Q3 Earnings Estimate for Mastercard Issued By Zacks Research

Key Points

• Analysts at Zacks Research have raised their Q3 2025 earnings per share estimate for Mastercard to $4.24, up from $4.03, indicating positive growth expectations.
• Mastercard's recent quarterly earnings beat consensus estimates by 10 cents, reporting $4.15 per share and a revenue of $8.13 billion, which was also above expectations.
• The company’s stock has received numerous positive ratings, with twenty-five analysts issuing a buy rating and a consensus target price of $617.93.

Mastercard Incorporated (NYSE:MA - Free Report) - Research analysts at Zacks Research raised their Q3 2025 EPS estimates for Mastercard in a report released on Wednesday, August 13th. Zacks Research analyst D. Chatterjee now expects that the credit services provider will post earnings per share of $4.24 for the quarter, up from their previous forecast of $4.03. The consensus estimate for Mastercard's current full-year earnings is $15.91 per share. Zacks Research also issued estimates for Mastercard's FY2025 earnings at $16.10 EPS, Q2 2026 earnings at $4.66 EPS, Q3 2026 earnings at $4.94 EPS, FY2026 earnings at $18.75 EPS, Q1 2027 earnings at $4.79 EPS and FY2027 earnings at $21.83 EPS.

Other equities analysts have also issued reports about the stock. Truist Financial dropped their price target on shares of Mastercard from $640.00 to $612.00 and set a "buy" rating on the stock in a research note on Thursday, July 17th. Royal Bank Of Canada increased their price target on shares of Mastercard from $650.00 to $656.00 and gave the company an "outperform" rating in a research note on Friday, August 1st. KeyCorp raised their target price on shares of Mastercard from $635.00 to $660.00 and gave the stock an "overweight" rating in a research report on Friday, August 1st. TD Cowen restated a "buy" rating and set a $645.00 target price on shares of Mastercard in a research report on Monday, August 11th. Finally, UBS Group raised their target price on shares of Mastercard from $660.00 to $670.00 and gave the stock a "buy" rating in a research report on Tuesday, June 3rd. Two equities research analysts have rated the stock with a Strong Buy rating, twenty-four have given a Buy rating and five have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the stock has an average rating of "Moderate Buy" and a consensus target price of $617.93.

Mastercard Stock Up 0.3%

Mastercard stock traded up $1.6290 during mid-day trading on Friday, hitting $585.7690. The company had a trading volume of 2,333,987 shares, compared to its average volume of 2,808,627. The stock has a market cap of $529.54 billion, a price-to-earnings ratio of 39.50, a PEG ratio of 2.39 and a beta of 1.03. Mastercard has a 1 year low of $461.90 and a 1 year high of $594.71. The company has a quick ratio of 1.16, a current ratio of 1.16 and a debt-to-equity ratio of 2.41. The business has a fifty day moving average of $563.30 and a 200 day moving average of $554.81.

Mastercard (NYSE:MA - Get Free Report) last issued its earnings results on Thursday, July 31st. The credit services provider reported $4.15 earnings per share for the quarter, beating the consensus estimate of $4.05 by $0.10. The firm had revenue of $8.13 billion for the quarter, compared to analysts' expectations of $7.95 billion. Mastercard had a net margin of 44.93% and a return on equity of 200.01%. The firm's revenue was up 16.8% compared to the same quarter last year. During the same quarter last year, the company earned $3.50 earnings per share.

Mastercard Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Friday, August 8th. Shareholders of record on Wednesday, July 9th were issued a $0.76 dividend. The ex-dividend date of this dividend was Wednesday, July 9th. This represents a $3.04 dividend on an annualized basis and a yield of 0.5%. Mastercard's dividend payout ratio (DPR) is 20.50%.

Insiders Place Their Bets

In other Mastercard news, Director Julius Genachowski sold 312 shares of the firm's stock in a transaction on Monday, July 7th. The stock was sold at an average price of $570.67, for a total value of $178,049.04. Following the completion of the sale, the director owned 8,469 shares of the company's stock, valued at approximately $4,833,004.23. This trade represents a 3.55% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Linda Pistecchia Kirkpatrick sold 958 shares of the firm's stock in a transaction on Monday, June 30th. The shares were sold at an average price of $560.00, for a total value of $536,480.00. Following the completion of the sale, the insider directly owned 23,624 shares of the company's stock, valued at approximately $13,229,440. This trade represents a 3.90% decrease in their position. The disclosure for this sale can be found here. Insiders sold a total of 38,453 shares of company stock worth $20,178,667 in the last ninety days. 0.09% of the stock is owned by insiders.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently made changes to their positions in the company. Ethos Financial Group LLC raised its stake in Mastercard by 19.5% in the 1st quarter. Ethos Financial Group LLC now owns 3,174 shares of the credit services provider's stock valued at $1,683,000 after purchasing an additional 518 shares during the last quarter. Whalerock Point Partners LLC raised its stake in Mastercard by 1.3% in the 4th quarter. Whalerock Point Partners LLC now owns 14,678 shares of the credit services provider's stock valued at $7,729,000 after purchasing an additional 185 shares during the last quarter. Fortis Advisors LLC raised its stake in Mastercard by 9.4% in the 1st quarter. Fortis Advisors LLC now owns 871 shares of the credit services provider's stock valued at $477,000 after purchasing an additional 75 shares during the last quarter. Canandaigua National Trust Co of Florida grew its holdings in Mastercard by 36.4% in the 1st quarter. Canandaigua National Trust Co of Florida now owns 693 shares of the credit services provider's stock valued at $380,000 after buying an additional 185 shares during the period. Finally, Kingswood Wealth Advisors LLC grew its holdings in Mastercard by 18.0% in the 1st quarter. Kingswood Wealth Advisors LLC now owns 6,870 shares of the credit services provider's stock valued at $3,766,000 after buying an additional 1,047 shares during the period. Institutional investors and hedge funds own 97.28% of the company's stock.

About Mastercard

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions.