What is DA Davidson's Forecast for FSBC Q3 Earnings?

Key Points

• DA Davidson predicts that Five Star Bancorp will report earnings of $0.72 per share in Q3 2025, maintaining a "Buy" rating and a price target of $39.00.
• The company beat analysts' estimates with reported earnings of $0.68 per share in its last earnings release, with total revenue reaching $38.33 million for the quarter.
• Five Star Bancorp has announced a quarterly dividend of $0.20 per share, reflecting an annual yield of 2.62%, with the payment date set for August 11th.

Five Star Bancorp (NASDAQ:FSBC - Free Report) - Research analysts at DA Davidson issued their Q3 2025 earnings per share estimates for shares of Five Star Bancorp in a research note issued on Friday, July 25th. DA Davidson analyst G. Tenner forecasts that the company will post earnings of $0.72 per share for the quarter. DA Davidson has a "Buy" rating and a $39.00 price target on the stock. The consensus estimate for Five Star Bancorp's current full-year earnings is $2.63 per share. DA Davidson also issued estimates for Five Star Bancorp's FY2025 earnings at $2.78 EPS and FY2026 earnings at $3.25 EPS.

Five Star Bancorp (NASDAQ:FSBC - Get Free Report) last announced its earnings results on Wednesday, July 23rd. The company reported $0.68 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.65 by $0.03. Five Star Bancorp had a return on equity of 13.05% and a net margin of 22.14%. The company had revenue of $38.33 million for the quarter, compared to analyst estimates of $37.60 million.

Several other equities research analysts have also issued reports on the company. Raymond James Financial dropped their price target on Five Star Bancorp from $35.00 to $31.00 and set an "outperform" rating on the stock in a research report on Wednesday, April 30th. Citigroup reissued an "outperform" rating on shares of Five Star Bancorp in a research report on Wednesday, April 30th. Finally, Keefe, Bruyette & Woods upped their price target on Five Star Bancorp from $32.00 to $33.00 and gave the company a "market perform" rating in a research report on Monday. One analyst has rated the stock with a hold rating and four have issued a buy rating to the company's stock. According to MarketBeat, Five Star Bancorp currently has an average rating of "Moderate Buy" and an average target price of $35.00.

Five Star Bancorp Stock Down 2.0%

Shares of FSBC traded down $0.61 during trading on Monday, reaching $29.98. The company's stock had a trading volume of 995 shares, compared to its average volume of 54,948. The company has a fifty day moving average of $28.81 and a two-hundred day moving average of $28.79. Five Star Bancorp has a twelve month low of $22.22 and a twelve month high of $35.13. The company has a market cap of $639.56 million, a price-to-earnings ratio of 12.27 and a beta of 0.51.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently modified their holdings of the business. CWM LLC grew its stake in shares of Five Star Bancorp by 375.9% in the second quarter. CWM LLC now owns 1,047 shares of the company's stock worth $30,000 after purchasing an additional 827 shares in the last quarter. BNP Paribas Financial Markets acquired a new stake in shares of Five Star Bancorp in the fourth quarter valued at $60,000. GAMMA Investing LLC lifted its holdings in shares of Five Star Bancorp by 8,240.7% in the first quarter. GAMMA Investing LLC now owns 2,252 shares of the company's stock valued at $63,000 after buying an additional 2,225 shares during the period. Public Employees Retirement System of Ohio lifted its holdings in shares of Five Star Bancorp by 91.5% in the fourth quarter. Public Employees Retirement System of Ohio now owns 2,987 shares of the company's stock valued at $90,000 after buying an additional 1,427 shares during the period. Finally, KLP Kapitalforvaltning AS acquired a new stake in shares of Five Star Bancorp in the fourth quarter valued at $108,000. Institutional investors own 46.94% of the company's stock.

Insider Activity

In other news, CEO James Eugene Beckwith sold 6,429 shares of the stock in a transaction on Tuesday, June 10th. The stock was sold at an average price of $27.74, for a total value of $178,340.46. Following the completion of the transaction, the chief executive officer owned 469,952 shares of the company's stock, valued at approximately $13,036,468.48. This represents a 1.35% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this link. Insiders own 21.70% of the company's stock.

Five Star Bancorp Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Monday, August 11th. Stockholders of record on Monday, August 4th will be paid a $0.20 dividend. The ex-dividend date is Monday, August 4th. This represents a $0.80 annualized dividend and a dividend yield of 2.67%. Five Star Bancorp's payout ratio is 32.65%.

Five Star Bancorp Company Profile

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits.