What is DA Davidson's Estimate for COFS Q3 Earnings?

Key Points

• DA Davidson has projected that ChoiceOne Financial Services will report earnings of $0.85 per share for Q3 2025, while the consensus estimate for the full year is $3.67 per share.
• Wall Street Zen upgraded ChoiceOne Financial Services from a "hold" rating to a "buy" rating in a recent research report.
• The company recently paid a **quarterly dividend** of $0.28 per share, translating to an annualized yield of 3.71%, with a payout ratio of 91.06%.

ChoiceOne Financial Services, Inc. (NASDAQ:COFS - Free Report) - Investment analysts at DA Davidson issued their Q3 2025 earnings per share (EPS) estimates for shares of ChoiceOne Financial Services in a report issued on Monday, July 28th. DA Davidson analyst J. Rulis expects that the company will earn $0.85 per share for the quarter. The consensus estimate for ChoiceOne Financial Services' current full-year earnings is $3.67 per share.

Separately, Wall Street Zen upgraded ChoiceOne Financial Services from a "hold" rating to a "buy" rating in a report on Saturday, July 26th.

ChoiceOne Financial Services Stock Down 2.3%

NASDAQ:COFS traded down $0.69 during mid-day trading on Tuesday, reaching $28.71. The stock had a trading volume of 69,207 shares, compared to its average volume of 71,802. The business's 50 day moving average is $29.30 and its 200 day moving average is $29.85. ChoiceOne Financial Services has a fifty-two week low of $24.89 and a fifty-two week high of $38.15. The stock has a market cap of $430.19 million, a P/E ratio of 22.79 and a beta of 0.55. The company has a debt-to-equity ratio of 0.43, a current ratio of 0.83 and a quick ratio of 0.83.

ChoiceOne Financial Services (NASDAQ:COFS - Get Free Report) last issued its earnings results on Friday, July 25th. The company reported $0.91 earnings per share for the quarter, beating analysts' consensus estimates of $0.80 by $0.11. ChoiceOne Financial Services had a return on equity of 12.35% and a net margin of 7.95%. The company had revenue of $42.83 million for the quarter, compared to the consensus estimate of $38.95 million.

Institutional Investors Weigh In On ChoiceOne Financial Services

A number of large investors have recently added to or reduced their stakes in the stock. CWM LLC grew its stake in shares of ChoiceOne Financial Services by 6.0% in the second quarter. CWM LLC now owns 8,223 shares of the company's stock worth $236,000 after acquiring an additional 466 shares during the last quarter. Invesco Ltd. lifted its position in ChoiceOne Financial Services by 3.5% in the fourth quarter. Invesco Ltd. now owns 14,204 shares of the company's stock worth $506,000 after purchasing an additional 483 shares during the period. Geode Capital Management LLC lifted its position in ChoiceOne Financial Services by 0.4% in the fourth quarter. Geode Capital Management LLC now owns 188,103 shares of the company's stock worth $6,706,000 after purchasing an additional 761 shares during the period. The Manufacturers Life Insurance Company lifted its position in ChoiceOne Financial Services by 0.4% in the fourth quarter. The Manufacturers Life Insurance Company now owns 224,304 shares of the company's stock worth $7,994,000 after purchasing an additional 890 shares during the period. Finally, Mattson Financial Services LLC lifted its position in ChoiceOne Financial Services by 58.0% in the fourth quarter. Mattson Financial Services LLC now owns 2,575 shares of the company's stock worth $92,000 after purchasing an additional 945 shares during the period. Institutional investors own 19.90% of the company's stock.

ChoiceOne Financial Services Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Monday, June 30th. Shareholders of record on Friday, June 13th were given a dividend of $0.28 per share. The ex-dividend date of this dividend was Friday, June 13th. This represents a $1.12 dividend on an annualized basis and a yield of 3.9%. ChoiceOne Financial Services's dividend payout ratio is presently 88.89%.

About ChoiceOne Financial Services

ChoiceOne Financial Services, Inc operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services.