by 3.7% in the 4th quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 149,098 shares of the company's stock valued at $890,000 after purchasing an additional 5,264 shares during the last quarter. Hedge funds and other institutional investors own 78.06% of the company's stock.

About Open Lending

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers.