Q3 Earnings Estimate for CFR Issued By DA Davidson

Key Points

• DA Davidson projects Cullen/Frost Bankers will report $2.41 earnings per share for Q3 2025, slightly below the current full-year consensus estimate of $8.85 per share.
• Cullen/Frost Bankers' recent Q2 earnings surpassed expectations, with reported earnings of $2.39 and revenue of $567.83 million, beating estimates significantly.
• The company announced a quarterly dividend of $1.00 per share, yielding approximately 3.2%, payable on September 15th to shareholders of record on August 29th.

Cullen/Frost Bankers, Inc. (NYSE:CFR - Free Report) - DA Davidson issued their Q3 2025 earnings estimates for Cullen/Frost Bankers in a research report issued on Friday, August 1st. DA Davidson analyst P. Winter forecasts that the bank will post earnings of $2.41 per share for the quarter. The consensus estimate for Cullen/Frost Bankers' current full-year earnings is $8.85 per share. DA Davidson also issued estimates for Cullen/Frost Bankers' FY2025 earnings at $9.53 EPS.

Cullen/Frost Bankers (NYSE:CFR - Get Free Report) last announced its earnings results on Thursday, July 31st. The bank reported $2.39 EPS for the quarter, topping the consensus estimate of $2.28 by $0.11. Cullen/Frost Bankers had a net margin of 21.20% and a return on equity of 15.46%. The business had revenue of $567.83 million during the quarter, compared to analysts' expectations of $552.04 million. During the same quarter in the prior year, the company posted $2.21 earnings per share.

A number of other brokerages also recently issued reports on CFR. Barclays lowered their price objective on Cullen/Frost Bankers from $155.00 to $145.00 and set an "equal weight" rating for the company in a research report on Friday, August 1st. Raymond James Financial reduced their target price on Cullen/Frost Bankers from $150.00 to $145.00 and set an "outperform" rating for the company in a report on Monday. Royal Bank Of Canada dropped their price target on Cullen/Frost Bankers from $147.00 to $140.00 and set a "sector perform" rating on the stock in a research report on Friday, May 2nd. Evercore ISI upgraded Cullen/Frost Bankers from an "underperform" rating to an "in-line" rating and set a $132.00 price target for the company in a research report on Friday, May 2nd. Finally, Stephens lifted their target price on shares of Cullen/Frost Bankers from $138.00 to $141.00 and gave the company an "equal weight" rating in a research report on Friday, May 2nd. Three equities research analysts have rated the stock with a sell rating, nine have assigned a hold rating and two have issued a buy rating to the company. According to MarketBeat, the stock presently has a consensus rating of "Hold" and an average price target of $133.71.

Cullen/Frost Bankers Price Performance

CFR stock traded down $1.04 during midday trading on Monday, reaching $122.62. The company had a trading volume of 190,245 shares, compared to its average volume of 436,775. Cullen/Frost Bankers has a 1-year low of $100.31 and a 1-year high of $147.64. The company has a market capitalization of $7.89 billion, a price-to-earnings ratio of 13.21, a price-to-earnings-growth ratio of 2.65 and a beta of 0.70. The company has a debt-to-equity ratio of 0.05, a current ratio of 0.64 and a quick ratio of 0.64. The stock has a 50 day moving average price of $130.63 and a 200-day moving average price of $128.45.

Institutional Inflows and Outflows

Several hedge funds have recently added to or reduced their stakes in CFR. Alpine Bank Wealth Management purchased a new stake in Cullen/Frost Bankers in the 1st quarter valued at about $30,000. Hantz Financial Services Inc. raised its holdings in shares of Cullen/Frost Bankers by 8,800.0% during the second quarter. Hantz Financial Services Inc. now owns 267 shares of the bank's stock valued at $34,000 after acquiring an additional 264 shares in the last quarter. eCIO Inc. bought a new position in Cullen/Frost Bankers in the first quarter worth $36,000. Geneos Wealth Management Inc. grew its position in Cullen/Frost Bankers by 40.8% during the 1st quarter. Geneos Wealth Management Inc. now owns 366 shares of the bank's stock valued at $46,000 after purchasing an additional 106 shares during the last quarter. Finally, UMB Bank n.a. boosted its stake in shares of Cullen/Frost Bankers by 59.6% in the 1st quarter. UMB Bank n.a. now owns 391 shares of the bank's stock worth $49,000 after buying an additional 146 shares during the last quarter. Institutional investors own 86.90% of the company's stock.

Cullen/Frost Bankers Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Monday, September 15th. Stockholders of record on Friday, August 29th will be issued a dividend of $1.00 per share. This represents a $4.00 annualized dividend and a dividend yield of 3.3%. The ex-dividend date is Friday, August 29th. Cullen/Frost Bankers's payout ratio is 43.06%.

Cullen/Frost Bankers Company Profile

Cullen/Frost Bankers, Inc operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services.