OppFi (OPFI) Projected to Post Quarterly Earnings on Wednesday

Key Points

• OppFi is expected to release its Q2 2025 earnings report on August 6th, with analysts predicting earnings of $0.30 per share and revenue of $141.19 million.
• The company recorded a negative net margin of 1.79% in its last quarter but achieved a positive return on equity of 48.24%.
• Recent analyst upgrades have set new price targets for OppFi stock, with JMP Securities and Citizens Jmp both rating it as "outperform" and targeting prices of $13.50.

OppFi (NYSE:OPFI - Get Free Report) will likely be posting its Q2 2025 quarterly earnings results before the market opens on Wednesday, August 6th. Analysts expect OppFi to post earnings of $0.30 per share and revenue of $141.19 million for the quarter. OppFi has set its FY 2025 guidance at 1.180-1.260 EPS.

OppFi (NYSE:OPFI - Get Free Report) last released its quarterly earnings results on Wednesday, May 7th. The company reported $0.38 earnings per share for the quarter, beating the consensus estimate of $0.26 by $0.12. The business had revenue of $140.27 million for the quarter, compared to analysts' expectations of $137.71 million. OppFi had a negative net margin of 1.79% and a positive return on equity of 48.24%. On average, analysts expect OppFi to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

OppFi Stock Down 2.4%

Shares of OPFI traded down $0.26 during trading hours on Friday, reaching $10.38. 1,263,839 shares of the company traded hands, compared to its average volume of 987,779. OppFi has a 12 month low of $3.09 and a 12 month high of $17.73. The company has a market capitalization of $901.09 million, a price-to-earnings ratio of -28.05 and a beta of 1.71. The company's fifty day moving average price is $12.73 and its two-hundred day moving average price is $11.45.

Wall Street Analyst Weigh In

OPFI has been the subject of a number of analyst reports. Citizens Jmp raised shares of OppFi from a "market perform" rating to an "outperform" rating and set a $13.50 target price for the company in a research note on Thursday, May 8th. JMP Securities raised OppFi from a "market perform" rating to a "market outperform" rating and set a $13.50 price objective on the stock in a research report on Thursday, May 8th. Finally, Stephens assumed coverage on shares of OppFi in a report on Thursday, June 12th. They set an "equal weight" rating and a $14.50 price objective for the company.

Insider Activity at OppFi

In other news, Director Gregory T. Zeeman sold 50,000 shares of the firm's stock in a transaction that occurred on Wednesday, June 11th. The shares were sold at an average price of $13.98, for a total transaction of $699,000.00. Following the transaction, the director directly owned 149,644 shares of the company's stock, valued at approximately $2,092,023.12. This trade represents a 25.04% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, insider Christopher J. Mckay sold 9,030 shares of OppFi stock in a transaction on Wednesday, July 2nd. The shares were sold at an average price of $13.41, for a total value of $121,092.30. Following the sale, the insider directly owned 185,366 shares of the company's stock, valued at approximately $2,485,758.06. This trade represents a 4.65% decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold 1,240,080 shares of company stock valued at $15,334,334 in the last quarter. Corporate insiders own 72.00% of the company's stock.

Institutional Investors Weigh In On OppFi

An institutional investor recently raised its position in OppFi stock. Rhumbline Advisers boosted its holdings in shares of OppFi Inc. (NYSE:OPFI - Free Report) by 23.3% during the 1st quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The institutional investor owned 19,362 shares of the company's stock after buying an additional 3,662 shares during the period. Rhumbline Advisers' holdings in OppFi were worth $180,000 as of its most recent filing with the Securities and Exchange Commission (SEC). Institutional investors own 7.10% of the company's stock.

OppFi Company Profile

OppFi Inc operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc was founded in 2012 and is headquartered in Chicago, Illinois.