Regional Management (RM) to Release Quarterly Earnings on Wednesday

Regional Management (NYSE:RM - Get Free Report) will likely be posting its Q2 2025 quarterly earnings results after the market closes on Wednesday, July 30th. Analysts expect Regional Management to post earnings of $0.72 per share and revenue of $155.22 million for the quarter.

Regional Management (NYSE:RM - Get Free Report) last issued its quarterly earnings data on Wednesday, April 30th. The credit services provider reported $0.70 EPS for the quarter, topping the consensus estimate of $0.67 by $0.03. Regional Management had a return on equity of 10.57% and a net margin of 5.53%. The company had revenue of $152.97 million during the quarter, compared to analyst estimates of $153.59 million. On average, analysts expect Regional Management to post $5 EPS for the current fiscal year and $7 EPS for the next fiscal year.

Regional Management Price Performance

Shares of NYSE RM traded down $0.09 during midday trading on Friday, hitting $32.00. 15,243 shares of the company's stock were exchanged, compared to its average volume of 43,815. Regional Management has a 12-month low of $25.41 and a 12-month high of $37.52. The company has a current ratio of 45.13, a quick ratio of 45.13 and a debt-to-equity ratio of 4.11. The company has a market cap of $317.47 million, a price-to-earnings ratio of 9.70 and a beta of 1.18. The business's fifty day moving average price is $29.55 and its two-hundred day moving average price is $31.34.

Regional Management Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Wednesday, June 11th. Stockholders of record on Wednesday, May 21st were issued a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a dividend yield of 3.75%. The ex-dividend date of this dividend was Wednesday, May 21st. Regional Management's payout ratio is 36.36%.

Analyst Ratings Changes

Several research analysts have recently commented on the company. Keefe, Bruyette & Woods cut their price objective on Regional Management from $33.00 to $30.00 and set a "market perform" rating for the company in a report on Friday, May 2nd. Wall Street Zen upgraded Regional Management from a "hold" rating to a "buy" rating in a research report on Saturday.

Insider Activity

In related news, CEO Robert William Beck sold 6,160 shares of Regional Management stock in a transaction on Tuesday, July 1st. The shares were sold at an average price of $30.39, for a total value of $187,202.40. Following the transaction, the chief executive officer owned 89,673 shares in the company, valued at $2,725,162.47. This trade represents a 6.43% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Also, major shareholder Fund L.P. Forager bought 12,754 shares of the firm's stock in a transaction that occurred on Tuesday, June 10th. The stock was acquired at an average price of $28.20 per share, for a total transaction of $359,662.80. Following the transaction, the insider owned 1,016,236 shares in the company, valued at $28,657,855.20. This trade represents a 1.27% increase in their ownership of the stock. The disclosure for this purchase can be found here. Insiders have bought a total of 36,082 shares of company stock worth $1,022,745 over the last quarter. Corporate insiders own 10.80% of the company's stock.

Institutional Inflows and Outflows

Several large investors have recently modified their holdings of RM. AQR Capital Management LLC purchased a new position in shares of Regional Management in the first quarter worth about $201,000. Jane Street Group LLC bought a new position in shares of Regional Management during the first quarter valued at about $282,000. Royal Bank of Canada raised its stake in shares of Regional Management by 2.4% during the first quarter. Royal Bank of Canada now owns 16,200 shares of the credit services provider's stock valued at $487,000 after acquiring an additional 375 shares during the last quarter. Empowered Funds LLC raised its stake in shares of Regional Management by 7.2% during the first quarter. Empowered Funds LLC now owns 46,851 shares of the credit services provider's stock valued at $1,411,000 after acquiring an additional 3,160 shares during the last quarter. Finally, Goldman Sachs Group Inc. raised its stake in shares of Regional Management by 45.5% during the first quarter. Goldman Sachs Group Inc. now owns 194,374 shares of the credit services provider's stock valued at $5,853,000 after acquiring an additional 60,744 shares during the last quarter. Hedge funds and other institutional investors own 98.89% of the company's stock.

About Regional Management

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products.