What is DA Davidson's Estimate for NBT Bancorp Q3 Earnings?

Key Points

• DA Davidson forecasts NBT Bancorp's Q3 2025 earnings per share (EPS) to be $1.01, with a current target price of $55.00 for the stock.
• The company recently announced an increase in its quarterly dividend to $0.37, representing an annualized yield of 3.6%.
• NBT Bancorp's stock has fluctuated between a one-year low of $37.31 and a high of $52.44, with the stock down 1.9% from previous sessions.

NBT Bancorp Inc. (NASDAQ:NBTB - Free Report) - Stock analysts at DA Davidson issued their Q3 2025 earnings per share (EPS) estimates for NBT Bancorp in a report released on Thursday, July 31st. DA Davidson analyst M. Navas expects that the bank will post earnings of $1.01 per share for the quarter. DA Davidson currently has a "Buy" rating and a $55.00 target price on the stock. The consensus estimate for NBT Bancorp's current full-year earnings is $3.69 per share. DA Davidson also issued estimates for NBT Bancorp's FY2026 earnings at $4.45 EPS.

A number of other brokerages have also recently commented on NBTB. Piper Sandler upgraded NBT Bancorp to a "neutral" rating and set a $47.00 price objective on the stock in a research note on Tuesday, July 8th. Wall Street Zen upgraded NBT Bancorp from a "sell" rating to a "hold" rating in a research note on Saturday. Four analysts have rated the stock with a hold rating and two have issued a buy rating to the stock. Based on data from MarketBeat.com, the company has an average rating of "Hold" and a consensus target price of $52.00.

NBT Bancorp Stock Down 0.6%

Shares of NBTB traded down $0.25 during midday trading on Friday, reaching $40.74. 62,106 shares of the company were exchanged, compared to its average volume of 246,284. The stock has a 50-day moving average price of $42.05 and a 200-day moving average price of $43.43. The company has a market cap of $1.93 billion, a price-to-earnings ratio of 14.70 and a beta of 0.59. NBT Bancorp has a 1-year low of $37.31 and a 1-year high of $52.44. The company has a current ratio of 0.88, a quick ratio of 0.88 and a debt-to-equity ratio of 0.17.

NBT Bancorp (NASDAQ:NBTB - Get Free Report) last announced its quarterly earnings data on Monday, July 28th. The bank reported $0.88 EPS for the quarter, beating analysts' consensus estimates of $0.82 by $0.06. NBT Bancorp had a return on equity of 9.81% and a net margin of 16.10%. The business had revenue of $171.15 million during the quarter, compared to the consensus estimate of $171.04 million.

Institutional Investors Weigh In On NBT Bancorp

Several large investors have recently modified their holdings of NBTB. Leigh Baldwin & CO. LLC purchased a new stake in shares of NBT Bancorp during the fourth quarter worth $52,606,000. Silvercrest Asset Management Group LLC purchased a new stake in shares of NBT Bancorp during the fourth quarter worth $38,978,000. Raymond James Financial Inc. purchased a new stake in shares of NBT Bancorp during the fourth quarter worth $23,651,000. JPMorgan Chase & Co. increased its stake in shares of NBT Bancorp by 307.0% in the fourth quarter. JPMorgan Chase & Co. now owns 376,849 shares of the bank's stock worth $17,998,000 after purchasing an additional 284,267 shares during the period. Finally, Norges Bank acquired a new stake in NBT Bancorp during the fourth quarter worth about $6,736,000. 58.46% of the stock is owned by institutional investors.

Insider Buying and Selling at NBT Bancorp

In other news, Director John H. Watt, Jr. sold 7,869 shares of the stock in a transaction that occurred on Wednesday, May 28th. The stock was sold at an average price of $42.02, for a total transaction of $330,655.38. Following the sale, the director directly owned 116,027 shares in the company, valued at approximately $4,875,454.54. This represents a 6.35% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Insiders own 3.03% of the company's stock.

NBT Bancorp Increases Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, September 15th. Stockholders of record on Monday, September 1st will be given a dividend of $0.37 per share. This represents a $1.48 dividend on an annualized basis and a dividend yield of 3.6%. The ex-dividend date is Friday, August 29th. This is a positive change from NBT Bancorp's previous quarterly dividend of $0.34. NBT Bancorp's payout ratio is currently 49.10%.

About NBT Bancorp

NBT Bancorp Inc, a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans.