Roth Capital Forecasts Reduced Earnings for Essent Group

Key Points

• Roth Capital has lowered their Q3 2025 earnings per share (EPS) estimate for Essent Group to $1.66, down from the previous estimate of $1.73, reflecting reduced earnings expectations.
• Essent Group's recent quarterly earnings report showed an EPS of $1.93, exceeding the consensus estimate of $1.68, with revenue also surpassing analyst projections.
• The company recently declared a quarterly dividend of $0.31 per share, which equates to an annualized yield of 2.0%, effective September 10th for investors of record.

Essent Group Ltd. (NYSE:ESNT - Free Report) - Roth Capital dropped their Q3 2025 EPS estimates for shares of Essent Group in a report released on Monday, August 11th. Roth Capital analyst H. Fong now forecasts that the financial services provider will post earnings per share of $1.66 for the quarter, down from their previous forecast of $1.73. The consensus estimate for Essent Group's current full-year earnings is $6.88 per share. Roth Capital also issued estimates for Essent Group's Q1 2026 earnings at $1.68 EPS.

Essent Group (NYSE:ESNT - Get Free Report) last announced its quarterly earnings results on Friday, August 8th. The financial services provider reported $1.93 EPS for the quarter, topping the consensus estimate of $1.68 by $0.25. The firm had revenue of $319.14 million for the quarter, compared to analyst estimates of $317.46 million. Essent Group had a net margin of 56.36% and a return on equity of 12.66%. Essent Group's revenue for the quarter was up 2.0% compared to the same quarter last year. During the same period last year, the business earned $1.91 EPS.

ESNT has been the topic of several other research reports. JPMorgan Chase & Co. set a $60.00 target price on shares of Essent Group in a report on Friday, August 8th. Keefe, Bruyette & Woods downgraded shares of Essent Group from an "outperform" rating to a "market perform" rating in a report on Friday, August 8th. Royal Bank Of Canada reaffirmed an "outperform" rating on shares of Essent Group in a report on Friday, August 8th. The Goldman Sachs Group set a $60.00 target price on shares of Essent Group and gave the company a "neutral" rating in a report on Friday, August 8th. Finally, BTIG Research reaffirmed a "buy" rating on shares of Essent Group in a report on Friday, May 9th. Four equities research analysts have rated the stock with a hold rating and four have given a buy rating to the company. Based on data from MarketBeat, the company presently has an average rating of "Moderate Buy" and a consensus target price of $63.67.

Essent Group Trading Up 1.2%

NYSE ESNT opened at $62.75 on Thursday. The company has a debt-to-equity ratio of 0.09, a quick ratio of 1.32 and a current ratio of 1.24. The firm has a market cap of $6.18 billion, a PE ratio of 9.16, a P/E/G ratio of 8.77 and a beta of 0.82. Essent Group has a one year low of $51.61 and a one year high of $65.33. The firm's fifty day moving average is $58.44 and its two-hundred day moving average is $57.42.

Essent Group Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Wednesday, September 10th. Investors of record on Friday, August 29th will be issued a dividend of $0.31 per share. The ex-dividend date of this dividend is Friday, August 29th. This represents a $1.24 dividend on an annualized basis and a yield of 2.0%. Essent Group's payout ratio is currently 18.10%.

Insider Transactions at Essent Group

In other Essent Group news, CFO David B. Weinstock sold 2,500 shares of Essent Group stock in a transaction dated Monday, June 16th. The shares were sold at an average price of $58.79, for a total transaction of $146,975.00. Following the completion of the transaction, the chief financial officer owned 27,365 shares in the company, valued at approximately $1,608,788.35. The trade was a 8.37% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this link. Also, SVP Mary Lourdes Gibbons sold 1,999 shares of Essent Group stock in a transaction dated Monday, June 23rd. The stock was sold at an average price of $60.00, for a total transaction of $119,940.00. Following the transaction, the senior vice president owned 251,023 shares of the company's stock, valued at approximately $15,061,380. The trade was a 0.79% decrease in their position. The disclosure for this sale can be found here. In the last three months, insiders have sold 4,739 shares of company stock worth $281,795. 2.90% of the stock is owned by insiders.

Hedge Funds Weigh In On Essent Group

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in ESNT. California Public Employees Retirement System raised its position in shares of Essent Group by 0.9% in the second quarter. California Public Employees Retirement System now owns 206,205 shares of the financial services provider's stock valued at $12,523,000 after buying an additional 1,752 shares during the last quarter. Cerity Partners LLC raised its position in shares of Essent Group by 93.5% in the second quarter. Cerity Partners LLC now owns 29,838 shares of the financial services provider's stock valued at $1,812,000 after buying an additional 14,420 shares during the last quarter. Gamco Investors INC. ET AL acquired a new position in shares of Essent Group in the second quarter valued at approximately $2,532,000. Jump Financial LLC acquired a new position in shares of Essent Group in the second quarter valued at approximately $224,000. Finally, Baird Financial Group Inc. acquired a new position in Essent Group during the second quarter worth approximately $211,000. Institutional investors and hedge funds own 93.00% of the company's stock.

Essent Group Company Profile

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services, as well as risk management products and title insurance and settlement services.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest and most accurate reporting. This story was reviewed by MarketBeat's editorial team prior to publication. Please send any questions or comments about this story to contact@marketbeat.com.